Starting capital
€11,520 1,152 shares
GAMBIER
Lifetime
1 annual account with figurespeak -€3,802 (2025)
-€3,802
lowest -€3,972 (2025)
-€3,972
peak €7,548 (2025)
€7,548
€2,409
Board2 names since 2024
1 directorBROECKAERT François
Documentsfilings and deeds
07-08-20267 days late
2025micro format
Loss of €3,972Registered office moved to Brussels 16-121 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
359 companies
2025 accounts filed 7 days after the deadlineTurnover not published (micro format)
Checked score
67
Healthy
Financially stronger than 62% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 3.7%
02-2026: 3.7%● unchanged vs 01-2026
03-2026: 3.9%▲ +0.2 percentage points vs 02-2026
04-2026: 4.2%▲ +0.3 percentage points vs 03-2026
05-2026: 4.4%▲ +0.2 percentage points vs 04-2026
06-2026: 4.8%▲ +0.4 percentage points vs 05-2026
07-2026: 4.8%● unchanged vs 06-2026
08-2026: 5.0%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 1.1%▼ -3.9 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 4.13, cash €6,041
Figures for financial year 2025 (filed on 11-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 90% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as GAMBIER has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
That fits the bankruptcy probability of GAMBIER itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for GAMBIER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.13, above the usual 1.5. Short-term debt is 24.2% and cash 60.7% of total assets. 24.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
7 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Fabrice BROECKAERT 852 sharesdeed of 16-12-2025
- Lise FROCHEUR 100 sharesdeed of 16-12-2025
- François BROECKAERT 200 sharesdeed of 16-12-2025
Recent changes
Registered office moved to Brussels
New registered office: Chaussée d'Alsemberg 897, 1180 Bruxelles · Resignation: Sacha de DECKER (director) · Fabrice BROECKAERT holds 852 shares · General meeting of 29-08-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017734292
First establishment
Alsembergsesteenweg 897, Uccle
Incorporation
Founding capital of €11,520, 1,152 shares, €9,720 paid up · Founders: BROECKAERT Fabrice Robin Jacques, FROCHEUR Lise Marie-Louise, DERBAISE Carine Anne Marie Gisèle and 2 others · Appointments: de DECKER Sacha Baptiste Denise Maria (director) and BROECKAERT François (director) · published on 24-12-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GAMBIER Uccle | - | - | 75.8% | - |
| RUGAMBA & ERIC Schaerbeek | - | - | 7.8% | - |
| PDRCOM Kraainem | - | - | 1.7% | - |
| AmaYil-Corporation Charleroi | €2,878 | - | -39.9% | - |
| Sporades Belgium Ixelles | - | - | 39.1% | - |
| MUTA ENTERPRISE NETWORK Schaerbeek | €10,880 | - | -163.4% | - |
| ETOILE DU NORD IMPORT EXPORT Brussels | - | - | 29.9% | - |
These companies have the same main activity as GAMBIER: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €6,610 and €17,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 20-12-2024Normal situation
- Registered office
- 361 active companies are registered at this address79 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 5 others
- Establishment unit
- 2.369.135.9181180 Uccle, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Insights on GAMBIER
GAMBIER has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,548 and a net result of -€3,972.
Its solvency ranks better than 79% of 13,805 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GAMBIER
- What is the company number of GAMBIER?
- The company number of GAMBIER is 1017.734.292. The VAT number is the same number with BE in front: BE 1017.734.292.
- Where is GAMBIER based?
- The registered office is at Alsembergsesteenweg 897, 1180 Uccle.Company details
- What does GAMBIER do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of GAMBIER?
- GAMBIER is a private limited company (BV).
- When was GAMBIER founded?
- GAMBIER was founded on 20-12-2024.
- Is GAMBIER still active?
- Yes, GAMBIER is an active enterprise in the KBO register.
- What is the turnover of GAMBIER?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is GAMBIER profitable?
- In financial year 2025, GAMBIER made a loss of €3,972.
- Where can I find the annual accounts of GAMBIER?
- GAMBIER filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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