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GALLÉ

Active
Public limited companyfounded 198937 yrs activeBergensesteenweg 709, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0436.810.893

GALLÉ has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €-7k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+33
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0.1% and cash: 6.1% of total assets, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-1.7%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
30 d early
2023
26 d early
2022
31 d early
2021
31 d early
2020
32 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€294k
EBIT margin
-25.0%
Net result
€-7k▲ 90.2%
2024 · €-72k
2018: €1k 2019: €3k 2020: €356k 2021: €108k 2022: €73k 2023: €-37k 2024: €-72k
2018 → 2025
Working capital
€418k▼ 1.7%
2024 · €425k
2018: €-25k 2019: €-22k 2020: €339k 2021: €434k 2022: €511k 2023: €477k 2024: €425k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€294k
Equity€461k-€534k▲ 15.9%€498k▼ 6.9%€425k▼ 14.5%€418k▼ 1.7%
Operating result€138k-€120k▼ 13.0%€-32k€-74k▼ 128%€-7k▲ 90.6%
Net result€108k-€73k▼ 32.2%€-37k€-72k▼ 97.4%€-7k▲ 90.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100kOperating result 2021: €138k€138kNet result 2021: €108k€108kOperating result 2022: €120k€120kNet result 2022: €73k€73kOperating result 2023: €-32k€-32kNet result 2023: €-37k€-37kOperating result 2024: €-74k€-74kNet result 2024: €-72k€-72kOperating result 2025: €-7k€-7kNet result 2025: €-7k€-7k20212022202320242025
The operating result stays negative: a loss of €7k in 2025 against €74k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €419k
Equity €418k▼ 1.7%
Debt €610▼ 94.8%
The debt ratio falls from 2.7% to 0.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Solvency
99.9%
2024 · 97.3%
Debt / equity
0.00
2024 · 0.03
ROE
-1.7%
2024 · -17.0%
ROA
-1.7%
2024 · -16.6%
Debt
€610
2024 · €12k
Debt ≤ 1 year
€610
2024 · €12k
Income taxes
€58
2024 · €52
A ratio outside any meaningful range has been withheld (balance sheet total €419k, equity €418k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€437k€419k
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Other tangible fixed assets26€0€0=
Current assets29/58€437k€419k
Stocks and contracts in progress3€214k€152k
Stocks30/36€214k€152k
Current investments50/53€191k€241k
Cash at bank and in hand54/58€32k€26k
Equity and liabilities
Total equity and liabilities10/49€437k€419k
Equity10/15€425k€418k
Contributions10/11€127k€127k=
Capital10€127k€127k=
Issued capital100€127k€127k=
Reserves13€407k€407k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€395k€395k=
Profit (loss) carried forward14€-109k€-116k
Amounts payable17/49€12k€610
Amounts payable within one year42/48€12k€610
Trade debts44€11k-
Suppliers440/4€11k-
Taxes, remuneration and social security45€610€610=
Taxes450/3€610€610=
Income statement Code20242025
Turnover70€294k-
Non-recurring operating income76A€3k-
Goods, raw materials, services and sundry goods60/61€357k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€379-
Other operating charges640/8€4k€1k
Non-recurring operating charges66A€11k-
Gross operating margin9900€-58k€-6k
Operating profit (loss)9901€-74k€-7k
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€448€67
Recurring financial charges65€448€67
Profit (loss) for the period before taxes9903€-72k€-7k
Income taxes67/77€52€58
Profit (loss) for the period9904€-72k€-7k
Profit (loss) for the period to be appropriated9905€-72k€-7k
Appropriation of the result
Profit (loss) to be appropriated9906€-109k€-116k
Profit (loss) brought forward from the previous period14P€-37k€-109k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial Liquidity times 18current ratio 686.38
Current ratio from 37.29 to 686.38; short-term debt falls from €12k to €610.
31-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
30-09
Financial Liquidity times 5current ratio 37.29
Current ratio from 8.12 to 37.29; short-term debt falls from €67k to €12k.
04-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Liquidity triplescurrent ratio 8.12
Current ratio from 2.55 to 8.12; short-term debt falls from €329k to €67k.
30-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Equity above €500kEq €534k ▲15.9%
5 profitable years in a row build equity to €534k.
30-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Highest result since 2018net €356k ▲12281%
Operating result €368k, net result €356k, both a record.
30-09
Financial Liquidity times 5current ratio 1.71
Current ratio from 0.32 to 1.71.
30-09
Financial Equity above €200kEq €353k
3 profitable years in a row build equity to €353k.
30-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
04-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergensesteenweg 7091600 Sint-Pieters-Leeuw
Ground area
5,043 m²
Building footprint
912 m²
Volume, LiDAR
4,755 m³
Parcel 23583F0543/00D002, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GALLÉ
Bergensesteenweg 709, 1600 Sint-Pieters-LeeuwRetail trade
since 19892.042.507.620
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23583F0543/00D002 Flanders 5,043 m² 1 · 911 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,985 companies in sector 47120 we hold annual accounts for 2,186. 1,160 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded05-01-1989
Fiscal year end30-09
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47791Retail sale of antiques
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.