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Gallea Gestion

Active
Public limited companyfounded 1999active for 27 yearsRue Grande(SG) 92, 7330 Saint-Ghislain, BelgiumKBO/BCE: BE 0465.291.677
Summary

Gallea Gestion has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €946,124 and a net result of -€72,031. Equity has been growing by about 33% per year since 2018. Its solvency ranks better than 71% of 5,789 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-01-1999 Normal situation
Activity
Real estate agency activities NACE 68310and 1 other
Establishment units
2.090.317.534 7100 La Louvière, since 03-03-1999
2.090.317.633 7330 Saint-Ghislain, since 03-03-2000
Financial year end
31 December
Peppol
Reachable since 20-01-2026

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€36,370
▼ 78.3%
Turnover
≈ €81,000
estimated
Loss
€72,031
Equity
€946,124
▼ 7.1%
Total assets
€1.4m
▲ 0.7%
Staff
2 FTE
  • 2025 accounts filed 26 days after the deadline
Filed on 26-08-2026
Score breakdownraises riskLiquidity: current ratio 2.95, cash €9,991, halvedLoss of €72,031 (financial year 2025)lowers riskFounded in 1999Equity €946,124 (65.4% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 38% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 90-6
equity 65.4% of total assets
Liquidity 38-24
short-term debt 31.0% · cash 0.7%
Profitability 13-60
return on assets -5.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.95 (3.7 in 2024), above the usual 1.5. Short-term debt is 31% and cash 0.7% of total assets. 34.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 75% of them on solvency, 30% on liquidity, 15% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 2.95, cash €9,991, halved
NBB · annual accounts
raises risk · Loss of €72,031 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €946,124 (65.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
26 days late
2023
23 days late
2022
20 days early
2021
23 days late
2020
15 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €49,115 in 2024 -€72,031 View
  • Caution: Lower net result than 80% of companies in real estatesector median €20,550 · 5,796 companies -€72,031 View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Gallea Gestion: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €755,000 and €3.8m, founded between 1984 and 2001.

CompanyTotal assetsGross margin
Gallea Gestion Saint-Ghislain€1.4m€0.04m
ROBA INVEST EN PARTNERS Zulte€3.3m€0.03m
IMMO AD Ronse€0.8m€0.08m
BUSINESS DEVELOPMENT & INVESTMENT Gent€1.3m€0.09m
TOPIMMO Bastogne€0.8m€0.08m
TRIBEL Elsene€1.5m€0.04m
BATI + Chaudfontaine€3.8m€0.03m
Full comparison

Key facts about Gallea Gestion

What is the company number of Gallea Gestion?
The company number of Gallea Gestion is 0465.291.677. The VAT number is the same number with BE in front: BE 0465.291.677.
Where is Gallea Gestion based?
The registered office is at Rue Grande(SG) 92, 7330 Saint-Ghislain.Company details
What does Gallea Gestion do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Gallea Gestion?
The legal form of Gallea Gestion is Public limited company (NV).
When was Gallea Gestion founded?
Gallea Gestion was founded on 20-01-1999.
Is Gallea Gestion still active?
Yes, Gallea Gestion is an active enterprise in the KBO register.
How many employees does Gallea Gestion have?
Gallea Gestion had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Gallea Gestion?
The turnover in financial year 2025 is ≈ €81,000. This figure is estimated from the gross margin of €36,370 and 33 comparable companies (NACE 683). It probably lies between €55,000 and €130,000.
Is Gallea Gestion profitable?
In financial year 2025, Gallea Gestion made a loss of €72,031.
Where can I find the annual accounts of Gallea Gestion?
Gallea Gestion filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Gallea Gestion due?
Gallea Gestion must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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