GANZ
ActiveGANZ has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €10k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 8.1 against 4.87 in 2024; short-term debt: 11.9% and cash: 47.8% of total assets), and 11.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.1%
Return on assets
24.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
40 d early
2022
19 d early
2021
39 d early
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 39.0%
2024 · €27k
2020: €9k
2021: €11k
2022: €10k
2023: €14k
2024: €27k
2020 → 2025
Total assets
€42k▲ 27.4%
2024 · €33k
2020: €67k
2021: €57k
2022: €28k
2023: €38k
2024: €33k
2020 → 2025
Net result
€10k▼ 17.6%
2024 · €13k
2020: €3k
2021: €2k
2022: €-2k
2023: €4k
2024: €13k
2020 → 2025
Working capital
€36k▲ 44.2%
2024 · €25k
2020: €9k
2021: €11k
2022: €10k
2023: €14k
2024: €25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€10k▼ 14.8%€14k▲ 43.8%€27k▲ 89.8%€37k▲ 39.0%
Operating result€3k-€-977€7k€18k▲ 156%€15k▼ 16.1%
Net result€2k-€-2k€4k€13k▲ 195%€10k▼ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€2k▼ 24.3%
Current assets
€41k▲ 30.8%
Equity and liabilities €42k
Equity
€37k▲ 39.0%
Debt
€5k▼ 21.4%
The debt ratio falls from 19.3% to 11.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €19k
Cash flow
€11k▼
2024 · €13k
Solvency
88.1%▲
2024 · 80.7%
Current ratio
8.10▲
2024 · 4.87
Quick ratio
8.10▲
2024 · 4.87
Debt / equity
0.14▼
2024 · 0.24
ROE
28.1%▼
2024 · 47.3%
ROA
24.7%▼
2024 · 38.2%
Interest coverage
18.63▼
2024 · 20.91
Debt
€5k▼
2024 · €6k
Debt ≤ 1 year
€5k▼
2024 · €6k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€42k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€31k€41k▲
Amounts receivable after more than one year29€800€300▼
Other amounts receivable291€800€300▼
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€1k€10k▲
Other amounts receivable41€14k€6k▼
Cash at bank and in hand54/58€9k€20k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€33k€42k▲
Equity10/15€27k€37k▲
Contributions10/11€6k€6k=
Reserves13€20k€31k▲
Distributable reserves133€20k€31k▲
Amounts payable17/49€6k€5k▼
Amounts payable within one year42/48€6k€5k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€651€458▼
Suppliers440/4€651€458▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€441€496▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€-2k▼
Other operating charges640/8€5k€760▼
Gross operating margin9900€29k€15k▼
Operating profit (loss)9901€18k€15k▼
Financial income75/76B€452€344▼
Recurring financial income75€452€344▼
Financial charges65/66B€894€848▼
Recurring financial charges65€894€848▼
Profit (loss) for the period before taxes9903€18k€15k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€10k▼
Transfer to equity691/2€13k€10k▼
To other reserves6921€13k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2020net €13k ▲195%
Operating result €18k, net result €13k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 4.87
Current ratio from 1.58 to 4.87; short-term debt falls from €24k to €6k.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-2k ▼177%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Denderbellestraat (STG) 259200 DendermondeGround area
350 m²
Building footprint
109 m²
Volume, LiDAR
697 m³
Parcel 42021C0259/00R002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GANZ
since 20182.281.448.710
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021C0259/00R002 | Flanders | 350 m² | 1 · 109 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BEINSIDE
BE 0533.847.616
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AnA Interieur
BE 0707.802.961
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SEED
BE 0898.341.447
Beveren-Kruibeke-Zwijndrecht · Eq €37k
Studio Julie Hérion
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Tervuren · Eq €37k
Of 3,916 companies in sector 71112 we hold annual accounts for 1,295. 1,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2018
Fiscal year end30-06
Activities, NACEBEL
71112Activities of interior architects
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.