GAMMA-WOPLA
ActiveSummary
GAMMA-WOPLA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22.44M and a net result of €2.47M. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-6
Solvency85=
Growth72▲+1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.75M at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.09 in 2024; short-term debt: 26.6% and cash: 13.3% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
6.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
12 d early
2022
12 d early
2021
31 d early
2020
45 d early
2019
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Turnover
€40.99M▲ 9.6%
2024 · €37.41M
2018: €23.95M
2019: €24.50M
2020: €26.99M
2021: €33.11M
2022: €34.46M
2023: €36.11M
2024: €37.41M
2018 → 2025
EBIT margin
6.9%▼ 3.1pp
2024 · 10.0%
2018: 5.3%
2019: 2.8%
2020: 9.6%
2021: 6.0%
2022: 3.8%
2023: 9.5%
2024: 10.0%
2018 → 2025
Net result
€2.47M▼ 21.1%
2024 · €3.13M
2018: €921k
2019: €184k
2020: €2.01M
2021: €1.52M
2022: €824k
2023: €2.68M
2024: €3.13M
2018 → 2025
Working capital
€7.92M▼ 9.7%
2024 · €8.77M
2018: €6.42M
2019: €6.21M
2020: €7.55M
2021: €8.48M
2022: €10.50M
2023: €12.94M
2024: €8.77M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€33.11M-€34.46M▲ 4.1%€36.11M▲ 4.8%€37.41M▲ 3.6%€40.99M▲ 9.6%
Equity€15.90M-€16.47M▲ 3.6%€18.93M▲ 14.9%€20.77M▲ 9.8%€22.44M▲ 8.0%
Operating result€1.99M-€1.30M▼ 34.5%€3.45M▲ 164%€3.75M▲ 8.8%€2.84M▼ 24.3%
Net result€1.52M-€824k▼ 45.8%€2.68M▲ 225%€3.13M▲ 16.8%€2.47M▼ 21.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37.15M
Fixed assets
€19.35M ▲ 8.7%
Current assets
€17.79M ▲ 5.8%
Equity and liabilities €37.15M
Equity
€22.44M ▲ 8.0%
Provisions
€500k =
Debt
€14.21M ▲ 6.5%
Debt's share of the balance-sheet total falls from 38.5% to 38.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5.37M▼
2024 · €6.19M
Cash flow
€5.00M▼
2024 · €5.57M
Current ratio
1.80▼
2024 · 2.09
Quick ratio
1.48▼
2024 · 1.53
Debt to equity
0.63▼
2024 · 0.64
ROE
11.0%▼
2024 · 15.1%
ROA
6.6%▼
2024 · 9.0%
Interest coverage
39.02▲
2024 · 37.60
Debt ≤ 1 year
€9.87M▲
2024 · €8.05M
Debt > 1 year
€4.34M▼
2024 · €5.30M
Income taxes
€783k▼
2024 · €1.00M
Staff costs
€4.83M▲
2024 · €4.54M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 93 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34.62M€37.15M▲
Fixed assets21/28€17.80M€19.35M▲
Tangible fixed assets22/27€12.28M€13.83M▲
Land and buildings22€4.56M€4.24M▼
Plant, machinery and equipment23€5.22M€7.06M▲
Furniture and vehicles24€242k€144k▼
Leasing and similar rights25€1.35M€826k▼
Other tangible fixed assets26-€918k
Assets under construction and advance payments27€913k€644k▼
Financial fixed assets28€5.52M€5.52M=
Affiliated companies280/1€5.52M€5.52M=
Participating interests280€20k€20k=
Amounts receivable281€5.50M€5.50M=
Other financial fixed assets284/8€535-
Amounts receivable and cash guarantees285/8€535-
Current assets29/58€16.82M€17.79M▲
Stocks and contracts in progress3€4.50M€3.21M▼
Stocks30/36€4.50M€3.21M▼
Raw materials and consumables30/31€1.77M€1.18M▼
Work in progress32€244k€401k▲
Finished goods33€1.48M€1.63M▲
Advance payments36€1,000k-
Amounts receivable within one year40/41€8.66M€9.65M▲
Trade receivables40€5.85M€7.08M▲
Other amounts receivable41€2.81M€2.57M▼
Cash at bank and in hand54/58€3.66M€4.94M▲
Equity and liabilities
Total equity and liabilities10/49€34.62M€37.15M▲
Equity10/15€20.77M€22.44M▲
Contributions10/11€3.52M€3.52M=
Capital10€3.52M€3.52M=
Issued capital100€3.52M€3.52M=
Reserves13€16.59M€18.48M▲
Non-distributable reserves130/1€352k€352k=
Legal reserve130€352k€352k=
