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GANEOS

Active
Private limited companyfounded 201511 yrs activeMarie-Josélaan 131, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0633.690.013
Summary

GANEOS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,505 and a net result of -€613. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2023
Profitability39▼-4
Solvency48▲+27
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.38 in 2023; short-term debt: 28.6% and cash: 1.5% of total assets), and 76.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.1%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17213 sector peers (2025).
NBB · sector comparison
Position among 17213 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
52 d early
2024
2 d early
2023
20 d early
2022
19 d early
2021
47 d early
2020
15 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GANEOS was incorporated on 9 July 2015.1 Total assets rose from EUR 118,147 in 2018 to EUR 461,629 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€106,505
2023 · -€21,086
Total assets
€461,629▼ 5.3%
2023 · €487,701
Net result
-€613
2023 · €102
Working capital
-€42,385▲ 70.4%
2023 · -€143,063
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232025
Operating result€2,220€19,703▲ 787%€3,198▼ 83.8%€7,416▲ 132%€115-
Net result€1,888below the sector's middle half€17,009within the sector's middle half▲ 801%-€1,092below the sector's middle half€102below the sector's middle half-€613below the sector's middle half-
Equity-€37,105below the sector's middle half▲ 4.8%-€20,097below the sector's middle half▲ 45.8%-€21,189below the sector's middle half▼ 5.4%-€21,086below the sector's middle half▲ 0.5%€106,505within the sector's middle half-
Total assets€159,566within the sector's middle half▲ 41.9%€487,019above the sector's middle half▲ 205%€474,691above the sector's middle half▼ 2.5%€487,701above the sector's middle half▲ 2.7%€461,629above the sector's middle half-
Debt€196,671▲ 29.9%€507,115▲ 158%€495,879▼ 2.2%€508,787▲ 2.6%€355,124-
Working capital-€37,105below the sector's middle half▼ 10.7%-€95,053below the sector's middle half▼ 156%-€115,475below the sector's middle half▼ 21.5%-€143,063below the sector's middle half▼ 23.9%-€42,385below the sector's middle half-
Solvency-23.3%below the sector's middle half▲ 11.4pp-4.1%below the sector's middle half▲ 19.1pp-4.5%below the sector's middle half▼ 0.3pp-4.3%below the sector's middle half▲ 0.1pp23.1%below the sector's middle half-
Current ratio0.81below the sector's middle half▲ 0.040.55below the sector's middle half▼ 0.260.48below the sector's middle half▼ 0.070.38below the sector's middle half▼ 0.100.68below the sector's middle half-
Return on assets (ROA)1.2%below the sector's middle half▲ 42.3pp3.5%below the sector's middle half▲ 2.3pp-0.2%below the sector's middle half▼ 3.7pp0.0%below the sector's middle half▲ 0.3pp-0.1%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2020: €2,220€2,220Net result 2020: €1,888€1,888Operating result 2021: €19,703€19,703Net result 2021: €17,009€17,009Operating result 2022: €3,198€3,198Net result 2022: -€1,092-€1,092Operating result 2023: €7,416€7,416Net result 2023: €102€102Operating result 2025: €115€115Net result 2025: -€613-€61320202021202220232025-€2,500€0€2,500€5,000€7,500Operating result 2022: €3,198€3,200Net result 2022: -€1,092-€1,090Operating result 2023: €7,416€7,420Net result 2023: €102€102Operating result 2025: €115€115Net result 2025: -€613-€613202220232025
The operating result is €115 in 2025, compared with €7,416 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €461,629
Fixed assets €371,888 ▼ 7.2%
Current assets €89,742 ▲ 3.0%
Equity and liabilities €461,629
Equity €106,505
Debt €355,124
Debt finances 76.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2023
EBITDA
€11,376▼
2023 · €15,684
Cash flow
€10,647▲
2023 · €8,370
Debt to equity
3.33▲
2023 · -24.13
ROE
-0.6%
Interest coverage
2.50▼
2023 · 2.90
Debt ≤ 1 year
€132,127▼
2023 · €230,174
Debt > 1 year
€222,997▼
2023 · €278,613
Income taxes
-€3,529▼
2023 · €1,910
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2023 · 52 lines
Balance sheet Code20232025
Assets
Total assets20/58€487,701€461,629▼
Fixed assets21/28€400,590€371,888▼
Tangible fixed assets22/27€35,525€22,123▼
Plant, machinery and equipment23€859€8,472▲
Furniture and vehicles24€34,666€13,651▼
Financial fixed assets28€365,065€349,765▼
Current assets29/58€87,111€89,742▲
Amounts receivable within one year40/41€63,083€82,303▲
Trade receivables40€37,083€72,303▲
Other amounts receivable41€26,000€10,000▼
Cash at bank and in hand54/58€23,998€6,827▼
Deferred charges and accrued income490/1€29€612▲
Equity and liabilities
Total equity and liabilities10/49€487,701€461,629▼
Equity10/15-€21,086€106,505▲
Contributions10/11€6,200€6,200=
Capital10€6,200€0▼
Issued capital100€18,600€0▼
Uncalled capital101€12,400€0▼
Outside capital11-€6,200
Other1109/19-€6,200
Reserves13€1,000€100,500▲
Non-distributable reserves130/1€1,000€1,000=
Legal reserve130€1,000€1,000=
Tax-exempt reserves132-€99,500
Profit (loss) carried forward14-€28,286-€195▲
Amounts payable17/49€508,787€355,124▼
Amounts payable after more than one year17€278,613€222,997▼
Financial debts170/4€278,613€222,997▼
Amounts payable within one year42/48€230,174€132,127▼
Current portion of amounts payable after more than one year42€26,919€28,110▲
Financial debts43-€5,867
Other loans439-€5,867
