GAMANICO
ActiveGAMANICO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €701k and a net result of €235k. Equity is growing by ~6.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 7.12 against 11.29 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
30.8%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
1 d early
2023
5 d early
2022
7 d early
2021
31 d late
2020
8 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€701k▼ 17.7%
2024 · €851k
2018: €456k
2019: €573k
2020: €700k
2021: €604k
2022: €641k
2023: €833k
2024: €851k
2018 → 2025
Total assets
€763k▼ 17.3%
2024 · €922k
2018: €732k
2019: €795k
2020: €899k
2021: €761k
2022: €764k
2023: €958k
2024: €922k
2018 → 2025
Net result
€235k▲ 29.0%
2024 · €182k
2018: €112k
2019: €117k
2020: €127k
2021: €127k
2022: €92k
2023: €191k
2024: €182k
2018 → 2025
Working capital
€369k▼ 29.6%
2024 · €524k
2018: €207k
2019: €301k
2020: €392k
2021: €290k
2022: €328k
2023: €516k
2024: €524k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€604k-€641k▲ 6.2%€833k▲ 29.8%€851k▲ 2.2%€701k▼ 17.7%
Operating result€175k-€127k▼ 27.4%€273k▲ 114%€253k▼ 7.2%€332k▲ 31.1%
Net result€127k-€92k▼ 27.4%€191k▲ 107%€182k▼ 4.7%€235k▲ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 31% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €763k
Fixed assets
€333k▼ 4.0%
Current assets
€429k▼ 25.3%
Equity and liabilities €763k
Equity
€701k▼ 17.7%
Debt
€62k▼ 13.0%
The debt ratio rises from 7.7% to 8.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€359k▲
2024 · €279k
Cash flow
€262k▲
2024 · €208k
Solvency
91.9%▼
2024 · 92.3%
Current ratio
7.12▼
2024 · 11.29
Quick ratio
7.12▼
2024 · 11.29
Debt / equity
0.09▲
2024 · 0.08
ROE
33.5%▲
2024 · 21.4%
ROA
30.8%▲
2024 · 19.8%
Interest coverage
109.47▲
2024 · 77.89
Debt
€62k▼
2024 · €71k
Debt ≤ 1 year
€60k▲
2024 · €51k
Income taxes
€105k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€922k€763k▼
Fixed assets21/28€347k€333k▼
Tangible fixed assets22/27€347k€333k▼
Land and buildings22€326k€309k▼
Plant, machinery and equipment23€12k€19k▲
Furniture and vehicles24€10k€4k▼
Other tangible fixed assets26-€2k
Current assets29/58€575k€429k▼
Amounts receivable after more than one year29€160k-
Other amounts receivable291€160k-
Amounts receivable within one year40/41€217k€98k▼
Other amounts receivable41€217k€98k▼
Current investments50/53€2k€2k▼
Cash at bank and in hand54/58€58k€140k▲
Deferred charges and accrued income490/1€137k€189k▲
Equity and liabilities
Total equity and liabilities10/49€922k€763k▼
Equity10/15€851k€701k▼
Reserves13€851k€701k▼
Distributable reserves133€851k€701k▼
Profit (loss) carried forward14€150€150=
Amounts payable17/49€71k€62k▼
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€51k€60k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€21k€26k▲
Taxes450/3€21k€26k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€282k€363k▲
Operating profit (loss)9901€253k€332k▲
Financial income75/76B€13k€11k▼
Recurring financial income75€13k€11k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€262k€340k▲
Income taxes67/77€80k€105k▲
Profit (loss) for the period9904€182k€235k▲
Profit (loss) for the period to be appropriated9905€182k€235k▲
Appropriation of the result
Profit (loss) to be appropriated9906€182k€235k▲
Profit (loss) brought forward from the previous period14P€132€150▲
Transfer from equity791/2€164k€386k▲
Transfer to equity691/2€182k€235k▲
To other reserves6921€182k€235k▲
Profit to be distributed694/7€164k€386k▲
Return on contributions (dividend)694€164k€386k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Highest result since 2018net €235k ▲29%
Operating result €332k, net result €235k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €92k ▼27.4%
Net result drops to €92k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €500kEq €573k ▲25.7%
2 profitable years in a row build equity to €573k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningslaan 1721190 VorstGround area
258 m²
Building footprint
166 m²
Volume, LiDAR
2,121 m³
Parcel 21007A0032/00W009, Brussels · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GAMANICO
since 20172.263.384.736
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0032/00W009 | Brussels | 258 m² | 1 · 166 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300KCGX5QOJXI6A87
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2001
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:benjamin.lalmand@skynet.be
Phone:0475/54.02.85