GANIL
ActiveSummary
The computed 12-month bankruptcy probability of GANIL is 2.2% (moderate). The 2024 annual accounts show negative equity (€-41k) and a net result of €6k. Equity is shrinking by ~85.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 26043 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2021
Profitability76▲+76
Solvency0=
Growth42▲+20
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.23 in 2021; short-term debt: 473.7% and cash: 34.5% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-373.7%
Return on assets
53.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 26043 sector peers (2024).
NBB · sector comparisonPosition among 26043 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2021
76 d late
2020
19 d late
2019
116 d late
2017
61 d late
2016
57 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€315k▲ 169%
2021 · €117k
2019: €212k
2020: €98k▼ -53.5% vs 2019lowest value
2021: €117k▲ +19.1% vs 2020
2024: €315khighest value
2019 → 2024
EBIT margin
2.0%▲ 13.8pp
2021 · -11.8%
2019: 7.9%highest value
2020: -7.1%▼ -190% vs 2019
2021: -11.8%▼ -66.9% vs 2020lowest value
2024: 2.0%
2019 → 2024
Net result
€6k
2021 · €-11k
2019: €18khighest value
2020: €-5k▼ -128% vs 2019
2021: €-11k▼ -123% vs 2020lowest value
2024: €6k
2019 → 2024
Working capital
€-45k▼ 162%
2021 · €-17k
2019: €-2khighest value
2020: €-6k▼ -182% vs 2019
2021: €-17k▼ -188% vs 2020
2024: €-45klowest value
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212024Trend
Turnover€212k-€98k▼ 53.5%€117k▲ 19.1%€315k▲ 169%
2019: €212k
2020: €98k▼ -53.5% vs 2019lowest value
2021: €117k▲ +19.1% vs 2020
2024: €315khighest value
Equity€723-€-4k€-15k▼ 260%€-41k▼ 166%
2019: €723highest value
2020: €-4k▼ -692% vs 2019
2021: €-15k▼ -260% vs 2020
2024: €-41klowest value
Operating result€17k-€-7k€-14k▼ 98.8%€6k
2019: €17khighest value
2020: €-7k▼ -142% vs 2019
2021: €-14k▼ -98.8% vs 2020lowest value
2024: €6k
Net result€18k-€-5k€-11k▼ 123%€6k
2019: €18khighest value
2020: €-5k▼ -128% vs 2019
2021: €-11k▼ -123% vs 2020lowest value
2024: €6k
Result per fiscal year
Operating resultNet result
The operating result is €6k in 2024, compared with €-14k in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2021 as the grey bar beneath
Assets €11k
Fixed assets
€4k ▲ 119%
Current assets
€7k ▲ 47.9%
Key figures and ratios
EBITDA
€7k
Cash flow
€7k
Solvency
-373.7%▼
2021 · -232.6%
Current ratio
0.14▼
2021 · 0.23
Debt to equity
-1.27▲
2021 · -1.43
ROA
53.5%▲
2021 · -168.1%
Interest coverage
16.51
Debt
€52k▲
2021 · €22k
Debt ≤ 1 year
€52k▲
2021 · €22k
Staff costs
€187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2021 · 44 lines
Balance sheet
Code20212024
Assets
Total assets20/58€7k€11k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Financial fixed assets28€2k€2k=
Current assets29/58€5k€7k▲
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€613€4k▲
Deferred charges and accrued income490/1€415€748▲
Equity and liabilities
Total equity and liabilities10/49€7k€11k▲
Equity10/15€-15k€-41k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-36k€-61k▼
Amounts payable17/49€22k€52k▲
Amounts payable within one year42/48€22k€52k▲
Trade debts44€4k€33k▲
Suppliers440/4€4k€33k▲
Taxes, remuneration and social security45€980€85▼
Remuneration and social security454/9€980€85▼
Other amounts payable47/48€17k€19k▲
Income statement
Code20212024
Turnover70€117k€315k▲
Goods, raw materials, services and sundry goods60/61€129k€306k▲
Remuneration, social security and pensions62-€187
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€660
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-12k€9k▲
Operating profit (loss)9901€-14k€6k▲
Financial income75/76B€4k€616▼
Recurring financial income75€4k€616▼
Non-recurring financial income76B€4k€616▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€337€423▲
Non-recurring financial charges66B€809€642▼
Profit (loss) for the period before taxes9903€-11k€6k▲
Profit (loss) for the period9904€-11k€6k▲
Profit (loss) for the period to be appropriated9905€-11k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-36k€-61k▼