Tax-exempt reserves132€2.42M€2.84M▲
Distributable reserves133€13.82M€15.28M▲
Investment grants15€660k€439k▼
Provisions and deferred taxes16€500k€500k=
Provisions for liabilities and charges160/5€500k€500k=
Environmental obligations163€500k€500k=
Amounts payable17/49€13.35M€14.21M▲
Amounts payable after more than one year17€5.30M€4.34M▼
Financial debts170/4€5.30M€4.34M▼
Leasing and similar obligations172€751k€290k▼
Credit institutions173€3.59M€3.09M▼
Other loans174€960k€960k=
Amounts payable within one year42/48€8.05M€9.87M▲
Current portion of amounts payable after more than one year42€1.10M€958k▼
Trade debts44€5.35M€7.42M▲
Suppliers440/4€5.35M€7.42M▲
Advances received on contracts in progress46-€221k
Taxes, remuneration and social security45€496k€455k▼
Taxes450/3€27k€55k▲
Remuneration and social security454/9€468k€400k▼
Other amounts payable47/48€1.11M€820k▼
Income statement
Code20242025
Operating income70/76A€38.13M€41.55M▲
Turnover70€37.41M€40.99M▲
Change in stocks of work in progress, finished goods and contracts in progress71€225k€300k▲
Other operating income74€260k€260k▼
Non-recurring operating income76A€231k-
Operating charges60/66A€34.38M€38.71M▲
Goods for resale, raw materials and consumables60€16.49M€18.90M▲
Purchases600/8€16.25M€18.31M▲
Change in stocks: decrease (increase)609€230k€590k▲
Services and other goods61€10.78M€12.31M▲
Remuneration, social security and pensions62€4.54M€4.83M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.44M€2.53M▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0
Other operating charges640/8€137k€151k▲
Operating profit (loss)9901€3.75M€2.84M▼
Financial income75/76B€559k€562k▲
Recurring financial income75€559k€562k▲
Income from financial fixed assets750€298k€308k▲
Income from current assets751€16k€25k▲
Other financial income752/9€245k€229k▼
Financial charges65/66B€182k€151k▼
Recurring financial charges65€182k€151k▼
Debt charges650€165k€138k▼
Other financial charges652/9€17k€14k▼
Profit (loss) for the period before taxes9903€4.13M€3.25M▼
Income taxes67/77€1.00M€783k▼
Taxes670/3€1.00M€783k▼
Profit (loss) for the period9904€3.13M€2.47M▼
Transfer from tax-exempt reserves789€737k€421k▼
Transfer to tax-exempt reserves689€842k€842k=
Profit (loss) for the period to be appropriated9905€3.02M€2.05M▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.02M€2.05M▼
Transfer to equity691/2€1.96M€1.46M▼
To other reserves6921€1.96M€1.46M▼
Profit to be distributed694/7€1.06M€583k▼
Return on contributions (dividend)694€1.00M€500k▼
Employees696€60k€83k▲
Social balance
Average headcount (FTE)908770.971.0▲
The notes to these accounts (73 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €3.13M ▲16.8%
Operating result €3.75M, net result €3.13M, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €184k ▼80%
Net result drops to €184k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Royennestraat 497700 MouscronGround area
6,543 m²
Building footprint
3,302 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Royennestraat 78, 7700 Mouscron
since 19972.081.937.031
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0107/00D000 | Wallonia | 6,399 m² | 1 · 3,302 m² | - |
| 54007B0102/00T006 | Wallonia | 143 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300HWWYLOJPI8FU63
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 73 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-05-1997
Fiscal year end31-12
Activities, NACEBEL 2025
22260Manufacture of rubber and plastic products
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.