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Galia

Active
Private limited companyfounded 201510 yrs activeBrugsevaart 57, 9030 Gent, BelgiumKBO/BCE: BE 0644.399.011
Summary

Galia has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €251,446 and a net result of €25,055. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 20775 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
GaliaActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Other information technology and computer services
NACE 62900NACE 62090
1 site
Size
€1.1mtotal assets 2024
Equity
€251,446
Profit
€25,055
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2024
Bankruptcy chance 12 m
1.1%
Structure
Accounts 66 d overdue0 of 4 deeds read
Why 65- Figures for FY 2024 (filed 29-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 59 days late; 3 of the last 3 late+ Size: total assets €1.1m+ Sector Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 34% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 48+3
equity 22.8% of total assets
Liquidity 53+2
short-term debt 4.3% · cash 2.3%
Profitability 53+27
return on assets 2.3%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● 0.0% vs 11-2024 01-2025: 1.2%▼ -1.3% vs 12-2024 02-2025: 1.2%● 0.0% vs 01-2025 03-2025: 1.2%▼ -0.2% vs 02-2025 04-2025: 1.2%▲ +1.2% vs 03-2025 05-2025: 1.2%▼ -0.7% vs 04-2025 06-2025: 1.3%▲ +6.5% vs 05-2025 07-2025: 1.4%▲ +5.2% vs 06-2025 08-2025: 1.8%▲ +32.5% vs 07-2025 09-2025: 2.3%▲ +26.1% vs 08-2025highest value 10-2025: 0.8%▼ -62.9% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.4%▼ -55.3% vs 12-2025lowest value 02-2026: 0.4%▲ +0.8% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.4%▲ +4.5% vs 04-2026 06-2026: 0.4%▲ +8.8% vs 05-2026 07-2026: 0.5%▲ +10.6% vs 06-2026 08-2026: 0.6%▲ +33.9% vs 07-2026 09-2026: 0.8%▲ +17.8% vs 08-2026 10-2026: 1.1%▲ +41.0% vs 09-2026
  • Figures for FY 2024 (filed 29-09-2025) raises the probability
  • Size: total assets €1.1m lowers the probability for this profile
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • 1 financial year not filed after the legal deadline; latest accounts 59 days late; 3 of the last 3 late raises the probability
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.79 in 2023; short-term debt: 4.3% and cash: 2.3% of total assets), but 77.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 24%, liquidity 34%, profitability 22%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 29-09-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 59 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20775 sector peers (2024).
NBB · sector comparison
Position among 20775 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
59 d late
2023
91 d late
2022
38 d late
2021
338 d late
2020
303 d late
2019
214 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 174 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €25,055
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View
  • Caution: Among the weakest 19% on solvencysector median 62.9% · 20,775 companies 22.8% View
  • Total assets 20246 fiscal years filed €1.1m View

By topic

Financials

Fiscal year
2024
Total assets
€1.1m
Profit
€25,055
Solvency
22.8%
Total assets▼ 3.1%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2019
  1. 28-09-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 30-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
10-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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