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GARAGE BECQUE

Active
Private limited companyfounded 1982active for 44 yearsSteenweg 550, 9470 Denderleeuw, BelgiumKBO/BCE: BE 0422.486.666
Summary

The computed 12-month bankruptcy probability of GARAGE BECQUE is 2.0% (moderate). The 2025 annual accounts show negative equity (-€105,187) and a net result of -€43,000. Equity has been growing by about 2.9% per year since 2018. Its solvency ranks better than 10% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 25-01-1982 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 2 others
Joint committee
112 Paritair Comité voor het garagebedrijf · annual accounts 2025
Establishment unit
2.020.211.674 9470 Denderleeuw, since 25-01-1982
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Annual accounts 2025
Gross margin
€115,037
▲ 26.3%
Turnover
≈ €600,000
estimated
Loss
€43,000
Equity
-€105,187
▼ 69.1%
Total assets
€1.0m
▲ 8.8%
Employees on 31-12-2025
3
▲ 200%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskNegative equity -€105,187Sector: Retail trade (NACE 47)lowers riskFounded in 1982Size: 1.3 FTE, total assets €1.0mShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 17% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 15-4
equity -10.0% of total assets
Liquidity 26-19
short-term debt 66.0% · cash 9.0%
Profitability 14-55
return on assets -4.1%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.0%▼ -0.1 percentage points vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.3 percentage points vs 06-2025 08-2025: 1.7%▲ +0.4 percentage points vs 07-2025 09-2025: 1.9%▲ +0.2 percentage points vs 08-2025 10-2025: 2.2%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.7%▼ -1.5 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026lowest value 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 2.0%▲ +0.8 percentage points vs 09-2026 11-2026: 2.0%● unchanged vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.27 (1.56 in 2024), below the usual 1.5. Short-term debt is 66% and cash 9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 16% of them on solvency, 24% on liquidity, 19% on profitability and 8% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€105,187
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 1.3 FTE, total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€105,187
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
85 days late
2022
98 days late
2021
88 days late
2020
108 days late
2019
111 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 87 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€105,187 View
  • Caution: Less equity than 94% of companies in retail tradesector median €236,633 · 12,787 companies -€105,187 View

Recent changes

  1. · Gazette deed Change of role: BECQUÉ Michel, from statutory director to directorAppointment: BECQUÉ Filip (director)
All 13 events

Comparable companies

These companies have the same main activity as GARAGE BECQUE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €714,000 and €1.3m, founded between 1981 and 1992.

CompanyTotal assetsGross margin
GARAGE BECQUE Denderleeuw€1.0m€0.1m
CARS N°1 - ANDRÉ JACQUES Roeselare€1.3m€0.1m
GARAGE ERVEEDEE Denderleeuw€1.0m€0.1m
GARAGE WILLEMS GEERT Dendermonde€0.7m€0.1m
DN-Trailers&Tractors Temse€1.2m€0.2m
Garage De Bruycker Merelbeke-Melle€0.9m€0.2m
AUTOBEDRIJF VANACKER - VERHELST Koekelare€0.8m€0.1m
Full comparison

Key facts about GARAGE BECQUE

What is the company number of GARAGE BECQUE?
The company number of GARAGE BECQUE is 0422.486.666. The VAT number is the same number with BE in front: BE 0422.486.666.
Where is GARAGE BECQUE based?
The registered office is at Steenweg 550, 9470 Denderleeuw.Company details
What does GARAGE BECQUE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of GARAGE BECQUE?
The legal form of GARAGE BECQUE is Private limited company (BV).
When was GARAGE BECQUE founded?
GARAGE BECQUE was founded on 25-01-1982.
Is GARAGE BECQUE still active?
Yes, GARAGE BECQUE is an active enterprise in the KBO register.
How many employees does GARAGE BECQUE have?
GARAGE BECQUE had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does GARAGE BECQUE fall under?
In its 2025 annual accounts, GARAGE BECQUE states joint committee 112 (Paritair Comité voor het garagebedrijf).
What is the turnover of GARAGE BECQUE?
The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €115,037 and 38 comparable companies (NACE 47811). It probably lies between €400,000 and €1.5m.
Is GARAGE BECQUE profitable?
In financial year 2025, GARAGE BECQUE made a loss of €43,000.
Where can I find the annual accounts of GARAGE BECQUE?
GARAGE BECQUE filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE BECQUE due?
GARAGE BECQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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