GALAGE B-CORP
ActiveGALAGE B-CORP has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €42k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89=
Solvency57=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.77 in 2024; short-term debt: 12.8% and cash: 9.3% of total assets), but 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
16 d early
2024
34 d early
2023
29 d late
2022
32 d late
2021
11 d late
2020
31 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 12.5%
2024 · €92k
2019: €14k
2020: €28k
2021: €83k
2022: €114k
2023: €89k
2024: €92k
2019 → 2025
Total assets
€253k▼ 10.8%
2024 · €283k
2019: €25k
2020: €58k
2021: €99k
2022: €290k
2023: €311k
2024: €283k
2019 → 2025
Net result
€42k▼ 10.7%
2024 · €47k
2019: €8k
2020: €14k
2021: €55k
2022: €59k
2023: €61k
2024: €47k
2019 → 2025
Working capital
€24k▼ 61.7%
2024 · €62k
2019: €11k
2020: €19k
2021: €71k
2022: €51k
2023: €23k
2024: €62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€114k▲ 37.0%€89k▼ 22.2%€92k▲ 2.9%€80k▼ 12.5%
Operating result€80k-€80k▲ 0.1%€91k▲ 14.1%€68k▼ 24.8%€66k▼ 3.0%
Net result€55k-€59k▲ 6.1%€61k▲ 3.8%€47k▼ 23.3%€42k▼ 10.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €253k
Fixed assets
€197k▲ 5.4%
Current assets
€56k▼ 42.0%
Equity and liabilities €253k
Equity
€80k▼ 12.5%
Debt
€173k▼ 10.0%
The debt ratio rises from 67.7% to 68.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€78k▲
2024 · €78k
Cash flow
€53k▼
2024 · €56k
Solvency
31.7%▼
2024 · 32.3%
Current ratio
1.73▼
2024 · 2.77
Quick ratio
1.73▼
2024 · 2.77
Debt / equity
2.15▲
2024 · 2.09
ROE
51.9%▲
2024 · 50.9%
ROA
16.5%▲
2024 · 16.4%
Interest coverage
7.41▼
2024 · 10.34
Debt
€173k▼
2024 · €192k
Debt ≤ 1 year
€32k▼
2024 · €35k
Debt > 1 year
€140k▼
2024 · €157k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€283k€253k▼
Fixed assets21/28€187k€197k▲
Tangible fixed assets22/27€187k€197k▲
Land and buildings22€179k€185k▲
Furniture and vehicles24€6k€7k▲
Other tangible fixed assets26€2k€5k▲
Current assets29/58€97k€56k▼
Amounts receivable after more than one year29€5k€5k=
Other amounts receivable291€5k€5k=
Amounts receivable within one year40/41€40k€27k▼
Trade receivables40€37k€23k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€49k€23k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€283k€253k▼
Equity10/15€92k€80k▼
Contributions10/11€12k€12k=
Reserves13€63k€63k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€16k€5k▼
Amounts payable17/49€192k€173k▼
Amounts payable after more than one year17€157k€140k▼
Financial debts170/4€157k€140k▼
Amounts payable within one year42/48€35k€32k▼
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€15k€14k▼
Other amounts payable47/48€2k€11▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k▲
Other operating charges640/8€16k€3k▼
Gross operating margin9900€94k€81k▼
Operating profit (loss)9901€68k€66k▼
Financial income75/76B€177€166▼
Recurring financial income75€177€166▼
Financial charges65/66B€8k€11k▲
Recurring financial charges65€8k€11k▲
Profit (loss) for the period before taxes9903€61k€56k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€47k€42k▼
Profit (loss) for the period to be appropriated9905€47k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€58k▼
Profit (loss) brought forward from the previous period14P€14k€16k▲
Profit to be distributed694/7€44k€53k▲
Return on contributions (dividend)694€44k€53k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2019net €61k ▲3.8%
Operating result €91k, net result €61k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Equity above €100kEq €114k ▲37%
4 profitable years in a row build equity to €114k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 5.64
Current ratio from 1.66 to 5.64; short-term debt falls from €29k to €15k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henry Vande Veldelaan 43080 TervurenGround area
177 m²
Building footprint
177 m²
Volume, LiDAR
1,418 m³
Parcel 24302G0060/00T002, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GALAGE B-CORP
since 20192.285.262.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302G0060/00T002 | Flanders | 177 m² | 1 · 177 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.