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GaPro

Active
Private limited companyfounded 2024active for 2 yearsRue de Mont Saint-Pont 15, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 1013.979.206
Summary

GaPro has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,505 and a net result of €19,505. Its solvency ranks better than 54% of 20,511 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
General medical practice
NACE 86210
1 site
Size
€32,030total assets 2025
Equity
€21,505
Profit
€19,505
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 31 days early
Why 94raises riskFounded in 2024Size: total assets €32,030lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.04, cash €4,577Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 54% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 92
equity 67.1% of total assets
Liquidity 54
short-term debt 32.9% · cash 14.3%
Profitability 100
return on assets 60.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,086 companies, NACE 86, micro)
Last 24 months 10-2025: 0.3% 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.04, above the usual 1.5; short-term debt: 32.9% and cash: 14.3% of total assets), and 32.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 55% on solvency, 28% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 3.04, cash €4,577
NBB · annual accounts
raises risk · Size: total assets €32,030
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Garance DERIDDER (director) ·…

Financials · financial year 2025, micro format

Equity
€21,505
Total assets
€32,030
Net result
€19,505
Working capital
€21,505

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €32,030
Equity €21,505
Debt €10,525
Debt finances 32.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€31,100
Cash flow
€22,978
Current ratio
3.04
Debt to equity
0.49
ROE
90.7%
ROA
60.9%
Interest coverage
79.56
Debt ≤ 1 year
€10,525
Income taxes
€7,731

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€32,030
Current assets29/58€32,030
Amounts receivable within one year40/41€17,250
Other amounts receivable41€17,250
Cash at bank and in hand54/58€4,577
Deferred charges and accrued income490/1€10,203
Equity and liabilities
Total equity and liabilities10/49€32,030
Equity10/15€21,505
Contributions10/11€2,000
Reserves13€19,505
Distributable reserves133€19,505
Amounts payable17/49€10,525
Amounts payable within one year42/48€10,525
Trade debts44€73
Suppliers440/4€73
Taxes, remuneration and social security45€9,381
Taxes450/3€7,731
Remuneration and social security454/9€1,650
Other amounts payable47/48€1,071
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,473
Gross operating margin9900€31,100
Operating profit (loss)9901€27,627
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€391
Recurring financial charges65€391
Profit (loss) for the period before taxes9903€27,236
Income taxes67/77€7,731
Profit (loss) for the period9904€19,505
Profit (loss) for the period to be appropriated9905€19,505
Appropriation of the result
Profit (loss) to be appropriated9906€19,505
Transfer to equity691/2€19,505
To other reserves6921€19,505

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,473
Gross operating margin9900€31,100
Operating profit (loss)9901€27,627
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€391
Recurring financial charges65€391
Profit (loss) for the period before taxes9903€27,236
Income taxes67/77€7,731
Profit (loss) for the period9904€19,505
Profit (loss) for the period to be appropriated9905€19,505
Line2025
Assets
Total assets20/58€32,030
Current assets29/58€32,030
Amounts receivable within one year40/41€17,250
Other amounts receivable41€17,250
Cash at bank and in hand54/58€4,577
Deferred charges and accrued income490/1€10,203
Equity and liabilities
Total equity and liabilities10/49€32,030
Equity10/15€21,505
Contributions10/11€2,000
Reserves13€19,505
Distributable reserves133€19,505
Amounts payable17/49€10,525
Amounts payable within one year42/48€10,525
Trade debts44€73
Suppliers440/4€73
Taxes, remuneration and social security45€9,381
Taxes450/3€7,731
Remuneration and social security454/9€1,650
Other amounts payable47/48€1,071
Line2025
Profit (loss) for the period9904€19,505
+ Depreciation and write-downs630€3,473
Operating cash flow (approximation)€22,978

