Skip to content

GAMA - MEUBELEN

Active
Public limited companyfounded 1990active for 36 yearsRijksweg 154, 9870 Zulte, BelgiumKBO/BCE: BE 0440.396.232
Summary

GAMA - MEUBELEN has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,133 and a net result of €11,686. Equity has been shrinking by about 2.6% per year since 2018. Its solvency ranks better than 80% of 9,850 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-03-1990 Normal situation
Activity
Wholesale trade NACE 46471and 2 others
Establishment unit
2.048.611.294 9870 Zulte, since 15-06-1990
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€31,093
▼ 6.7%
Turnover
≈ €160,000
estimated
Profit
€11,686
▲ 12.0%
Equity
€81,133
▼ 6.1%
Total assets
€109,029
▲ 4.1%
Score breakdownlowers riskLiquidity: current ratio 4.14, cash €63,551Equity €81,133 (74.4% of total assets)Founded in 1990Figures for financial year 2025 (filed on 06-06-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 69% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 99-1
equity 74.4% of total assets
Liquidity 91-6
short-term debt 24.2% · cash 58.3%
Profitability 82+1
return on assets 10.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025highest value 07-2025: < 0.1%▼ -0.2 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.14 (6.02 in 2024), above the usual 1.5. Short-term debt is 24.2% and cash 58.3% of total assets. 25.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 79% of them on solvency, 90% on liquidity, 76% on profitability and 30% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.14, cash €63,551
NBB · annual accounts
lowers risk · Equity €81,133 (74.4% of total assets)
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 06-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 days early
2024
55 days early
2023
47 days early
2022
42 days early
2021
40 days early
2020
40 days early
2019
46 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 reappointedResignations: DEKEUKELEIRE,Patrick (director) and VAN RENTERGHEM,Chantal (director) · Reappointments: DEKEUKELEIRE,Patrick (director) and VAN RENTERGHEM,Chantal (director) · Capital €62,000, 1,250 shares
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as GAMA - MEUBELEN: wholesale trade (NACE 46471). They are comparable in size and age: total assets between €40,500 and €195,000, founded between 1968 and 2006.

CompanyTotal assetsGross margin
GAMA - MEUBELEN Zulte€109,029€31,093
ATC Moerbeke (Waas)€115,090€17,516
D.C. TRADING COMPANY Ukkel€91,444€17,967
ACAR & DOMA Assenede€136,394€108,660
DE ADELAAR Deerlijk€143,786€12,160
DANIEL PERAHIA Elsene€195,435€33,832
VOSTERS TEXTIEL Zaventem€40,547€19,438
Full comparison

Key facts about GAMA - MEUBELEN

What is the company number of GAMA - MEUBELEN?
The company number of GAMA - MEUBELEN is 0440.396.232. The VAT number is the same number with BE in front: BE 0440.396.232.
Where is GAMA - MEUBELEN based?
The registered office is at Rijksweg 154, 9870 Zulte.Company details
What does GAMA - MEUBELEN do?
According to the KBO register, the main activity is wholesale trade (NACE 46471).
What is the legal form of GAMA - MEUBELEN?
The legal form of GAMA - MEUBELEN is Public limited company (NV).
When was GAMA - MEUBELEN founded?
GAMA - MEUBELEN was founded on 22-03-1990.
Is GAMA - MEUBELEN still active?
Yes, GAMA - MEUBELEN is an active enterprise in the KBO register.
What is the turnover of GAMA - MEUBELEN?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €31,093 and 33 comparable companies (NACE 464). It probably lies between €99,000 and €330,000.Financials
Is GAMA - MEUBELEN profitable?
In financial year 2025, GAMA - MEUBELEN made a profit of €11,686.
Where can I find the annual accounts of GAMA - MEUBELEN?
GAMA - MEUBELEN filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GAMA - MEUBELEN due?
GAMA - MEUBELEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.