GARAGE DARAND
ActiveGARAGE DARAND has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €124k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 378 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency33▲+32
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.7 in 2024; short-term debt: 75.3% and cash: 2.5% of total assets), and 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
26.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 378 sector peers (2025).
NBB · sector comparisonPosition among 378 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
270 d late
2023
210 d late
2022
67 d late
2021
61 d late
2020
208 d late
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€124k▲ 300%
2024 · €31k
2018: €-99k
2019: €-3k
2020: €-104k
2021: €-65k
2022: €99k
2023: €-92k
2024: €31k
2018 → 2025
Working capital
€36k
2024 · €-118k
2018: €-37k
2019: €-84k
2020: €-155k
2021: €-131k
2022: €-74k
2023: €-196k
2024: €-118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-125k-€-26k▲ 79.1%€-118k▼ 351%€-87k▲ 26.1%€36k
Operating result€-55k-€108k€-82k€78k€156k▲ 99.4%
Net result€-65k-€99k€-92k€31k€124k▲ 300%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €462k
Fixed assets
€78k▼ 5.9%
Current assets
€384k▲ 38.1%
Equity and liabilities €462k
Equity
€36k
Debt
€426k
Debt finances 92.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€176k▲
2024 · €102k
Cash flow
€144k▲
2024 · €54k
Solvency
7.8%▲
2024 · -24.2%
Current ratio
1.10▲
2024 · 0.70
Quick ratio
0.72▲
2024 · 0.36
Debt / equity
11.77▲
2024 · -5.13
ROE
341.6%
ROA
26.8%▲
2024 · 8.6%
Interest coverage
12.06▲
2024 · 5.66
Debt
€426k▼
2024 · €448k
Debt ≤ 1 year
€348k▼
2024 · €396k
Debt > 1 year
€78k▲
2024 · €52k
Income taxes
€401▼
2024 · €29k
Staff costs
€192k▼
2024 · €215k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€462k▲
Fixed assets21/28€83k€78k▼
Intangible fixed assets21€5k€5k▼
Tangible fixed assets22/27€77k€73k▼
Land and buildings22€36k€35k▼
Plant, machinery and equipment23€9k€5k▼
Furniture and vehicles24€33k€33k▲
Financial fixed assets28€50€50=
Current assets29/58€278k€384k▲
Stocks and contracts in progress3€137k€135k▼
Stocks30/36€137k€135k▼
Amounts receivable within one year40/41€131k€230k▲
Trade receivables40€125k€223k▲
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€10k€11k▲
Deferred charges and accrued income490/1€89€8k▲
Equity and liabilities
Total equity and liabilities10/49€361k€462k▲
Equity10/15€-87k€36k▲
Contributions10/11€162k€162k=
Capital10€162k€162k=
Issued capital100€162k€162k=
Reserves13€65k€65k=
Non-distributable reserves130/1€17k€17k=
Legal reserve130€16k€16k=
Reserves not available under the articles1311€492€492=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14€-315k€-191k▲
Amounts payable17/49€448k€426k▼
Amounts payable after more than one year17€52k€78k▲
Other amounts payable178/9€52k€78k▲
Amounts payable within one year42/48€396k€348k▼
Current portion of amounts payable after more than one year42-€8k
Financial debts43€122k€81k▼
Credit institutions430/8€122k€81k▼
Trade debts44€158k€158k▼
Suppliers440/4€158k€158k▼
Taxes, remuneration and social security45€116k€101k▼
Taxes450/3€70k€78k▲
Remuneration and social security454/9€46k€23k▼
Income statement
Code20242025
Non-recurring operating income76A-€27k
Remuneration, social security and pensions62€215k€192k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€35k€22k▼
Non-recurring operating charges66A€0€24k▲
Gross operating margin9900€352k€414k▲
Operating profit (loss)9901€78k€156k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Non-recurring financial income76B€0-
Financial charges65/66B€18k€32k▲
Recurring financial charges65€18k€15k▼
Non-recurring financial charges66B-€18k
Profit (loss) for the period before taxes9903€60k€124k▲
Income taxes67/77€29k€401▼
Profit (loss) for the period9904€31k€124k▲
Profit (loss) for the period to be appropriated9905€31k€124k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-315k€-191k▲
Profit (loss) brought forward from the previous period14P€-346k€-315k▲
Social balance
Average headcount (FTE)90874.40.0▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 270 days late
2025
31-12
Financial
Highest result since 2018net €124k ▲300%
Operating result €156k, net result €124k, both a record.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 210 days late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 67 days late
2022
31-12
Financial
Back to profitnet €99k
Net result €99k after 4 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 208 days late
2020
31-12
Financial
Weakest financial yearnet €-104k
Net result drops to €-104k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 151 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rouvroy · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fontaine-des-Dames,Dampicourt 76767 RouvroyGround area
6,759 m²
Building footprint
1,569 m²
Volume, LiDAR
7,840 m³
Parcel 85008C1443/00H002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fontaine-des-Dames,Dampicourt 7, 6767 Rouvroy
since 19902.050.289.790
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85008C1443/00H002 | Wallonia | 6,759 m² | 1 · 1,569 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLOBAL CAR SERVICES
BE 0782.796.532
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FRZ
BE 0832.341.855
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ARENA BELGIUM
BE 0798.578.927
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ST-AUTOMOTIVE
BE 1018.548.894
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GLORIOUS CAR SERVICE
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Of 7,377 companies in sector 95311 we hold annual accounts for 2,957. 1,947 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-10-1990
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.garage-darand.be
E-mail:garage.darand@skynet.be