GAMBEL
ActiveGAMBEL has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €16k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 1828 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency3▼-30
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.56 against 0.21 in 2024), and 98.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.8%
Return on assets
2.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1828 sector peers (2025).
NBB · sector comparisonPosition among 1828 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
295 d late
2023
28 d late
2022
218 d late
2021
284 d late
2020
11 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€14k
2024 · €-2k
2018: €-61k
2019: €-62k
2020: €-60k
2021: €-59k
2022: €-47k
2023: €-1k
2024: €-2k
2018 → 2025
Total assets
€765k▲ 3.4%
2024 · €739k
2018: €667k
2019: €691k
2020: €651k
2021: €723k
2022: €677k
2023: €681k
2024: €739k
2018 → 2025
Net result
€16k
2024 · €-881
2018: €-5k
2019: €-1k
2020: €2k
2021: €894
2022: €12k
2023: €45k
2024: €-881
2018 → 2025
Working capital
€-89k▲ 47.6%
2024 · €-170k
2018: €-81k
2019: €-79k
2020: €-109k
2021: €-10k
2022: €6k
2023: €-45k
2024: €-170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-59k-€-47k▲ 20.9%€-1k▲ 97.1%€-2k▼ 64.5%€14k
Operating result€-506-€16k€39k▲ 148%€-3k€21k
Net result€894-€12k▲ 1,280%€45k▲ 266%€-881€16k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €765k
Fixed assets
€653k▼ 5.8%
Current assets
€112k▲ 141%
Equity and liabilities €765k
Equity
€14k
Debt
€751k
Debt finances 98.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€71k▲
2024 · €13k
Cash flow
€65k▲
2024 · €15k
Solvency
1.8%▲
2024 · -0.3%
Current ratio
0.56▲
2024 · 0.21
Quick ratio
0.56▲
2024 · 0.21
Debt / equity
54.32
ROE
116.3%▲
2024 · 39.2%
ROA
2.1%▲
2024 · -0.1%
Interest coverage
14.99▲
2024 · 7.22
Debt
€751k▲
2024 · €741k
Debt ≤ 1 year
€201k▼
2024 · €217k
Debt > 1 year
€550k▲
2024 · €525k
Income taxes
€590▼
2024 · €603
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€739k€765k▲
Fixed assets21/28€693k€653k▼
Intangible fixed assets21€138k€124k▼
Tangible fixed assets22/27€531k€505k▼
Land and buildings22€467k€447k▼
Plant, machinery and equipment23€6k€14k▲
Furniture and vehicles24€58k€44k▼
Financial fixed assets28€24k€24k=
Current assets29/58€46k€112k▲
Amounts receivable within one year40/41€22k€77k▲
Trade receivables40€12k€74k▲
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€21k€35k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€739k€765k▲
Equity10/15€-2k€14k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€-65k€-49k▲
Amounts payable17/49€741k€751k▲
Amounts payable after more than one year17€525k€550k▲
Financial debts170/4€525k€550k▲
Amounts payable within one year42/48€217k€201k▼
Current portion of amounts payable after more than one year42-€21k
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€3k€20k▲
Remuneration and social security454/9€11k-
Other amounts payable47/48€181k€141k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€49k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€15k€74k▲
Operating profit (loss)9901€-3k€21k▲
Financial income75/76B€5k€10▼
Recurring financial income75€5k€10▼
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€-278€17k▲
Income taxes67/77€603€590▼
Profit (loss) for the period9904€-881€16k▲
Profit (loss) for the period to be appropriated9905€-881€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-49k▲
Profit (loss) brought forward from the previous period14P€-64k€-65k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 295 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
05-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 218 days late
2023
31-12
Financial
Highest result since 2018net €45k ▲266%
Operating result €39k, net result €45k, both a record.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 284 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Alexander Absillis
CurrentSole director · since 25-03-2025
Absillis Peter
CurrentDirector · since 26-08-2021
25-03-2025
Alexander Absillis: Resigned as Sole director
25-03-2025
Alexander Absillis: Appointed as Sole director
25-03-2025
Absillis Peter: Resigned as Sole director
26-08-2021
Alexander Absillis: Appointed as Managing director
26-08-2021
Absillis Peter: Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gijzelaarsstraat 552000 AntwerpenGround area
108 m²
Building footprint
108 m²
Volume, LiDAR
965 m³
Parcel 11811L3726/00S000, Flanders · tallest building 16.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gambel
since 20032.134.823.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3726/00S000 | Flanders | 108 m² | 1 · 108 m² | 16.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOVAS
BE 0540.978.896
Quiévrain · Eq €14k
CONTAINERS NYS
BE 0731.991.692
Hasselt · Eq €14k
EN&EL
BE 0775.348.516
Zaventem · Eq €14k
SL Transport
BE 0669.957.818
Charleroi · Eq €14k
MaeSer
BE 0800.079.655
Stabroek · Eq €14k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,087. 4,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-11-2003
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.