GALERIES SAINT-LAMBERT
ActiveSummary
GALERIES SAINT-LAMBERT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21.25M and a net result of €1.85M. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency77▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.8M at 30 days acceptable
Liquidity short (current ratio 0.58 against 0.66 in 2024; short-term debt: 12% of total assets), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
31 d early
2023
30 d early
2022
35 d early
2021
33 d early
2020
51 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€6.85M
EBIT margin
57.9%
Net result
€1.85M▼ 10.5%
2024 · €2.06M
2018: €2.34M
2019: €2.18M
2020: €816k
2021: €1.32M
2022: €1.33M
2023: €1.53M
2024: €2.06M
2018 → 2025
Working capital
€-2.09M▼ 29.1%
2024 · €-1.62M
2018: €3.14M
2019: €2.17M
2020: €1.10M
2021: €1.05M
2022: €1.13M
2023: €296k
2024: €-1.62M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16.22M-€17.54M▲ 8.1%€19.06M▲ 8.7%€19.42M▲ 1.9%€21.25M▲ 9.5%
Operating result€2.28M-€2.24M▼ 1.6%€2.42M▲ 8.1%€3.07M▲ 27.0%€2.81M▼ 8.7%
Net result€1.32M-€1.33M▲ 0.4%€1.53M▲ 15.3%€2.06M▲ 34.7%€1.85M▼ 10.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40.85M
Fixed assets
€38.03M ▼ 1.1%
Current assets
€2.83M ▼ 11.6%
Equity and liabilities €40.85M
Equity
€21.25M ▲ 9.5%
Provisions
€36k ▼ 7.9%
Debt
€19.56M ▼ 11.8%
Debt's share of the balance-sheet total falls from 53.3% to 47.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4.38M▼
2024 · €4.60M
Cash flow
€3.42M▼
2024 · €3.59M
Current ratio
0.58▼
2024 · 0.66
Debt to equity
0.92▼
2024 · 1.14
ROE
8.7%▼
2024 · 10.6%
ROA
4.5%▼
2024 · 5.0%
Interest coverage
12.01▲
2024 · 11.52
Debt ≤ 1 year
€4.91M▲
2024 · €4.81M
Debt > 1 year
€12.79M▼
2024 · €15.36M
Income taxes
€616k▼
2024 · €679k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41.64M€40.85M▼
Formation expenses20€0€0=
Fixed assets21/28€38.45M€38.03M▼
Tangible fixed assets22/27€38.45M€38.03M▼
Land and buildings22€38.45M€37.93M▼
Plant, machinery and equipment23€0€0=
Assets under construction and advance payments27-€98k
Financial fixed assets28€1€1=
Current assets29/58€3.20M€2.83M▼
Amounts receivable within one year40/41€2.59M€2.58M▼
Trade receivables40€1.63M€1.39M▼
Other amounts receivable41€957k€1.19M▲
Deferred charges and accrued income490/1€608k€245k▼
Equity and liabilities
Total equity and liabilities10/49€41.64M€40.85M▼
Equity10/15€19.42M€21.25M▲
Contributions10/11€2.55M€2.55M=
Capital10€2.55M€2.55M=
Issued capital100€2.55M€2.55M=
Reserves13€1.32M€1.32M=
Non-distributable reserves130/1€255k€255k=
Legal reserve130€255k€255k=
Distributable reserves133€1.06M€1.06M=
Profit (loss) carried forward14€15.43M€17.28M▲
Investment grants15€117k€108k▼
Provisions and deferred taxes16€39k€36k▼
Deferred taxes168€39k€36k▼
Amounts payable17/49€22.19M€19.56M▼
Amounts payable after more than one year17€15.36M€12.79M▼
Financial debts170/4€14.85M€12.50M▼
Other amounts payable178/9€508k€290k▼
Amounts payable within one year42/48€4.81M€4.91M▲
Current portion of amounts payable after more than one year42€4.56M€4.66M▲
Trade debts44€182k€181k▼
Suppliers440/4€182k€181k▼
Taxes, remuneration and social security45€67k€75k▲
Taxes450/3€67k€75k▲
Accrued charges and deferred income492/3€2.02M€1.86M▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.52M€1.57M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€97k€92k▼
Other operating charges640/8€973k€1.07M▲
Gross operating margin9900€5.67M€5.54M▼
Operating profit (loss)9901€3.07M€2.81M▼
Financial income75/76B€64k€17k▼
Recurring financial income75€64k€17k▼
Financial charges65/66B€399k€364k▼
Recurring financial charges65€399k€364k▼
Profit (loss) for the period before taxes9903€2.74M€2.46M▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€679k€616k▼
Profit (loss) for the period9904€2.06M€1.85M▼
Profit (loss) for the period to be appropriated9905€2.06M€1.85M▼
Appropriation of the result
Profit (loss) to be appropriated9906€17.13M€17.28M▲
Profit (loss) brought forward from the previous period14P€15.07M€15.43M▲
Profit to be distributed694/7€1.70M-
Return on contributions (dividend)694€1.70M-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €816k ▼62.5%
Net result drops to €816k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
29 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kunstlaan 581000 BrusselGround area
3,149 m²
Building footprint
3,026 m²
Volume, LiDAR
70,303 m³
Parcel 21805E0482/00C000, Brussels · tallest building 31.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
GALERIES SAINT-LAMBERT
since 20002.032.805.244
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0482/00C000 | Brussels | 3,149 m² | 1 · 3,026 m² | 31.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900060VQ4Q4XEUU56
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 1,137 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.