Gamma Sagittae
ActiveGamma Sagittae has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €30k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 32% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency58▼-40
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 3.63 in 2024; short-term debt: 67.5% and cash: 82.8% of total assets), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
24.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
48 d late
2024
31 d late
2023
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 51.1%
2024 · €82k
2023: €35k
2024: €82k
2023 → 2025
Total assets
€123k▲ 10.4%
2024 · €111k
2023: €56k
2024: €111k
2023 → 2025
Net result
€30k▼ 36.2%
2024 · €46k
2023: €32k
2024: €46k
2023 → 2025
Working capital
€37k▼ 51.8%
2024 · €78k
2023: €31k
2024: €78k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35k-€82k▲ 132%€40k▼ 51.1%
Operating result€41k-€62k▲ 49.8%€40k▼ 35.0%
Net result€32k-€46k▲ 44.5%€30k▼ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€2k▼ 37.5%
Current assets
€120k▲ 12.1%
Equity and liabilities €123k
Equity
€40k▼ 51.1%
Debt
€83k▲ 180%
The debt ratio rises from 26.6% to 67.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▼
2024 · €63k
Cash flow
€31k▼
2024 · €48k
Solvency
32.5%▼
2024 · 73.4%
Current ratio
1.45▼
2024 · 3.63
Quick ratio
1.45▼
2024 · 3.63
Debt / equity
2.07▲
2024 · 0.36
ROE
74.3%▲
2024 · 56.9%
ROA
24.2%▼
2024 · 41.8%
Interest coverage
20.32▼
2024 · 26.88
Debt
€83k▲
2024 · €30k
Debt ≤ 1 year
€83k▲
2024 · €30k
Income taxes
€9k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€123k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€54€54=
Current assets29/58€107k€120k▲
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€15k€18k▲
Other amounts receivable41€1-
Cash at bank and in hand54/58€92k€102k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€111k€123k▲
Equity10/15€82k€40k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€79k€37k▼
Amounts payable17/49€30k€83k▲
Amounts payable within one year42/48€30k€83k▲
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€30k€40k▲
Taxes450/3€30k€40k▲
Other amounts payable47/48-€41k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€115€294▲
Gross operating margin9900€63k€42k▼
Operating profit (loss)9901€62k€40k▼
Financial income75/76B€75€751▲
Recurring financial income75€75€751▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€59k€39k▼
Income taxes67/77€13k€9k▼
Profit (loss) for the period9904€46k€30k▼
Profit (loss) for the period to be appropriated9905€46k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€108k▲
Profit (loss) brought forward from the previous period14P€32k€79k▲
Profit to be distributed694/7-€71k
Return on contributions (dividend)694-€71k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 48 days late
2025
31-12
Financial
Weakest financial yearnet €30k ▼36.2%
Net result drops to €30k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2023net €46k ▲44.5%
Operating result €62k, net result €46k, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Aubépines 101301 WavreGround area
2,336 m²
Building footprint
129 m²
Volume, LiDAR
934 m³
Parcel 25006E0066/00W002, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gamma Sagittae
since 20232.341.852.291
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006E0066/00W002 | Wallonia | 2,336 m² | 1 · 129 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CHCD
BE 0733.853.993
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.