Financials
- Fiscal year
- 2024
- Total assets
- €426,434
- Profit
- €10,500
- Solvency
- 3.2%
Total assets▲ 48.7%
Net result
20232024
Garage Eeman & Zn
ActiveSummary
The computed 12-month bankruptcy probability of Garage Eeman & Zn is 2.9% (moderate). The 2024 annual accounts show equity of €13,625 and a net result of €10,500. Its solvency ranks better than 21% of 3549 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201
1 site
Size
€426,434total assets 2024
- Equity
- €13,625
- Profit
- €10,500
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 1 deed read
Why 52- Figures for FY 2024 (filed 27-08-2025)- 1 financial year not filed after the legal deadline; latest accounts 27 days late; 1 of the last 3 late- Founded in 2023+ Size: total assets €426,434Show the evidence
Checked score
Score 2024
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 55% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
28+2
equity 3.2% of total assets
Liquidity
57+6
short-term debt 39.7% · cash 20.8%
Profitability
72+30
return on assets 2.5%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.9%
12-2024: 2.9%● 0.0% vs 11-2024
01-2025: 2.9%▲ +0.4% vs 12-2024
02-2025: 2.9%▼ -1.1% vs 01-2025
03-2025: 2.9%▼ -1.0% vs 02-2025
04-2025: 3.0%▲ +6.4% vs 03-2025
05-2025: 3.1%▲ +1.1% vs 04-2025
06-2025: 3.0%▼ -2.2% vs 05-2025
07-2025: 3.1%▲ +3.8% vs 06-2025
08-2025: 3.6%▲ +16.7% vs 07-2025highest value
09-2025: 1.1%▼ -70.3% vs 08-2025
10-2025: 1.1%● 0.0% vs 09-2025
11-2025: 1.1%▲ +0.4% vs 10-2025
12-2025: 1.1%▼ -0.6% vs 11-2025lowest value
01-2026: 1.1%▲ +5.5% vs 12-2025
02-2026: 1.2%▲ +1.5% vs 01-2026
03-2026: 1.1%▼ -0.6% vs 02-2026
04-2026: 1.2%▲ +2.3% vs 03-2026
05-2026: 1.3%▲ +12.1% vs 04-2026
06-2026: 1.3%▼ -2.5% vs 05-2026
07-2026: 1.3%▲ +1.6% vs 06-2026
08-2026: 1.7%▲ +32.5% vs 07-2026
09-2026: 2.0%▲ +15.6% vs 08-2026
10-2026: 2.9%▲ +45.8% vs 09-2026
- Figures for FY 2024 (filed 27-08-2025) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 27 days late; 1 of the last 3 late raises the probability
- Founded in 2023 raises the probability for this profile
- Size: total assets €426,434 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.32 against 6.95 in 2023; short-term debt: 39.7% and cash: 20.8% of total assets), but 96.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 18%, liquidity 58%, profitability 45%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3549 sector peers (2024).
NBB · sector comparisonPosition among 3549 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 44 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
- 27-08-2025Annual accounts filed
- 30-09-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 17-04-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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