Trade debts44€8,295€13,482▲
Suppliers440/4€8,295€13,182▲
Bills of exchange payable441-€300
Taxes, remuneration and social security45€17,907€38,373▲
Taxes450/3€17,907€38,373▲
Other amounts payable47/48€177,052€46,294▼
Income statement Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,268€11,261▲
Other operating charges640/8€1,199€239▼
Gross operating margin9900€16,883€11,614▼
Operating profit (loss)9901€7,416€115▼
Financial income75/76B€0€286▲
Recurring financial income75€0€286▲
Financial charges65/66B€5,404€4,543▼
Recurring financial charges65€5,404€4,543▼
Profit (loss) for the period before taxes9903€2,012-€4,142▼
Income taxes67/77€1,910-€3,529▼
Profit (loss) for the period9904€102-€613▼
Profit (loss) for the period to be appropriated9905€102-€613▼
Appropriation of the result
Profit (loss) to be appropriated9906-€28,286-€195▲
Profit (loss) brought forward from the previous period14P-€28,389€418▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€520€575€1,644€8,268€11,261-
Other operating charges640/8-€593€596€1,199€239-
Gross operating margin9900€3,352€20,871€5,438€16,883€11,614-
Operating profit (loss)9901€2,220€19,703€3,198€7,416€115-
Financial income75/76B-€1€0€0€286-
Recurring financial income75-€1€0€0€286-
Financial charges65/66B-€2,695€4,290€5,404€4,543-
Recurring financial charges65€15€2,695€4,290€5,404€4,543-
Profit (loss) for the period before taxes9903€2,205€17,009-€1,092€2,012-€4,142-
Income taxes67/77€317--€1,910-€3,529-
Profit (loss) for the period9904€1,888€17,009-€1,092€102-€613-
Profit (loss) for the period to be appropriated9905€1,888€17,009-€1,092€102-€613-
Line20202021202220232025Change
Assets
Total assets20/58€159,566€487,019€474,691€487,701€461,629-
Fixed assets21/28-€369,594€368,767€400,590€371,888-
Tangible fixed assets22/27-€4,529€3,702€35,525€22,123-
Plant, machinery and equipment23-€3,190€2,025€859€8,472-
Furniture and vehicles24-€1,339€1,677€34,666€13,651-
Financial fixed assets28-€365,065€365,065€365,065€349,765-
Current assets29/58€159,566€117,424€105,924€87,111€89,742-
Amounts receivable within one year40/41€108,888€85,166€82,607€63,083€82,303-
Trade receivables40-€85,166€73,607€37,083€72,303-
Other amounts receivable41--€9,000€26,000€10,000-
Cash at bank and in hand54/58€36,640€24,065€20,115€23,998€6,827-
Deferred charges and accrued income490/1-€8,193€3,202€29€612-
Equity and liabilities
Total equity and liabilities10/49€159,566€487,019€474,691€487,701€461,629-
Equity10/15-€37,105-€20,097-€21,189-€21,086€106,505-
Contributions10/11€6,200€6,200€6,200€6,200€6,200-
Capital10-€6,200€6,200€6,200€0-
Issued capital100-€18,600€18,600€18,600€0-
Uncalled capital101-€12,400€12,400€12,400€0-
Outside capital11----€6,200-
Other1109/19----€6,200-
Reserves13€1,000€1,000€1,000€1,000€100,500-
Non-distributable reserves130/1-€1,000€1,000€1,000€1,000-
Legal reserve130-€1,000€1,000€1,000€1,000-
Tax-exempt reserves132----€99,500-
Profit (loss) carried forward14-€44,305-€27,297-€28,389-€28,286-€195-
Amounts payable17/49€196,671€507,115€495,879€508,787€355,124-
Amounts payable after more than one year17-€294,638€274,480€278,613€222,997-
Financial debts170/4-€294,638€274,480€278,613€222,997-
Amounts payable within one year42/48€196,671€212,477€221,399€230,174€132,127-
Current portion of amounts payable after more than one year42-€19,886€20,158€26,919€28,110-
Financial debts43----€5,867-
Other loans439----€5,867-
Trade debts44€6,659€9,489€14,629€8,295€13,482-
Suppliers440/4-€9,489€14,629€8,295€13,182-
Bills of exchange payable441----€300-
Taxes, remuneration and social security45-€15,895€8,278€17,907€38,373-
Taxes450/3-€15,895€8,278€17,907€38,373-
Other amounts payable47/48-€167,207€178,334€177,052€46,294-
Line20202021202220232025Change
Profit (loss) for the period9904€1,888€17,009-€1,092€102-€613-
+ Depreciation and write-downs630€520€575€1,644€8,268€11,261-
Operating cash flow (approximation)€2,408€17,584€551€8,370€10,647-
Investment in fixed assets (approximation)---€816-€40,091--
Change in cash--€12,575-€3,950€3,884--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
28-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2025
31-12
Financial Equity above €100,000Eq €106,505
Equity rises from -€21,086 to €106,505.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €102
Net result €102 after one loss-making year.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €17,009 ▲801%
Operating result €19,703, net result €17,009, both a record.
16-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €1,888
Net result €1,888 after one loss-making year.
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial Weakest financial yearnet -€46,196
Net result drops to -€46,196, the lowest in the series; recovery starts the following year.
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
269 m²
Building footprint
111 m²
Volume, LiDAR
1,134 m³
Parcel 21673D0154/00H024, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
0633690013
Marie-Josélaan 131, 1200 Sint-Lambrechts-WoluweComputer programming, consultancy and related activities
since 20152.244.435.191
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0154/00H024 Brussels 269 m² 1 · 111 m² 13.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of GANEOS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,787. 6,964 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:0633690013
Also 9925:BE0633690013
Registered 17-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.