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 31-12-2025 2026-00001318

Similar companies · same sector, comparable size

Of the 9,133 active companies whose main activity is general medical practice (NACE 86210), figures are known for 6,434. 3,485 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the Gazette act read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 24 September 2024, GaPro was incorporated as a private limited company.1 The company has filed annual accounts once, for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
31-12
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
26-09
Gazette deed Incorporation
Appointment: Garance DERIDDER (director) · Pre-incorporation commitments · Founder8 facts ▸
  • Other provision, “effectivité dispositions temporaires, acquisition personnalité morale” (deed in French)
  • Director appointment, Garance DERIDDER (director (not named in the articles))
  • Pre-incorporation commitments, “reprise, tous engagements souscrits par fondateur pour compte société en formation” (deed in French)
  • Incorporation, “GaPro” (deed in French)
  • Founder, DERIDDER Garance Arlette Yvette
  • Founding capital, €5,000
  • Shareholding, 100, EUR
  • Kind of shares, “nominatives, égale proportion au bénéfice et au solde de liquidation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded24-09-2024
Financial year end30-06
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013979206
Also 9925:BE1013979206
Registered 30-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
175 m²
Building footprint
60 m²
Building volume
589 m³
Parcel 25015A0394/00W004, Wallonia · tallest building 11.3 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
GaPro
Rue de Mont Saint-Pont 15, 1440 Braine-le-ChâteauGeneral medical practice
since 2024unit no. 2.364.401.526
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
25015A0394/00W004 Wallonia 175 m² 1 · 60 m² 11.3 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
GaPro
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, organe d'administration” (deed in French)

deed of 26-09-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“G. Mandats Un administrateur peut déléguer des pouvoirs spéciaux et limités à tout mandataire. H. Représentation de la société Chaque…”
Board ruleHow the board is made up, meets and takes decisions.
“Personnes physiques ou morales, nombre,durée,pouvoirs en cas de pluralité” (deed in French)
“Déterminée ou indéterminée, de l’assemblée de nomination jusqu’à l’ordinaire de l’année comptable de fin sauf décision contraire” (deed in French)
“Modification des statuts” (deed in French)
“Tout mandat même statutaire sans préavis ni indemnité, simple notification reste à demande jusqu’au remplacement raisonnable” (deed in French)
“Gratuit sauf décision contraire de l'assemblée générale” (deed in French)
“Chaque administrateur, tous actes nécessaires ou utiles sauf loi réserve à l’assemblée générale” (deed in French)

deed of 26-09-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Écrit, particulier ou universel,onéreux ou gratuit,entre vifs ou cause de mort” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Seuls médecins inscrits à l’Ordre des Médecins titulaires, articles 5:128 et suivants du Code des sociétés et des associations” (deed in French)

deed of 26-09-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Friday of December at 18:00

deed of 26-09-2024

Oversight and winding up

Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Gestion dossiers médicaux,vie privée patients,secret professionnel actionnaires, le ou les administrateurs en exercice” (deed in French)

deed of 26-09-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Administrateur le plus âgé,à défaut actionnaire présent détenant le plus d'actions, présidence-délibérations” (deed in French)
Other provision: “Procès-verbaux, membres du bureau et actionnaires qui le demandent” (deed in French)
Other provision: “Siège social ou endroit indiqué dans les convocations, assemblée générale extraordinaire” (deed in French)
Other provision: “Affectation du bénéfice et montant des distributions y compris imputées sur apports, distributions” (deed in French)
Other provision: “Communications électroniques, courrier ordinaire envoyé même jour” (deed in French)
Other provision: “Règles de déontologie, assemblée générale décide à majorité simple des suites” (deed in French)
Other provision: “Registre des actionnaires, siège social” (deed in French)
Other provision: “Démission à charge du patrimoine social” (deed in French)
Other provision: “Participation assemblée générale, connaissance directe simultanée continue,droit de vote,délibération et questions” (deed in French)
Other provision: “Tenue assemblée générale, adresse convocation ou électronique” (deed in French)
Other provision: “Porteur d'une procuration spéciale, représentation à l'assemblée” (deed in French)
Other provision: “Organe d’administration, séance tenante” (deed in French)
4 more provisions in the deed, see the deed of 26-09-2024

deed of 26-09-2024