GARAGE BOMANS
ActiveGARAGE BOMANS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €-37k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-79
Solvency39▼-14
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.87 against 0.94 in 2024), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
47 d early
2023
53 d early
2022
26 d early
2021
1 d early
2020
31 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€153k▼ 14.1%
2024 · €178k
2018: €114k
2019: €51k
2020: €28k
2021: €74k
2022: €122k
2023: €150k
2024: €178k
2018 → 2025
Total assets
€558k▲ 8.5%
2024 · €514k
2018: €448k
2019: €372k
2020: €320k
2021: €425k
2022: €479k
2023: €493k
2024: €514k
2018 → 2025
Net result
€-37k
2024 · €28k
2018: €10k
2019: €-63k
2020: €-23k
2021: €46k
2022: €48k
2023: €29k
2024: €28k
2018 → 2025
Working capital
€-43k▼ 175%
2024 · €-16k
2018: €89k
2019: €13k
2020: €-56k
2021: €-46k
2022: €-14k
2023: €-28k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€122k▲ 64.6%€150k▲ 23.4%€178k▲ 18.6%€153k▼ 14.1%
Operating result€50k-€53k▲ 4.6%€48k▼ 8.6%€48k▲ 0.5%€-36k
Net result€46k-€48k▲ 4.6%€29k▼ 40.3%€28k▼ 1.9%€-37k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €48k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €550k
Fixed assets
€268k▲ 13.0%
Current assets
€282k▲ 5.7%
Equity and liabilities €558k
Equity
€153k▼ 14.1%
Debt
€405k▲ 20.5%
The debt ratio rises from 65.3% to 72.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€32k▼
2024 · €106k
Cash flow
€32k▼
2024 · €85k
Solvency
27.5%▼
2024 · 34.7%
Current ratio
0.87▼
2024 · 0.94
Quick ratio
0.30▼
2024 · 0.30
Debt / equity
2.64▲
2024 · 1.88
ROE
-24.1%▼
2024 · 15.7%
ROA
-6.6%▼
2024 · 5.4%
Interest coverage
2.51▼
2024 · 8.22
Debt
€405k▲
2024 · €336k
Debt ≤ 1 year
€325k▲
2024 · €282k
Debt > 1 year
€79k▲
2024 · €54k
Staff costs
€177k▲
2024 · €131k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€514k€558k▲
Formation expenses20€10k€8k▼
Fixed assets21/28€238k€268k▲
Intangible fixed assets21€336-
Tangible fixed assets22/27€237k€268k▲
Land and buildings22€59k€55k▼
Plant, machinery and equipment23€75k€130k▲
Furniture and vehicles24€72k€59k▼
Other tangible fixed assets26€31k€24k▼
Financial fixed assets28€500€500=
Current assets29/58€267k€282k▲
Stocks and contracts in progress3€182k€185k▲
Stocks30/36€182k€185k▲
Amounts receivable within one year40/41€82k€69k▼
Trade receivables40€82k€59k▼
Other amounts receivable41-€10k
Cash at bank and in hand54/58€3k€25k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€514k€558k▲
Equity10/15€178k€153k▼
Contributions10/11€19k€19k=
Reserves13€160k€172k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€152k€164k▲
Profit (loss) carried forward14-€-37k
Amounts payable17/49€336k€405k▲
Amounts payable after more than one year17€54k€79k▲
Financial debts170/4€54k€79k▲
Amounts payable within one year42/48€282k€325k▲
Current portion of amounts payable after more than one year42€36k€46k▲
Financial debts43€109k€100k▼
Credit institutions430/8€109k€100k▼
Trade debts44€72k€67k▼
Suppliers440/4€72k€67k▼
Taxes, remuneration and social security45€17k€33k▲
Taxes450/3€17k€15k▼
Remuneration and social security454/9-€19k
Other amounts payable47/48€48k€78k▲
Income statement
Code20242025
Non-recurring operating income76A€22k-
Remuneration, social security and pensions62€131k€177k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€69k▲
Other operating charges640/8€9k€10k▲
Gross operating margin9900€246k€219k▼
Operating profit (loss)9901€48k€-36k▼
Financial income75/76B€761€12k▲
Recurring financial income75€761€12k▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€36k€-37k▼
Income taxes67/77€8k-
Profit (loss) for the period9904€28k€-37k▼
Profit (loss) for the period to be appropriated9905€28k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-37k▼
Transfer to equity691/2€28k-
To other reserves6921€28k-
Social balance
Average headcount (FTE)90872.32.8▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €150kEq €150k ▲23.4%
3 profitable years in a row build equity to €150k.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €48k ▲4.6%
Operating result €53k, net result €48k, both a record.
30-09
Financial
Equity above €100kEq €122k ▲64.6%
2 profitable years in a row build equity to €122k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-63k ▼751%
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maaseikerlaan 1093680 MaaseikGround area
555 m²
Building footprint
154 m²
Volume, LiDAR
449 m³
Parcel 72024A2017/00S000, Flanders · tallest building 3.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GARAGE BOMANS
since 19902.050.584.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024A2017/00S000 | Flanders | 555 m² | 1 · 154 m² | 3.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 3,765 EUR awarded · 3,918 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,090 EUR | 3,090 EUR |
| 2024 | 1 | 675 EUR | 675 EUR |
| 2023 | 1 | 0 EUR | 153 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
FJA Distribution
BE 0691.739.563
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GARAGE VANDENBUSSCHE RIK
BE 0445.916.819
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AVI Mobility
BE 0824.973.320
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VTB-PRO
BE 0735.607.616
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Garage Centrum
BE 0400.632.368
Zaventem · Eq €154k
Of 10,615 companies in sector 47811 we hold annual accounts for 5,192. 3,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-1990
Fiscal year end30-09
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
47300Retail sale of automotive fuel
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.