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GARAGE DELTA

Active
Private limited companyfounded 1985active for 41 yearsMedelaar 116, 2980 Zoersel, BelgiumKBO/BCE: BE 0427.546.603

From the official registers: KBO 38 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GARAGE DELTA has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,000 and a net result of -€9,271. Equity has been growing by about 7.7% per year since 2018. Its solvency ranks better than 28% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 27-06-1985 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 1 other
Establishment unit
2.027.606.935 2960 Brecht, since 20-08-1985
Financial year end
31 December
Peppol
Reachable since 03-09-2025

Board and ownership

Board
  • CloJo StrategiesDirector · permanent representative Jonas Van de Cloot

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€46,051
▼ 84.3%
Turnover
≈ €150,000
estimated
Loss
€9,271
Equity
€100,000
▼ 84.3%
Total assets
€674,038
▼ 9.0%
Staff
0.2 FTE
▼ 92.9%
Filed on 18-05-2026, 74 days before the deadlinePDF
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Equity €100,000 (14.8% of total assets)Loss of €9,271 (financial year 2025)lowers riskSize: total assets €674,038Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Average
Solvency 40-60
equity 14.8% of total assets
Liquidity 48-34
short-term debt 85.2% · cash 36.4%
Profitability 50-33
return on assets -1.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.17 (6.67 in 2024), below the usual 1.5. Short-term debt is 85.2% and cash 36.4% of total assets. 85.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 26% of them on solvency, 43% on liquidity, 28% on profitability and 6% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €674,038
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Equity €100,000 (14.8% of total assets)
NBB · annual accounts
raises risk · Loss of €9,271 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 days early
2024
27 days late
2023
7 days late
2022
18 days late
2021
31 days late
2020
24 days late
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €84,477 in 2024 -€9,271 View
  • Positive: Oldest company in Zoersel, Other services sectorin the Checked rankings No. 1 View
  • Caution: Board changedlatest change 15-06-2026 · 1 in office 1 joined · 1 left View

Comparable companies

These companies have the same main activity as GARAGE DELTA: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €466,000 and €783,000, founded between 1979 and 1995.

CompanyTotal assetsGross margin
GARAGE DELTA Zoersel€674,038€46,051
Etablissements Luc Janssens Braine-l'Alleud€783,060€44,925
GARAGE MICHEL DESCAMPS Menen€587,809€56,364
AUTO'S EDDY Deinze€541,033€45,038
AUTRAC Lint€726,258€59,916
Garage Simons C & W Kalmthout€465,706€39,853
Garage Bernard JACQUET Fosses-la-Ville€531,725€43,084
Full comparison

Documents

Annual accounts at the NBB

All 38 annual accounts

Articles and registers

Key facts about GARAGE DELTA

What is the company number of GARAGE DELTA?
The company number of GARAGE DELTA is 0427.546.603. The VAT number is the same number with BE in front: BE 0427.546.603.
Where is GARAGE DELTA based?
The registered office is at Medelaar 116, 2980 Zoersel.Company details
What does GARAGE DELTA do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE DELTA?
The legal form of GARAGE DELTA is Private limited company (BV).
When was GARAGE DELTA founded?
GARAGE DELTA was founded on 27-06-1985.
Is GARAGE DELTA still active?
Yes, GARAGE DELTA is an active enterprise in the KBO register.
How many employees does GARAGE DELTA have?
GARAGE DELTA had an average of 0.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARAGE DELTA?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €46,051 and 52 comparable companies (NACE 953). It probably lies between €100,000 and €330,000.
Is GARAGE DELTA profitable?
In financial year 2025, GARAGE DELTA made a loss of €9,271.
Where can I find the annual accounts of GARAGE DELTA?
GARAGE DELTA filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of GARAGE DELTA due?
GARAGE DELTA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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