GALUCIEL
ActiveThe annual accounts of GALUCIEL for fiscal year 2025 show a net loss of 90% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-14k. Equity is shrinking by ~20.9% per year across the filed fiscal years. Its solvency ranks better than 10% of 31697 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-17
Solvency27▼-12
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.41 against 0.36 in 2024; short-term debt: 98.3% and cash: 0.9% of total assets), and 98.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
-14.9%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192122232425
2018 to 2025 · latest year €-14k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31697 sector peers (2025).
NBB · sector comparisonPosition among 31697 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d late
2023
16 d late
2022
4 d late
2021
11 d late
2019
80 d late
2018
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 89.9%
2024 · €15k
2018: €24k
2019: €15k
2021: €7k
2022: €24k
2023: €16k
2024: €15k
2018 → 2025
Total assets
€91k▼ 15.7%
2024 · €108k
2018: €58k
2019: €55k
2021: €56k
2022: €139k
2023: €121k
2024: €108k
2018 → 2025
Net result
€-14k▼ 916%
2024 · €-1k
2018: €-12k
2019: €-10k
2021: €-8k
2022: €17k
2023: €-8k
2024: €-1k
2018 → 2025
Working capital
€-53k▲ 10.5%
2024 · €-59k
2018: €21k
2019: €15k
2021: €-41k
2022: €-90k
2023: €-78k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€24k▲ 238%€16k▼ 32.0%€15k▼ 8.1%€2k▼ 89.9%
Operating result€-5k-€17k€-8k€-1k▲ 84.3%€-13k▼ 1,026%
Net result€-8k-€17k€-8k€-1k▲ 82.7%€-14k▼ 916%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€54k▼ 26.6%
Current assets
€36k▲ 8.3%
Equity and liabilities €91k
Equity
€2k▼ 89.9%
Debt
€89k▼ 3.7%
The debt ratio rises from 86.1% to 98.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €19k
Cash flow
€6k▼
2024 · €18k
Solvency
1.7%▼
2024 · 13.9%
Current ratio
0.41▲
2024 · 0.36
Quick ratio
0.41▲
2024 · 0.36
Debt / equity
59.09▲
2024 · 6.17
ROE
-894.4%▼
2024 · -8.9%
ROA
-14.9%▼
2024 · -1.2%
Interest coverage
74.48▼
2024 · 134.00
Debt
€89k▼
2024 · €93k
Debt ≤ 1 year
€89k▼
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€91k▼
Fixed assets21/28€74k€54k▼
Intangible fixed assets21€10k-
Tangible fixed assets22/27€64k€54k▼
Furniture and vehicles24€64k€54k▼
Current assets29/58€34k€36k▲
Amounts receivable within one year40/41€24k€36k▲
Trade receivables40€24k€29k▲
Other amounts receivable41€1€7k▲
Cash at bank and in hand54/58€9k€817▼
Equity and liabilities
Total equity and liabilities10/49€108k€91k▼
Equity10/15€15k€2k▼
Contributions10/11€70k€70k=
Profit (loss) carried forward14€-55k€-68k▼
Amounts payable17/49€93k€89k▼
Amounts payable within one year42/48€93k€89k▼
Trade debts44€30k€23k▼
Suppliers440/4€30k€23k▼
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€59k€66k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€13-
Gross operating margin9900€19k€6k▼
Operating profit (loss)9901€-1k€-13k▼
Financial charges65/66B€138€85▼
Recurring financial charges65€138€85▼
Profit (loss) for the period before taxes9903€-1k€-14k▼
Profit (loss) for the period9904€-1k€-14k▼
Profit (loss) for the period to be appropriated9905€-1k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-68k▼
Profit (loss) brought forward from the previous period14P€-54k€-55k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
02-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
30-09
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Franz Merjaystraat 761050 ElseneGround area
217 m²
Building footprint
118 m²
Volume, LiDAR
1,772 m³
Parcel 21447B0308/00A004, Brussels · tallest building 19.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GALUCIEL
since 20152.239.023.581
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0308/00A004 | Brussels | 217 m² | 1 · 118 m² | 19.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MILIEN
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 6,521 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2015
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.