GALUDO
ActiveSummary
GALUDO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277,455 and a net result of €35,804. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.29 in 2024; short-term debt: 16% and cash: 10.3% of total assets), and 16% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
54 d late
2023
30 d early
2022
34 d early
2021
44 d late
2020
31 d late
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€277,455▲ 14.8%
2024 · €241,652
Total assets
€330,174▲ 4.1%
2024 · €317,199
Net result
€35,804▲ 141%
2024 · €14,857
Working capital
-€14,342▲ 72.9%
2024 · -€52,856
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,183▲ 449%€12,054▼ 70.7%€7,416▼ 38.5%€25,063▲ 238%€57,140▲ 128%
Net result€27,807within the sector's middle half▲ 844%€6,107within the sector's middle half▼ 78.0%€3,208within the sector's middle half▼ 47.5%€14,857within the sector's middle half▲ 363%€35,804above the sector's middle half▲ 141%
Equity€217,481within the sector's middle half▲ 14.7%€223,587within the sector's middle half▲ 2.8%€226,795within the sector's middle half▲ 1.4%€241,652within the sector's middle half▲ 6.6%€277,455within the sector's middle half▲ 14.8%
Total assets€304,334within the sector's middle half▲ 3.3%€293,409within the sector's middle half▼ 3.6%€298,118within the sector's middle half▲ 1.6%€317,199within the sector's middle half▲ 6.4%€330,174within the sector's middle half▲ 4.1%
Debt€86,854▼ 17.3%€69,822▼ 19.6%€71,323▲ 2.1%€75,547▲ 5.9%€52,719▼ 30.2%
Working capital-€67,924▲ 29.7%-€63,666▲ 6.3%-€64,045▼ 0.6%-€52,856▲ 17.5%-€14,342▲ 72.9%
Solvency71.5%above the sector's middle half▲ 7.1pp76.2%above the sector's middle half▲ 4.7pp76.1%above the sector's middle half▼ 0.1pp76.2%above the sector's middle half▲ 0.1pp84.0%above the sector's middle half▲ 7.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 128% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330,174
Fixed assets
€291,798 ▼ 1.4%
Current assets
€38,376 ▲ 80.1%
Equity and liabilities €330,174
Equity
€277,455 ▲ 14.8%
Debt
€52,719 ▼ 30.2%
Debt's share of the balance-sheet total falls from 23.8% to 16.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61,231▲
2024 · €29,153
Cash flow
€39,894▲
2024 · €18,948
Current ratio
0.73▲
2024 · 0.29
Debt to equity
0.19▼
2024 · 0.31
ROE
12.9%▲
2024 · 6.1%
ROA
10.8%▲
2024 · 4.7%
Interest coverage
94.52▲
2024 · 41.19
Debt ≤ 1 year
€52,719▼
2024 · €74,166
Income taxes
€20,689▲
2024 · €9,498
Staff costs
€757
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €159 | - | - | - | €757 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €215 | €4,091 | €4,091 | = |
| Other operating charges640/8 | €842 | €921 | €486 | €899 | €528 | ▼ 41.2% |
| Gross operating margin9900 | €42,184 | €12,976 | €8,117 | €30,052 | €62,516 | ▲ 108% |
| Operating profit (loss)9901 | €41,183 | €12,054 | €7,416 | €25,063 | €57,140 | ▲ 128% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | - | - | - | €0 | - | - |
| Financial charges65/66B | €831 | €866 | €770 | €708 | €648 | ▼ 8.5% |
| Recurring financial charges65 | €831 | €866 | €770 | €708 | €648 | ▼ 8.5% |
| Profit (loss) for the period before taxes9903 | €40,352 | €11,188 | €6,646 | €24,355 | €56,492 | ▲ 132% |
| Income taxes67/77 | €12,545 | €5,082 | €3,438 | €9,498 | €20,689 | ▲ 118% |
| Profit (loss) for the period9904 | €27,807 | €6,107 | €3,208 | €14,857 | €35,804 | ▲ 141% |
| Profit (loss) for the period to be appropriated9905 | €27,807 | €6,107 | €3,208 | €14,857 | €35,804 | ▲ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €304,334 | €293,409 | €298,118 | €317,199 | €330,174 | ▲ 4.1% |
| Fixed assets21/28 | €287,921 | €287,921 | €291,227 | €295,889 | €291,798 | ▼ 1.4% |
