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Garage Fromage

Active
Private limited companyfounded 2022active for 4 yearsWinkselsesteenweg 82, 3020 Herent, BelgiumKBO/BCE: BE 0783.373.285
Summary

The computed 12-month bankruptcy probability of Garage Fromage is 2.3% (moderate). The 2025 annual accounts show negative equity (-€6,113) and a net result of €9,109. Equity has been stable since 2022 (±0.1% per year). Its solvency ranks better than 17% of 1,901 sector peers (NACE 10, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-03-2022 Normal situation
Activity
Manufacture of food products NACE 10510
Establishment unit
2.329.160.634 3020 Herent, since 14-03-2022
Financial year end
31 December
Peppol
Reachable since 01-12-2024

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
€16,729
▲ 274%
Turnover
≈ €130,000
estimated
Profit
€9,109
Equity
-€6,113
▲ 59.8%
Total assets
€51,810
▲ 8.3%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Founded in 2022Negative equity -€6,113lowers riskLiquidity: current ratio 0.47, cash €13,412Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 52% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Average
Solvency 13+13
equity -11.8% of total assets
Liquidity 32+22
short-term debt 111.8% · cash 25.9%
Profitability 91+33
return on assets 17.6%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 3.2% 01-2025: 3.2%● unchanged vs 12-2024 02-2025: 3.2%● unchanged vs 01-2025 03-2025: 3.1%▼ -0.1 percentage points vs 02-2025 04-2025: 3.2%▲ +0.1 percentage points vs 03-2025 05-2025: 3.2%● unchanged vs 04-2025 06-2025: 3.1%▼ -0.1 percentage points vs 05-2025 07-2025: 3.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.9%▲ +0.7 percentage points vs 07-2025 09-2025: 5.7%▲ +1.8 percentage points vs 08-2025 10-2025: 5.7%● unchanged vs 09-2025 11-2025: 5.2%▼ -0.5 percentage points vs 10-2025 12-2025: 5.1%▼ -0.1 percentage points vs 11-2025 01-2026: 5.0%▼ -0.1 percentage points vs 12-2025 02-2026: 5.0%● unchanged vs 01-2026 03-2026: 4.9%▼ -0.1 percentage points vs 02-2026 04-2026: 4.9%● unchanged vs 03-2026 05-2026: 5.0%▲ +0.1 percentage points vs 04-2026 06-2026: 5.0%● unchanged vs 05-2026 07-2026: 5.1%▲ +0.1 percentage points vs 06-2026 08-2026: 5.8%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 2.3%▼ -3.5 percentage points vs 08-2026lowest value 10-2026: 2.3%● unchanged vs 09-2026lowest value 11-2026: 2.3%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.47 (0.32 in 2024), below 1. Short-term debt is 111.8% and cash 25.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 15% of them on solvency, 23% on liquidity, 83% on profitability and 86% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.47, cash €13,412
NBB · annual accounts
raises risk · Negative equity -€6,113
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1901 sector peers (2025).
NBB · sector comparison
Position among 1901 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
26 days late
2024
25 days late
2023
28 days late
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 28 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€6,113 View
  • Caution: Lower solvency than 83% of companies in food productssector median 30.9% · 1,901 companies -11.8% View

Recent changes

  1. · Gazette deed Resignation: Johan Aerts (director)Permanent representative: Thomas Bossuyt
  2. · Gazette deed IncorporationAppointments: Bossuyt & Roex, Massart-Santermans and AERTS Johan · Permanent representatives: BOSSUYT Thomas and MASSART Stijn
All 7 events

Comparable companies

These companies have the same main activity as Garage Fromage: manufacture of food products (NACE 10510). They are comparable in size and age: total assets between €43,900 and €176,000, founded between 2018 and 2024.

CompanyTotal assetsGross margin
Garage Fromage Herent€51,810€16,729
Wasdom Gent€54,951€10,959
LUPULUS CHEESE FACTORY Gouvy€45,371€10,165
FERME DE BIJARD Fosses-la-Ville€109,157€20,032
Les Douceurs d'Amandine Lessines€43,917€42,996
LE FROMAGER ARDENT Liège€61,453€6,122
CAROLINE ET BENOIT Neufchâteau€176,291€23,314
Full comparison

Key facts about Garage Fromage

What is the company number of Garage Fromage?
The company number of Garage Fromage is 0783.373.285. The VAT number is the same number with BE in front: BE 0783.373.285.
Where is Garage Fromage based?
The registered office is at Winkselsesteenweg 82, 3020 Herent.Company details
What does Garage Fromage do?
According to the KBO register, the main activity is manufacture of food products (NACE 10510).
What is the legal form of Garage Fromage?
The legal form of Garage Fromage is Private limited company (BV).
When was Garage Fromage founded?
Garage Fromage was founded on 14-03-2022.
Is Garage Fromage still active?
Yes, Garage Fromage is an active enterprise in the KBO register.
What is the turnover of Garage Fromage?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €16,729 and 6,321 comparable companies of the same size. It probably lies between €59,000 and €310,000. It is a rough estimate.Financials
Is Garage Fromage profitable?
In financial year 2025, Garage Fromage made a profit of €9,109.
Where can I find the annual accounts of Garage Fromage?
Garage Fromage filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Garage Fromage due?
Garage Fromage must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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