GALLENS INGRID
ActiveSummary
For GALLENS INGRID, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €633k and a net result of €-24k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 2934 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability16▼-61
Solvency87▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
62.4%
Return on assets
-2.3%
Age of the figures
27 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 237 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline25-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 16-04-2025, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
75 d late
2023
65 d late
2022
434 d late
2021
330 d late
2020
35 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€633k▼ 3.6%
2023 · €656k
2019: €440klowest in 6 years
2020: €543k▲ +23.5% vs 2019
2021: €655k▲ +20.7% vs 2020
2022: €591k▼ -9.8% vs 2021
2023: €656k▲ +11.1% vs 2022highest in 6 years
2024: €633k▼ -3.6% vs 2023
2019 → 2024
Total assets
€1.01M▼ 0.7%
2023 · €1.02M
2019: €918klowest in 6 years
2020: €1.04M▲ +12.9% vs 2019
2021: €1.08M▲ +3.9% vs 2020highest in 6 years
2022: €1.03M▼ -4.0% vs 2021
2023: €1.02M▼ -1.3% vs 2022
2024: €1.01M▼ -0.7% vs 2023
2019 → 2024
Net result
€-24k
2023 · €65k
2019: €87k
2020: €103k▲ +19.4% vs 2019
2021: €112k▲ +8.6% vs 2020
2022: €121k▲ +7.6% vs 2021highest in 6 years
2023: €65k▼ -45.9% vs 2022
2024: €-24k▼ -136% vs 2023lowest in 6 years
2019 → 2024
Working capital
€-320k▼ 8.2%
2023 · €-296k
2019: €-289k
2020: €-281k▲ +2.8% vs 2019
2021: €-191k▲ +32.0% vs 2020highest in 6 years
2022: €-343k▼ -79.9% vs 2021lowest in 6 years
2023: €-296k▲ +13.8% vs 2022
2024: €-320k▼ -8.2% vs 2023
2019 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€543k-€655k▲ 20.7%€591k▼ 9.8%€656k▲ 11.1%€633k▼ 3.6%
2020: €543klowest in 5 years
2021: €655k▲ +20.7% vs 2020
2022: €591k▼ -9.8% vs 2021
2023: €656k▲ +11.1% vs 2022highest in 5 years
2024: €633k▼ -3.6% vs 2023
Operating result€150k-€167k▲ 11.8%€175k▲ 4.5%€96k▼ 45.3%€-22k
2020: €150k
2021: €167k▲ +11.8% vs 2020
2022: €175k▲ +4.5% vs 2021highest in 5 years
2023: €96k▼ -45.3% vs 2022
2024: €-22k▼ -123% vs 2023lowest in 5 years
Net result€103k-€112k▲ 8.6%€121k▲ 7.6%€65k▼ 45.9%€-24k
2020: €103k
2021: €112k▲ +8.6% vs 2020
2022: €121k▲ +7.6% vs 2021highest in 5 years
2023: €65k▼ -45.9% vs 2022
2024: €-24k▼ -136% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €22k after €96k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.01M
Fixed assets
€960k ▼ 0.9%
Current assets
€54k ▲ 2.6%
Equity and liabilities €1.01M
Equity
€633k ▼ 3.6%
Debt
€381k ▲ 4.5%
Debt's share of the balance-sheet total rises from 35.7% to 37.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-13k▼
2023 · €104k
Cash flow
€-15k▼
2023 · €74k
Current ratio
0.14▼
2023 · 0.15
Debt to equity
0.60▲
2023 · 0.56
ROE
-3.7%▼
2023 · 10.0%
ROA
-2.3%▼
2023 · 6.4%
Interest coverage
-7.44▼
2023 · 16.67
Debt ≤ 1 year
€374k▲
2023 · €348k
Debt > 1 year
€6k▼
2023 · €15k
Income taxes
€-69▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.02M€1.01M▼
Fixed assets21/28€969k€960k▼
Tangible fixed assets22/27€135k€126k▼
Land and buildings22€125k€118k▼
Plant, machinery and equipment23€10k€8k▼
Financial fixed assets28€834k€834k=
Current assets29/58€52k€54k▲
Amounts receivable within one year40/41€51k€51k▼
Trade receivables40€11k€11k▼
Other amounts receivable41€40k€40k▲
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1-€331
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.01M▼
Equity10/15€656k€633k▼
Reserves13€53k€50k▼
Non-distributable reserves130/1€39k€39k=
Reserves not available under the articles1311€39k€39k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€3k-
Profit (loss) carried forward14€603k€583k▼
Amounts payable17/49€365k€381k▲
Amounts payable after more than one year17€15k€6k▼
Financial debts170/4€15k€6k▼
Amounts payable within one year42/48€348k€374k▲
Current portion of amounts payable after more than one year42€27k€9k▼
Trade debts44€4k€16k▲
Suppliers440/4€4k€16k▲
Taxes, remuneration and social security45€24k€24k▼
Taxes450/3€24k€24k▼
Other amounts payable47/48€293k€325k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€106k€-11k▼
Operating profit (loss)9901€96k€-22k▼
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€89k€-24k▼
Income taxes67/77€24k€-69▼
Profit (loss) for the period9904€65k€-24k▼
Profit (loss) for the period to be appropriated9905€65k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€603k€583k▼
Profit (loss) brought forward from the previous period14P€538k€606k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €9k | €9k | €9k | = |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▲ 6.5% |
| Gross operating margin9900 | €164k | €181k | €186k | €106k | €-11k | ▼ 111% |
