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GARAGE DECLERCK

Active
Private limited companyfounded 1995active for 31 yearsOostzeestraat 1, 8380 Brugge, BelgiumKBO/BCE: BE 0455.792.310
Summary

GARAGE DECLERCK has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €73,913. Equity has been growing by about 8.8% per year since 2019. Its solvency ranks better than 95% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 31-03-1995 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Joint committee
112 Paritair Comité voor het garagebedrijf · annual accounts 30-09-2025
Establishment unit
2.073.147.940 8380 Brugge, since 25-09-1995
Financial year end
30 September
Peppol
Reachable

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€187,431
▼ 4.7%
Turnover
≈ €1.1m
estimated
Profit
€73,913
▼ 11.8%
Equity
€1.1m
▲ 7.2%
Total assets
€1.1m
▲ 1.1%
Employees on 30-09-2025
1
=
Filed on 30-04-2026, on time
Score breakdownlowers riskLiquidity: current ratio 20.03, cash €431,777Equity €1.1m (95.3% of total assets)Founded in 1995Size: 1 FTE, total assets €1.1mShow the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.3% of total assets
Liquidity 98=
short-term debt 4.5% · cash 38.3%
Profitability 77-1
return on assets 6.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026highest value 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 20.03 (8.81 in 2024), above the usual 1.5. Short-term debt is 4.5% and cash 38.3% of total assets. 4.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 96% on liquidity, 65% on profitability and 56% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 20.03, cash €431,777
NBB · annual accounts
lowers risk · Equity €1.1m (95.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 1 FTE, total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
35 days early
2023
34 days early
2022
2 days early
2021
26 days early
2020
29 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 4 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 36.6% · 12,757 companies 95.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €73,913 7 years View

Recent changes

  1. · Gazette deed Resignation: Jan Declerck (director)Reappointment: Jan Declerck (director)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as GARAGE DECLERCK: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €941,000 and €1.5m, founded between 1991 and 1996.

CompanyTotal assetsGross margin
GARAGE DECLERCK Brugge€1.1m€0.2m
DEMEESTER DIEGO Poperinge€1.4m€0.2m
Auto's Bart Huybs Merksplas€1.0m€0.2m
GARAGE CARPENTIER Geel€0.9m€0.2m
LESOT Frères Péruwelz€1.1m€0.2m
SB Worldwide Trade Schilde€1.0m€0.3m
Van Stichel Affligem€1.5m€0.2m
Full comparison

Key facts about GARAGE DECLERCK

What is the company number of GARAGE DECLERCK?
The company number of GARAGE DECLERCK is 0455.792.310. The VAT number is the same number with BE in front: BE 0455.792.310.
Where is GARAGE DECLERCK based?
The registered office is at Oostzeestraat 1, 8380 Brugge.Company details
What does GARAGE DECLERCK do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of GARAGE DECLERCK?
The legal form of GARAGE DECLERCK is Private limited company (BV).
When was GARAGE DECLERCK founded?
GARAGE DECLERCK was founded on 31-03-1995.
Is GARAGE DECLERCK still active?
Yes, GARAGE DECLERCK is an active enterprise in the KBO register.
How many employees does GARAGE DECLERCK have?
GARAGE DECLERCK had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does GARAGE DECLERCK fall under?
In its 30-09-2025 annual accounts, GARAGE DECLERCK states joint committee 112 (Paritair Comité voor het garagebedrijf).
What is the turnover of GARAGE DECLERCK?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €187,431 and 37 comparable companies (NACE 47811). It probably lies between €660,000 and €2.5m.
Is GARAGE DECLERCK profitable?
In financial year 2025, GARAGE DECLERCK made a profit of €73,913.
Where can I find the annual accounts of GARAGE DECLERCK?
GARAGE DECLERCK filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE DECLERCK due?
GARAGE DECLERCK must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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