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GALLER - HUY

Active
Private limited companyfounded 2002active for 24 yearsRue de Libin,Halma 75, 6922 Wellin, BelgiumKBO/BCE: BE 0478.312.740
Summary

The computed 12-month bankruptcy probability of GALLER - HUY is 2.1% (moderate). The 2024 annual accounts show equity of €55,195 and a net result of €4,470. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 70% of 25,597 sector peers (NACE 47, financial year 2024). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241Full-service restaurants NACE 56111
1 site
Size
€98,919total assets 2024
Equity
€55,195
Profit
€4,470
Turnover not published (micro format)
Financial health
54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.1%
Structure
Holdings
2
Accounts 76 days overdue2 of 6 deeds read
Why 54raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 08-09-2025)lowers riskLiquidity: current ratio 2.05, cash €29,064Founded in 2002Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 60% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 81-4
equity 55.8% of total assets
Liquidity 68+2
short-term debt 39.8% · cash 29.4%
Profitability 54-18
return on assets 4.5%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,203 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.3 percentage points vs 07-2025 09-2025: 1.5%▲ +1.0 percentage point vs 08-2025 10-2025: 0.7%▼ -0.8 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026 09-2026: 1.4%▲ +0.3 percentage points vs 08-2026 10-2026: 2.1%▲ +0.7 percentage points vs 09-2026highest value
Credit of up to €2,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.05, compared with 2.38 in 2023, above the usual 1.5; short-term debt: 39.8% and cash: 29.4% of total assets), and 44.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 69% on solvency, 74% on liquidity, 39% on profitability and 59% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 08-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.05, cash €29,064
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
31 days late
2023
43 days early
2022
31 days late
2021
80 days early
2020
4 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 11 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. RestructuringMerger · Shareholding
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Registered officeRegistered-office move · Director in…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Total assets 20246 financial years filed €98,919 View
  • Active since 2002founded 12-09-2002 24 years View

By topic

Financials

Financial year
2024
Total assets
€98,919
Profit
€4,470
Solvency
55.8%
Total assets▲ 17.7%
Net result
20182024
Go to Financials

Timeline

Events
26
Since
2004
  1. 18-06-2024Annual accounts filed
  2. 31-08-2023Annual accounts filed
  3. 12-05-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of bread and pastry (bakery outlets)NACE 47241
Founded
12-09-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
5
Purpose
“A l'alimentation générale, aux pâtisseries, confiseries, pralines et autres produits faits…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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