| Operating profit (loss)9901 | €150k | €167k | €175k | €96k | €-22k | ▼ 123% |
| Financial charges65/66B | - | €7k | €8k | €6k | €2k | ▼ 71.2% |
| Recurring financial charges65 | €11k | €7k | €8k | €6k | €2k | ▼ 71.2% |
| Profit (loss) for the period before taxes9903 | €139k | €161k | €167k | €89k | €-24k | ▼ 127% |
| Income taxes67/77 | €36k | €48k | €46k | €24k | €-69 | ▼ 100% |
| Profit (loss) for the period9904 | €103k | €112k | €121k | €65k | €-24k | ▼ 136% |
| Profit (loss) for the period to be appropriated9905 | €103k | €112k | €121k | €65k | €-24k | ▼ 136% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.04M | €1.08M | €1.03M | €1.02M | €1.01M | ▼ 0.7% |
| Fixed assets21/28 | €958k | €986k | €977k | €969k | €960k | ▼ 0.9% |
| Tangible fixed assets22/27 | €164k | €152k | €143k | €135k | €126k | ▼ 6.3% |
| Land and buildings22 | - | €138k | €131k | €125k | €118k | ▼ 5.2% |
| Plant, machinery and equipment23 | - | €15k | €12k | €10k | €8k | ▼ 19.8% |
| Financial fixed assets28 | €794k | €834k | €834k | €834k | €834k | = |
| Current assets29/58 | €78k | €91k | €57k | €52k | €54k | ▲ 2.6% |
| Amounts receivable within one year40/41 | €77k | €90k | €56k | €51k | €51k | ▼ 0.6% |
| Trade receivables40 | - | €3k | €26k | €11k | €11k | ▼ 7.6% |
| Other amounts receivable41 | - | €87k | €30k | €40k | €40k | ▲ 1.4% |
| Cash at bank and in hand54/58 | €4 | - | - | €1k | €2k | ▲ 126% |
| Deferred charges and accrued income490/1 | - | €820 | €846 | - | €331 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.04M | €1.08M | €1.03M | €1.02M | €1.01M | ▼ 0.7% |
| Equity10/15 | €543k | €655k | €591k | €656k | €633k | ▼ 3.6% |
| Contributions10/11 | €204k | €204k | - | - | - | - |
| Capital10 | - | €204k | - | - | - | - |
| Issued capital100 | - | €204k | - | - | - | - |
| Reserves13 | €32k | €32k | €53k | €53k | €50k | ▼ 5.2% |
| Non-distributable reserves130/1 | - | €20k | €39k | €39k | €39k | = |
| Legal reserve130 | - | €20k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €39k | €39k | €39k | = |
| Tax-exempt reserves132 | - | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | - | - | €3k | €3k | - | - |
| Profit (loss) carried forward14 | €308k | €420k | €538k | €603k | €583k | ▼ 3.5% |
| Amounts payable17/49 | €494k | €422k | €443k | €365k | €381k | ▲ 4.5% |
| Amounts payable after more than one year17 | €76k | €78k | €42k | €15k | €6k | ▼ 59.0% |
| Financial debts170/4 | - | €78k | €42k | €15k | €6k | ▼ 59.0% |
| Amounts payable within one year42/48 | €359k | €282k | €400k | €348k | €374k | ▲ 7.3% |
| Current portion of amounts payable after more than one year42 | - | €36k | €185k | €27k | €9k | ▼ 67.9% |
| Financial debts43 | - | €40k | €38k | - | - | - |
| Credit institutions430/8 | - | €40k | €38k | - | - | - |
| Trade debts44 | €28k | €2k | €3k | €4k | €16k | ▲ 341% |
| Suppliers440/4 | - | €2k | €3k | €4k | €16k | ▲ 341% |
| Taxes, remuneration and social security45 | - | €7k | €6k | €24k | €24k | ▼ 1.1% |
| Taxes450/3 | - | €7k | €6k | €24k | €24k | ▼ 1.1% |
| Other amounts payable47/48 | - | €196k | €169k | €293k | €325k | ▲ 11.0% |
| Accrued charges and deferred income492/3 | - | €63k | €784 | €2k | €1k | ▼ 15.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €103k | €112k | €121k | €65k | €-24k | ▼ 136% |
| + Depreciation and write-downs630 | €12k | €12k | €9k | €9k | €9k | = |
| Operating cash flow (approximation) | €115k | €124k | €130k | €74k | €-15k | ▼ 120% |
| Investment in fixed assets (approximation) | - | €-40k | €0 | €0 | €0 | - |
| Change in cash | - | - | - | - | €1k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 75 days late
2024
30-06
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series.
09-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 434 days late
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 330 days late
30-06
Financial
Highest result since 2019net €121k ▲7.6%
Operating result €175k, net result €121k, both a record.
2021
07-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 35 days late
2020
30-06
Financial
Equity above €500kEq €543k ▲23.5%
2 profitable years in a row build equity to €543k.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 70 days late
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 251 days late
2015
08-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 158 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek
Ground area
1,156 m²
Building footprint
158 m²
Volume, LiDAR
896 m³
Parcel 23026B0090/00P006, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0090/00P006 | Flanders | 1,156 m² | 1 · 157 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-1996
Fiscal year end30-06
Activities, NACEBEL 2025
69209Other tax advisory services
Scores and ratios are computed by Checked and are not a credit decision.