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GAMA CAPITAL

Active
Public limited companyfounded 1990active for 36 yearsRue R. Delbrouck 12, 4102 Seraing, BelgiumKBO/BCE: BE 0441.144.023
Summary

The computed 12-month bankruptcy probability of GAMA CAPITAL is 4.2% (elevated). The 2024 annual accounts show equity of €58,745 and a net result of €1,916. Equity is shrinking by about 7.7% per year across the filed financial years. The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€217,670total assets 2024
Equity
€58,745
Profit
€1,916
Turnover not published (micro format)
Financial health
47 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
4.2%
Structure
Accounts 78 days overdue2 of 7 deeds read
Why 47raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 09-10-2025)lowers riskSize: total assets €217,670Founded in 1990Show the evidence

Checked score

Score 2024
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Weak
Solvency 52+2
equity 27.0% of total assets
Liquidity 38=
short-term debt 30.4% · cash 0.5%
Profitability 41+41
return on assets 0.9%
Bankruptcy probability, 12 months
4.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.0% 12-2024: 3.0%● unchanged vs 11-2024 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.1%▲ +0.1 percentage points vs 02-2025 04-2025: 1.6%▼ -1.5 percentage points vs 03-2025 05-2025: 1.5%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%▲ +0.2 percentage points vs 05-2025 07-2025: 1.9%▲ +0.2 percentage points vs 06-2025 08-2025: 2.5%▲ +0.6 percentage points vs 07-2025 09-2025: 2.5%● unchanged vs 08-2025 10-2025: 3.1%▲ +0.6 percentage points vs 09-2025 11-2025: 0.4%▼ -2.7 percentage points vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025lowest value 01-2026: 1.2%▲ +0.8 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.1%▼ -0.1 percentage points vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%▲ +0.2 percentage points vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.6 percentage points vs 07-2026 09-2026: 2.7%▲ +0.5 percentage points vs 08-2026 10-2026: 4.2%▲ +1.5 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.02, compared with 0.02 in 2023, below 1; short-term debt: 30.4% and cash: 0.5% of total assets), and 73% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 31% on solvency, 21% on liquidity, 32% on profitability and 57% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 09-10-2025)
NBB · annual accounts
lowers risk · Size: total assets €217,670
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
68 days late
2023
77 days late
2022
3 days early
2021
121 days late
2020
221 days late
2019
237 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 120 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Appointment: HABDULAZEEZ OLUWAFUNKE Faridat (director)Resignation: SLIMAN Skander (director)
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Active since 1990founded 11-06-1990 36 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2024
Total assets
€217,670
Profit
€1,916
Solvency
27.0%
Go to Financials

Timeline

Events
36
Since
1991
  1. 31-12-2024Back to profit
  2. 16-10-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
11-06-1990
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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