Equity
€194,390 ▼ 19.9%
GANZA paid out €45,960 in dividends in a year with a loss of €2,481.
GANZA
Lifetime
2 annual accounts with figures on one time axispeak €66,995 (2024)
€22,039▼ 67.1%
lowest -€2,481 (2025)
-€2,481▼ €29,804
peak €242,830 (2024)
€194,390▼ 19.9%
€305,903▼ 8.2%
Board2 names since 2024
2 directorsLEBON Virginie and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €66,995 to €22,039Loss of €2,481Dividend €45,960Equity from €242,830 to €194,390
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Position in the sector
-€2,481
Lower net result than 83% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
2025 accounts filed 27 days after the deadline
Checked score
91
Excellent
Financially stronger than 30% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025highest value
09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €2,481 (financial year 2025)
lowers risk
Size: total assets €500,293
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 29-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 41% on liquidity, 21% on profitability and 22% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,686 companies had the same profile as GANZA has now. Each dot stands for 7 companies, two years later.
93.7%
were still trading
5.4%
stopped another way
0.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GANZA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for GANZA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (2.38 in 2024), below the usual 1.5. Short-term debt is 17.8% and cash 6.1% of total assets. 61.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
27 days late
2024
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0836737440
Company renamed from GANZA CONSULT to GANZA
Changes of role: MBONYUMUTWA Gustave (director) and LEBON Virginie (director) · Legal-form conversion: from limited partnership to private limited company · General meeting of 27-03-2024 · Gazette deed
Incorporation
published on 17-06-2011 · Gazette deed
First establishment
rue Warihet 3, Saint-Georges-sur-Meuse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GANZA Saint-Georges-sur-Meuse | €500,293 | €22,039 | 38.9% | - |
| FREBA Zuienkerke | €495,232 | €21,522 | 69.1% | - |
| MABECA Wavre | €488,921 | €22,446 | 31.6% | - |
| NEW VISTA INVESTMENT Brussels | €498,939 | €20,078 | 53.9% | - |
| AFRICONSULT Antwerp | €541,567 | €20,786 | 80.8% | 1 |
| MOVE IT FORWARD Aartselaar | €521,870 | €19,554 | 90.4% | - |
| Engineering & Strategy Consulting Waterloo | €572,751 | €22,585 | 99.3% | - |
These companies have the same main activity as GANZA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €489,000 and €573,000, founded between 2010 and 2012.
Official details
Source: KBO- Status
- Active since 06-06-2011Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.199.606.3454470 Saint-Georges-sur-Meuse, since 23-05-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 20-12-2025
Insights on GANZA
GANZA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194,390 and a net result of -€2,481.
Its solvency ranks better than 36% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GANZA
- What is the company number of GANZA?
- The company number of GANZA is 0836.737.440. The VAT number is the same number with BE in front: BE 0836.737.440.
- Where is GANZA based?
- The registered office is at rue Warihet 3, 4470 Saint-Georges-sur-Meuse.Company details
- What does GANZA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of GANZA?
- GANZA is a private limited company (BV).
- When was GANZA founded?
- GANZA was founded on 06-06-2011.
- Is GANZA still active?
- Yes, GANZA is an active enterprise in the KBO register.
- What is the turnover of GANZA?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €22,039 and 206 comparable companies (NACE 70200). It probably lies between €48,000 and €200,000. It is a rough estimate.Financials
- Is GANZA profitable?
- In financial year 2025, GANZA made a loss of €2,481.
- Where can I find the annual accounts of GANZA?
- GANZA filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GANZA due?
- GANZA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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