GARAGE DE MAEYER
ActiveSummary
GARAGE DE MAEYER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.31M and a net result of €183k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-2
Solvency86▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 2.7 in 2024; short-term debt: 9.6% and cash: 4.3% of total assets), and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
4.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
129 d early
2023
58 d early
2022
76 d early
2021
34 d early
2020
44 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.31M▲ 8.6%
2024 · €2.13M
2018: €771k
2019: €1.15M
2020: €1.36M
2021: €1.57M
2022: €1.71M
2023: €1.86M
2024: €2.13M
2018 → 2025
Total assets
€3.79M▼ 2.6%
2024 · €3.89M
2018: €1.77M
2019: €2.49M
2020: €3.48M
2021: €3.60M
2022: €3.68M
2023: €3.63M
2024: €3.89M
2018 → 2025
Net result
€183k▼ 31.7%
2024 · €268k
2018: €51k
2019: €381k
2020: €204k
2021: €214k
2022: €177k
2023: €207k
2024: €268k
2018 → 2025
Working capital
€1.05M▲ 19.8%
2024 · €879k
2018: €366k
2019: €482k
2020: €107k
2021: €346k
2022: €479k
2023: €638k
2024: €879k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.57M-€1.71M▲ 8.7%€1.86M▲ 9.0%€2.13M▲ 14.4%€2.31M▲ 8.6%
Operating result€282k-€265k▼ 5.9%€308k▲ 16.0%€386k▲ 25.2%€279k▼ 27.6%
Net result€214k-€177k▼ 17.4%€207k▲ 17.1%€268k▲ 29.6%€183k▼ 31.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.79M
Fixed assets
€2.38M ▼ 4.8%
Current assets
€1.42M ▲ 1.4%
Equity and liabilities €3.79M
Equity
€2.31M ▲ 8.6%
Debt
€1.48M ▼ 16.1%
Debt's share of the balance-sheet total falls from 45.3% to 39.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€405k▼
2024 · €509k
Cash flow
€309k▼
2024 · €391k
Current ratio
3.90▲
2024 · 2.70
Quick ratio
3.64▲
2024 · 2.49
Debt to equity
0.64▼
2024 · 0.83
ROE
7.9%▼
2024 · 12.6%
ROA
4.8%▼
2024 · 6.9%
Interest coverage
21.02▼
2024 · 24.43
Debt ≤ 1 year
€363k▼
2024 · €517k
Debt > 1 year
€1.12M▼
2024 · €1.24M
Income taxes
€93k▼
2024 · €117k
Staff costs
€281k▼
2024 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.89M€3.79M▼
Fixed assets21/28€2.50M€2.38M▼
Tangible fixed assets22/27€2.50M€2.38M▼
Land and buildings22€2.46M€2.35M▼
Plant, machinery and equipment23€29k€25k▼
Furniture and vehicles24€8k€3k▼
Current assets29/58€1.40M€1.42M▲
Stocks and contracts in progress3€106k€95k▼
Stocks30/36€106k€95k▼
Amounts receivable within one year40/41€274k€177k▼
Trade receivables40€262k€174k▼
Other amounts receivable41€12k€3k▼
Current investments50/53€700k€975k▲
Cash at bank and in hand54/58€311k€162k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€3.89M€3.79M▼
Equity10/15€2.13M€2.31M▲
Contributions10/11€19k€19k=
Reserves13€1.74M€1.92M▲
Distributable reserves133€1.74M€1.92M▲
Profit (loss) carried forward14€372k€372k=
Amounts payable17/49€1.76M€1.48M▼
Amounts payable after more than one year17€1.24M€1.12M▼
Financial debts170/4€1.24M€1.12M▼
Amounts payable within one year42/48€517k€363k▼
Current portion of amounts payable after more than one year42€125k€126k▲
Trade debts44€188k€51k▼
Suppliers440/4€188k€51k▼
Advances received on contracts in progress46€68k€67k▼
Taxes, remuneration and social security45€124k€107k▼
Taxes450/3€90k€79k▼
Remuneration and social security454/9€34k€29k▼
Other amounts payable47/48€12k€12k▼
Accrued charges and deferred income492/3€4k€979▼
Income statement
Code20242025
Remuneration, social security and pensions62€283k€281k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123k€126k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-513€0▲
Other operating charges640/8€23k€21k▼
Gross operating margin9900€814k€707k▼
Operating profit (loss)9901€386k€279k▼
Financial income75/76B€20k€17k▼
Recurring financial income75€20k€17k▼
Financial charges65/66B€21k€19k▼
Recurring financial charges65€21k€19k▼
Profit (loss) for the period before taxes9903€385k€276k▼
Income taxes67/77€117k€93k▼
Profit (loss) for the period9904€268k€183k▼
Profit (loss) for the period to be appropriated9905€268k€183k▼
Appropriation of the result
Profit (loss) to be appropriated9906€640k€555k▼
Profit (loss) brought forward from the previous period14P€372k€372k=
Transfer from equity791/2€0-
Transfer to equity691/2€268k€183k▼
To other reserves6921€268k€183k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90874.84.8=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €2MEq €2.13M ▲14.4%
7 profitable years in a row build equity to €2.13M.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €381k ▲653%
Operating result €564k, net result €381k, both a record.
31-12
Financial
Equity above €1MEq €1.15M ▲49.5%
2 profitable years in a row build equity to €1.15M.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidebaan 1169100 Sint-NiklaasGround area
5,830 m²
Building footprint
398 m²
Volume, LiDAR
2,757 m³
Parcel 46446B1201/00D000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GARAGE DE MAEYER
since 20052.150.464.462
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B1201/00D000 | Flanders | 5,830 m² | 1 · 398 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 6 entries · 32,111 EUR awarded · 32,048 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 13,916 EUR | 14,624 EUR |
| 2024 | 2 | 15,791 EUR | 15,020 EUR |
| 2023 | 2 | 2,404 EUR | 2,404 EUR |
Schemes
Individueel Maatwerk
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,222 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2005
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
33110Repair and maintenance of fabricated metal products
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46180Agents specialised in the wholesale of other particular products
47300Retail sale of automotive fuel
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.