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Garage Denis

Active
Private limited companyfounded 1972active for 53 yearsRue de Boussu 142, 7370 Dour, BelgiumKBO/BCE: BE 0412.751.034
Summary

The computed 12-month bankruptcy probability of Garage Denis is 1.6% (moderate). The 2025 annual accounts show equity of €42,383 and a net result of -€25,260. Equity is shrinking by about 16% per year across the filed financial years. Its solvency ranks better than 10% of 61 sector peers (NACE 95, financial year 2026). The company has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
Garage DenisActiveChecked score 61/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
2nd oldest company in Hainaut, Repair of computers and personal goods sector1 site
Size
≈ €180,000turnover 2025, estimated
Staff
3 FTE
Equity
€42,383
Loss
-€25,260
Turnover estimated from the gross margin
Financial health
61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts 3 days early1 of 2 deeds summarised
Why 61raises riskLoss of €35,455, the second in a row (financial year 2026)Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Liquidity: current ratio 1.05, cash €5,785lowers riskSize: total assets €137,608Show the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 17% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 49-12
equity 24.4% of total assets
Liquidity 14-12
short-term debt 75.6% · cash 3.6%
Profitability 1-2
return on assets -14.6%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025lowest value 05-2025: 0.7%● unchanged vs 04-2025lowest value 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.9%▲ +0.1 percentage points vs 09-2025 11-2025: 1.0%▲ +0.1 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.6%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.32, compared with 1.56 in 2024, below the usual 1.5; short-term debt: 75.6% and cash: 3.6% of total assets), and 75.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 35% on solvency, 10% on liquidity, 11% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €35,455, the second in a row (financial year 2026)
NBB · annual accounts
lowers risk · Size: total assets €137,608
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Liquidity: current ratio 1.05, cash €5,785
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€25,260
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
6 days early
2023
8 days early
2022
6 days early
2021
1 day early
2020
4 days late
2019
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 25 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end31-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Reappointment: DENIS Christophe (sole director)Amendment of the articles ·…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€25,260 View
  • Caution: Among the weakest 5% on net resultsector median €21,707 · 61 companies -€35,455 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Active since 1972founded 15-11-1972 53 years View

By topic

Financials

Financial year
2025
Total assets
€173,459
Loss
-€25,260
Solvency
24.4%
Total assets▼ 8.0%
Net result
20192025
Go to Financials

Timeline

Events
52
Since
1979
Next accounts
by 31-10-2026
  1. 23-10-2023Annual accounts filed
  2. 25-10-2022Annual accounts filed
  3. 31-03-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
15-11-1972
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Garage Denis

What is the company number of Garage Denis?
0412.751.034. In Belgium the VAT number is the company number with BE in front: BE 0412.751.034.
Where is Garage Denis based?
The registered office is at Rue de Boussu 142, 7370 Dour.Company details
What does Garage Denis do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Garage Denis?
Private limited company (BV).
When was Garage Denis founded?
On 15-11-1972.
Is Garage Denis still active?
Yes, Garage Denis is an active enterprise in the KBO register.
How many employees does Garage Denis have?
On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Garage Denis?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Garage Denis profitable?
In financial year 2025, Garage Denis made a loss of €25,260.
Where can I find the annual accounts of Garage Denis?
Garage Denis filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Garage Denis due?
By 31-10-2026, for financial year 2026.Timeline

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