Galeor
ActiveThe computed 12-month bankruptcy probability of Galeor is 2.5% (moderate). The 2025 annual accounts show equity of €243k and a net result of €103k. Equity is growing by ~86.4% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 6.32 against 4.06 in 2024; short-term debt: 13.3% and cash: 73.6% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
36.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-01-2026, 105 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
105 d early
2024
51 d early
2023
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€243k▲ 72.8%
2024 · €141k
2023: €-53
2024: €141k
2023 → 2025
Total assets
€281k▲ 50.9%
2024 · €186k
2023: €1k
2024: €186k
2023 → 2025
Net result
€103k▼ 27.2%
2024 · €141k
2023: €-1k
2024: €141k
2023 → 2025
Working capital
€199k▲ 43.7%
2024 · €139k
2023: €-53
2024: €139k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-53-€141k€243k▲ 72.8%
Operating result€-1k-€182k€131k▼ 27.7%
Net result€-1k-€141k€103k▼ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€44k▲ 1,824%
Current assets
€237k▲ 28.7%
Equity and liabilities €281k
Equity
€243k▲ 72.8%
Debt
€37k▼ 17.3%
The debt ratio falls from 24.3% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141k▼
2024 · €182k
Cash flow
€112k▼
2024 · €142k
Solvency
86.7%▲
2024 · 75.7%
Current ratio
6.32▲
2024 · 4.06
Quick ratio
6.32▲
2024 · 4.06
Debt / equity
0.15▼
2024 · 0.32
ROE
42.1%▼
2024 · 100.0%
ROA
36.5%▼
2024 · 75.7%
Interest coverage
183.62▼
2024 · 18708.83
Debt
€37k▼
2024 · €45k
Debt ≤ 1 year
€37k▼
2024 · €45k
Income taxes
€28k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€281k▲
Fixed assets21/28€2k€44k▲
Tangible fixed assets22/27€2k€44k▲
Plant, machinery and equipment23-€730
Furniture and vehicles24€2k€44k▲
Current assets29/58€184k€237k▲
Amounts receivable within one year40/41€24k-
Trade receivables40€24k-
Current investments50/53-€29k
Cash at bank and in hand54/58€160k€207k▲
Deferred charges and accrued income490/1-€649
Equity and liabilities
Total equity and liabilities10/49€186k€281k▲
Equity10/15€141k€243k▲
Contributions10/11€1k€1k=
Reserves13€139k€242k▲
Distributable reserves133€139k€242k▲
Profit (loss) carried forward14€844€446▼
Amounts payable17/49€45k€37k▼
Amounts payable within one year42/48€45k€37k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€44k€31k▼
Taxes450/3€42k€29k▼
Remuneration and social security454/9€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€780€10k▲
Other operating charges640/8€75€144▲
Gross operating margin9900€182k€141k▼
Operating profit (loss)9901€182k€131k▼
Financial income75/76B€16-
Recurring financial income75€16-
Financial charges65/66B€10€768▲
Recurring financial charges65€10€768▲
Profit (loss) for the period before taxes9903€182k€131k▼
Income taxes67/77€41k€28k▼
Profit (loss) for the period9904€141k€103k▼
Profit (loss) for the period to be appropriated9905€141k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€103k▼
Profit (loss) brought forward from the previous period14P€-1k€844▲
Transfer to equity691/2€139k€103k▼
To other reserves6921€139k€103k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €200kEq €243k ▲72.8%
2 profitable years in a row build equity to €243k.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €141k
Net result €141k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 4.06
Current ratio from 0.95 to 4.06.
30-09
Financial
Equity above €100kEq €141k
Equity rises from €-53 to €141k.
08-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ascopstraat 3A9270 LaarneGround area
687 m²
Building footprint
94 m²
Volume, LiDAR
535 m³
Parcel 42010B0460/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Galeor
since 20232.350.502.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0460/00C000 | Flanders | 687 m² | 1 · 94 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2023
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.