Garage De Keyzer
ActiveGarage De Keyzer has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €179k and a net result of €10k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-21
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 2.64 in 2023; short-term debt: 18.3% and cash: 14.3% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
40 d early
2022
19 d early
2021
11 d early
2020
24 d late
2019
41 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€179k▲ 5.9%
2023 · €169k
2018: €152k
2019: €149k
2020: €160k
2021: €157k
2022: €168k
2023: €169k
2018 → 2024
Total assets
€219k▲ 5.2%
2023 · €209k
2018: €198k
2019: €196k
2020: €203k
2021: €202k
2022: €209k
2023: €209k
2018 → 2024
Net result
€10k▲ 671%
2023 · €1k
2018: €3k
2019: €-3k
2020: €10k
2021: €-2k
2022: €11k
2023: €1k
2018 → 2024
Working capital
€74k▲ 15.4%
2023 · €64k
2018: €47k
2019: €43k
2020: €54k
2021: €52k
2022: €63k
2023: €64k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€160k-€157k▼ 1.5%€168k▲ 6.9%€169k▲ 0.8%€179k▲ 5.9%
Operating result€11k-€-2k€11k€2k▼ 85.1%€10k▲ 519%
Net result€10k-€-2k€11k€1k▼ 88.1%€10k▲ 671%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 519% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €219k
Fixed assets
€105k=
Current assets
€115k▲ 10.5%
Equity and liabilities €219k
Equity
€179k▲ 5.9%
Debt
€40k▲ 2.4%
The debt ratio falls from 18.8% to 18.3%. Equity and debt are higher.
Key figures and ratios
Solvency
81.7%▲
2023 · 81.2%
Current ratio
2.85▲
2023 · 2.64
Quick ratio
1.14▲
2023 · 0.94
Debt / equity
0.22▼
2023 · 0.23
ROE
5.5%▲
2023 · 0.8%
ROA
4.5%▲
2023 · 0.6%
Debt
€40k▲
2023 · €39k
Debt ≤ 1 year
€40k▲
2023 · €39k
Income taxes
€140▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€209k€219k▲
Fixed assets21/28€105k€105k=
Financial fixed assets28€105k€105k=
Current assets29/58€104k€115k▲
Stocks and contracts in progress3€67k€69k▲
Stocks30/36€67k€69k▲
Amounts receivable within one year40/41€11k€11k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€231€231=
Cash at bank and in hand54/58€22k€31k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€209k€219k▲
Equity10/15€169k€179k▲
Contributions10/11€19k€19k=
Reserves13€151k€161k▲
Tax-exempt reserves132€7k€7k=
Distributable reserves133€144k€154k▲
Amounts payable17/49€39k€40k▲
Amounts payable within one year42/48€39k€40k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€36k€36k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€3k€12k▲
Operating profit (loss)9901€2k€10k▲
Financial income75/76B€18€1▼
Recurring financial income75€18€1▼
Financial charges65/66B€264€235▼
Recurring financial charges65€264€235▼
Profit (loss) for the period before taxes9903€1k€10k▲
Income taxes67/77€132€140▲
Profit (loss) for the period9904€1k€10k▲
Profit (loss) for the period to be appropriated9905€1k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€10k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€3k€10k▲
To other reserves6921€3k€10k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
31-12
Financial
Equity above €150kEq €160k ▲7%
Equity rises from €149k to €160k.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼205%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 1432800 MechelenGround area
544 m²
Building footprint
298 m²
Volume, LiDAR
1,665 m³
Parcel 12404G0338/00K003, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GARAGE DE KEYZER
since 19812.018.671.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404G0338/00K003 | Flanders | 544 m² | 1 · 298 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOTTE - BEAUMON
BE 0860.303.490
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BE 0505.748.102
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ROUTE59
BE 0770.242.851
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PAKALOLO
BE 0774.904.789
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GARAGE DEMEYERE
BE 0451.612.994
Knokke-Heist · Eq €179k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1981
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 44 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.