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GARAGE DE VULDER

Active
Public limited companyfounded 1979active for 47 yearsHeldergemstraat(HE) 57, 9450 Haaltert, BelgiumKBO/BCE: BE 0419.100.178
Summary

GARAGE DE VULDER has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344,767 and a net result of €25,317. Equity has been growing by about 6.7% per year since 2018. Its solvency ranks better than 83% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-01-1979 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Establishment unit
2.110.177.491 9450 Haaltert, since 28-10-2002
Financial year end
31 December
Peppol
Reachable since 17-06-2025

Board and ownership

Board
  • Mieke De VulderDirector · since 01-01-2022
  • RODEDirector · since 01-01-2022 · permanent representative Jo De Vulder

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€40,341
▼ 20.4%
Turnover
≈ €130,000
estimated
Profit
€25,317
▼ 22.9%
Equity
€344,767
▼ 21.5%
Total assets
€472,780
▲ 6.0%
Filed on 27-05-2026, 65 days before the deadline
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 3.66, cash €226,769Equity €344,767 (72.9% of total assets)Founded in 1979Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 98-2
equity 72.9% of total assets
Liquidity 89-11
short-term debt 27.1% · cash 48.0%
Profitability 75-3
return on assets 5.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.66 (66.52 in 2024), above the usual 1.5. Short-term debt is 27.1% and cash 48% of total assets. 27.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 82% of them on solvency, 88% on liquidity, 54% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.66, cash €226,769
NBB · annual accounts
lowers risk · Equity €344,767 (72.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 1979
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
52 days early
2023
70 days early
2022
65 days early
2021
62 days early
2020
66 days early
2019
66 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 64 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 91% of companies in repair of computers and personal goodssector median €46,110 · 3,302 companies €344,767 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €25,317 6 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Resignations & appointments
  2. · Gazette deed Reappointments: Jo De Vulder, Mieke De Vulder and RodePermanent representative: Jo De Vulder
All 16 events

Comparable companies

These companies have the same main activity as GARAGE DE VULDER: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €341,000 and €541,000, founded between 1984 and 1991.

CompanyTotal assetsGross margin
GARAGE DE VULDER Haaltert€472,780€40,341
GARAGE 44 Hannut€469,620€41,163
AUTO'S EDDY Deinze€541,033€45,038
BO-MAN Zottegem€431,366€39,510
Danny Verlé BV Geraardsbergen€341,215€51,007
GARAGE SINT-MARTINUS Zemst€502,843€38,087
COENEGRACHTS IMMO Sint-Truiden€518,476€47,996
Full comparison

Key facts about GARAGE DE VULDER

What is the company number of GARAGE DE VULDER?
The company number of GARAGE DE VULDER is 0419.100.178. The VAT number is the same number with BE in front: BE 0419.100.178.
Where is GARAGE DE VULDER based?
The registered office is at Heldergemstraat(HE) 57, 9450 Haaltert.Company details
What does GARAGE DE VULDER do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE DE VULDER?
The legal form of GARAGE DE VULDER is Public limited company (NV).
When was GARAGE DE VULDER founded?
GARAGE DE VULDER was founded on 01-01-1979.
Is GARAGE DE VULDER still active?
Yes, GARAGE DE VULDER is an active enterprise in the KBO register.
What is the turnover of GARAGE DE VULDER?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €40,341 and 52 comparable companies (NACE 953). It probably lies between €89,000 and €290,000.Financials
Is GARAGE DE VULDER profitable?
In financial year 2025, GARAGE DE VULDER made a profit of €25,317.
Where can I find the annual accounts of GARAGE DE VULDER?
GARAGE DE VULDER filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE DE VULDER due?
GARAGE DE VULDER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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