| Tangible fixed assets22/27 | - | - | €3,306 | €7,968 | €3,877 | ▼ 51.3% |
| Furniture and vehicles24 | - | - | €3,306 | €7,968 | €3,877 | ▼ 51.3% |
| Financial fixed assets28 | €287,921 | €287,921 | €287,921 | €287,921 | €287,921 | = |
| Current assets29/58 | €16,414 | €5,488 | €6,891 | €21,310 | €38,376 | ▲ 80.1% |
| Amounts receivable within one year40/41 | €3,886 | €651 | €1,030 | €2,197 | €2,126 | ▼ 3.2% |
| Trade receivables40 | €3,778 | €543 | €360 | €2,089 | €2,018 | ▼ 3.4% |
| Other amounts receivable41 | €108 | €108 | €670 | €108 | €108 | = |
| Cash at bank and in hand54/58 | €11,199 | €2,795 | €4,271 | €18,859 | €34,099 | ▲ 80.8% |
| Deferred charges and accrued income490/1 | €1,329 | €2,042 | €1,590 | €254 | €2,151 | ▲ 747% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €304,334 | €293,409 | €298,118 | €317,199 | €330,174 | ▲ 4.1% |
| Equity10/15 | €217,481 | €223,587 | €226,795 | €241,652 | €277,455 | ▲ 14.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €16,677 | €66,677 | ▲ 300% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | - | - | €14,818 | €64,818 | ▲ 337% |
| Profit (loss) carried forward14 | €209,422 | €215,528 | €218,736 | €218,775 | €204,578 | ▼ 6.5% |
| Amounts payable17/49 | €86,854 | €69,822 | €71,323 | €75,547 | €52,719 | ▼ 30.2% |
| Amounts payable within one year42/48 | €84,338 | €69,155 | €70,936 | €74,166 | €52,719 | ▼ 28.9% |
| Current portion of amounts payable after more than one year42 | - | - | €1,515 | €2,292 | €2,285 | ▼ 0.3% |
| Trade debts44 | - | €5,572 | €7,566 | €4,160 | €7,198 | ▲ 73.0% |
| Suppliers440/4 | - | €5,572 | €7,566 | €4,160 | €7,198 | ▲ 73.0% |
| Taxes, remuneration and social security45 | €12,545 | €17,627 | - | €3,498 | €18,252 | ▲ 422% |
| Taxes450/3 | €12,545 | €17,627 | - | €3,498 | €18,187 | ▲ 420% |
| Remuneration and social security454/9 | - | - | - | - | €65 | - |
| Other amounts payable47/48 | €71,793 | €45,956 | €61,854 | €64,215 | €24,983 | ▼ 61.1% |
| Accrued charges and deferred income492/3 | €2,516 | €667 | €387 | €1,381 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,807 | €6,107 | €3,208 | €14,857 | €35,804 | ▲ 141% |
| + Depreciation and write-downs630 | - | - | €215 | €4,091 | €4,091 | = |
| Operating cash flow (approximation) | €27,807 | €6,107 | €3,423 | €18,948 | €39,894 | ▲ 111% |
| Investment in fixed assets (approximation) | - | €0 | -€3,521 | -€8,753 | €0 | ▲ 100% |
| Change in cash | - | -€8,403 | €1,476 | €14,588 | €15,240 | ▲ 4.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €35,804 ▲141%
Operating result €57,140, net result €35,804, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
2021
31-12
Financial
Equity above €200,000Eq €217,481 ▲14.7%
4 profitable years in a row build equity to €217,481.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €2,946 ▼82.3%
Net result drops to €2,946, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2000
Ground area
1,652 m²
Building footprint
742 m²
Volume, LiDAR
14,489 m³
2 parcels, Brussels · tallest building 26.5 m, ±7 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Montjoielaan 33, 1180 Ukkel
since 20002.093.729.459
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0056/02H082 | Brussels | 1,285 m² | 1 · 665 m² | 26.5 m · 7 fl. |
| 21612C0056/02G087 | Brussels | 367 m² | 1 · 77 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
75%
According to the 2025 annual accounts of GALUDO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,394. 985 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0469818609
Also
9925:BE0469818609
Registered
25-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.