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GALOPIN

Active
Private limited companyfounded 20179 yrs activeChaussée de Wégimont 337 A, 4630 Soumagne, BelgiumKBO/BCE: BE 0678.522.819
Summary

GALOPIN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241,280 and a net result of €715. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 73% of 1770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
GALOPINActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€420,723total assets 2025
Equity
€241,280
Profit
€715
Turnover not published (abridged schema)
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 4 d late0 of 3 deeds read
Why 86- Sector Manufacture of food products (NACE 10)+ Liquidity: current ratio 674.54, cash €59,553+ Equity €241,280 (57.3% of total assets)+ Figures for FY 2025 (filed 04-08-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 10, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 82+21
equity 57.3% of total assets
Liquidity 68-2
short-term debt 0.1% · cash 14.2%
Profitability 38+38
return on assets 0.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.2% (3,041 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▲ +2.5% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%▲ +0.8% vs 01-2025 03-2025: 0.2%▼ -11.0% vs 02-2025lowest value 04-2025: 0.2%▲ +5.9% vs 03-2025 05-2025: 0.2%▲ +5.2% vs 04-2025 06-2025: 0.3%▲ +19.7% vs 05-2025 07-2025: 0.4%▲ +33.9% vs 06-2025 08-2025: 0.8%▲ +104% vs 07-2025 09-2025: 0.7%▼ -12.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%▼ -4.6% vs 11-2025 01-2026: 0.7%▼ -0.6% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.7%▲ +11.5% vs 03-2026 05-2026: 0.7%▼ -0.7% vs 04-2026 06-2026: 0.7%▼ -1.9% vs 05-2026 07-2026: 0.8%▲ +14.3% vs 06-2026 08-2026: 1.3%▲ +59.7% vs 07-2026highest value 09-2026: 0.3%▼ -78.5% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Sector Manufacture of food products (NACE 10) raises the probability
  • Liquidity: current ratio 674.54, cash €59,553 lowers the probability
  • Equity €241,280 (57.3% of total assets) lowers the probability
  • Figures for FY 2025 (filed 04-08-2026) lowers the probability
Credit up to €20,000 at 30 days acceptable
short-term debt: 0.1% and cash: 14.2% of total assets, and 42.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 73%, liquidity 73%, profitability 24%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Manufacture of food products (NACE 10)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 674.54, cash €59,553
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €241,280 (57.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 04-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
4 d late
2024
14 d early
2023
78 d early
2022
68 d early
2021
48 d early
2020
131 d early
2019
123 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €715
  3. Liquidity times 353current ratio 674.54

Key points

  • Positive: Back in profit in 2025after -€107,348 in 2024 €715 View
  • Positive: Among the best 14% on equitysector median €51,711 · 1,773 companies €241,280 View
  • Total assets 20256 fiscal years filed €420,723 View

By topic

Financials

Fiscal year
2025
Total assets
€420,723
Profit
€715
Solvency
57.3%
Total assets▼ 38.4%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-07-2027
  1. 04-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity times 353
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
12-07-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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