Profit (loss) brought forward from the previous period14P€-25k€-67k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|
| Turnover70 | €212k | €98k | €117k | €315k | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €129k | €306k | - |
| Remuneration, social security and pensions62 | - | - | - | €187 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | - | €660 | - |
| Other operating charges640/8 | - | - | €2k | €2k | - |
| Gross operating margin9900 | €19k | €-5k | €-12k | €9k | - |
| Operating profit (loss)9901 | €17k | €-7k | €-14k | €6k | - |
| Financial income75/76B | - | - | €4k | €616 | - |
| Recurring financial income75 | - | - | €4k | €616 | - |
| Non-recurring financial income76B | - | - | €4k | €616 | - |
| Financial charges65/66B | - | - | €1k | €1k | - |
| Recurring financial charges65 | €80 | €132 | €337 | €423 | - |
| Non-recurring financial charges66B | - | - | €809 | €642 | - |
| Profit (loss) for the period before taxes9903 | €18k | €-5k | €-11k | €6k | - |
| Profit (loss) for the period9904 | €18k | €-5k | €-11k | €6k | - |
| Profit (loss) for the period to be appropriated9905 | €18k | €-5k | €-11k | €6k | - |
| Line | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €7k | €6k | €7k | €11k | - |
| Fixed assets21/28 | €3k | €2k | €2k | €4k | - |
| Tangible fixed assets22/27 | €1k | - | - | €2k | - |
| Plant, machinery and equipment23 | - | - | - | €2k | - |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | - |
| Current assets29/58 | €4k | €4k | €5k | €7k | - |
| Amounts receivable within one year40/41 | €4k | €4k | €4k | €3k | - |
| Other amounts receivable41 | - | - | €4k | €3k | - |
| Cash at bank and in hand54/58 | €295 | €259 | €613 | €4k | - |
| Deferred charges and accrued income490/1 | - | - | €415 | €748 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €7k | €6k | €7k | €11k | - |
| Equity10/15 | €723 | €-4k | €-15k | €-41k | - |
| Contributions10/11 | €19k | €19k | €19k | €19k | - |
| Capital10 | - | - | €19k | €19k | - |
| Issued capital100 | - | - | €19k | €19k | - |
| Reserves13 | €2k | €2k | €2k | €2k | - |
| Non-distributable reserves130/1 | - | - | €2k | €2k | - |
| Legal reserve130 | - | - | €2k | €2k | - |
| Profit (loss) carried forward14 | €-20k | €-25k | €-36k | €-61k | - |
| Amounts payable17/49 | €6k | €10k | €22k | €52k | - |
| Amounts payable within one year42/48 | €6k | €10k | €22k | €52k | - |
| Trade debts44 | €6k | €9k | €4k | €33k | - |
| Suppliers440/4 | - | - | €4k | €33k | - |
| Taxes, remuneration and social security45 | - | - | €980 | €85 | - |
| Remuneration and social security454/9 | - | - | €980 | €85 | - |
| Other amounts payable47/48 | - | - | €17k | €19k | - |
| Line | 2019 | 2020 | 2021 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €-5k | €-11k | €6k | - |
| + Depreciation and write-downs630 | €1k | €1k | - | €660 | - |
| Operating cash flow (approximation) | €19k | €-4k | €-11k | €7k | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - |
| Change in cash | - | €-36 | €354 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 116 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
2014
12-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 12 days late
2013
10-07
NBB filing
Annual accounts filed
fiscal year 2012 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Ground area
526 m²
Building footprint
353 m²
Volume, LiDAR
5,265 m³
2 parcels, Brussels · tallest building 23.1 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
GANIL
since 20102.185.639.038
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N0133/00L000 | Brussels | 374 m² | 1 · 276 m² | 23.1 m · 5 fl. |
| 21001A0743/00E004 | Brussels | 152 m² | 1 · 76 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.185.639.038
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Of 3,826 companies in sector 47210 we hold annual accounts for 965. 115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Scores and ratios are computed by Checked and are not a credit decision.