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COSAWI

Active
Private limited companyfounded 2018active for 7 yearsRue des Alouettes, L'Ecluse 1, 1320 Beauvechain, BelgiumKBO/BCE: BE 0715.580.876
Summary

COSAWI has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98,567 and a net result of €18,413. Equity has been stable since 2019 (±1.4% per year). Its solvency ranks better than 47% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-12-2018 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.283.047.032 1050 Elsene, since 07-12-2018
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€60,682
▲ 30.3%
Turnover
≈ €120,000
estimated
Profit
€18,413
▲ 17.6%
Equity
€98,567
▲ 23.0%
Total assets
€189,552
▼ 5.3%
  • 2025 accounts filed 83 days after the deadline
Score breakdownraises riskLast filed accounts filed 83 days late; 2 of the last 3 accounts latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.03, cash €90,520Equity €98,567 (52.0% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 77+12
equity 52.0% of total assets
Liquidity 76+40
short-term debt 48.0% · cash 47.8%
Profitability 55-24
return on assets 9.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.4 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.8%▲ +0.4 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.9%▲ +0.1 percentage points vs 11-2025 01-2026: 1.4%▲ +0.5 percentage points vs 12-2025 02-2026: 1.2%▼ -0.2 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.5 percentage points vs 07-2026 09-2026: 2.2%▲ +0.5 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -2.1 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.03 (1.74 in 2024), above the usual 1.5. Short-term debt is 48% and cash 47.8% of total assets. 48% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 48% of them on solvency, 68% on liquidity, 25% on profitability and 69% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 83 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 2.03, cash €90,520
NBB · annual accounts
lowers risk · Equity €98,567 (52.0% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €98,567
raises risk · 2025 accounts filed 83 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-10-2026, 83 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
83 days late
2024
172 days late
2023
14 days early
2022
28 days late
2021
16 days late
2020
30 days late
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 55 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Ixelles to BeauvechainNew seat: 1320 Beauvechain, Rue des Alouettes, L'Ecluse 1 · Previous seat: 1050 Ixelles, Avenue Louise 523 bte 7 · Appointment: Claude Saulnier (director)
  2. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as COSAWI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €162,000 and €208,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
COSAWI Beauvechain€189,552€60,682
CLEMORE Waterloo€195,132€63,543
STRAMARKY Waterloo€181,872€60,234
Finactive Management Consulting Grez-Doiceau€187,444€58,373
RV WIRELESS Wavre€208,152€51,772
SOFRES Jodoigne€161,621€56,998
LOMBARD III Belgium Waterloo€202,070€67,052
Full comparison

Key facts about COSAWI

What is the company number of COSAWI?
The company number of COSAWI is 0715.580.876. The VAT number is the same number with BE in front: BE 0715.580.876.
Where is COSAWI based?
The registered office is at Rue des Alouettes, L'Ecluse 1, 1320 Beauvechain.Company details
What does COSAWI do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of COSAWI?
The legal form of COSAWI is Private limited company (BV).
When was COSAWI founded?
COSAWI was founded on 07-12-2018.
Is COSAWI still active?
Yes, COSAWI is an active enterprise in the KBO register.
What is the turnover of COSAWI?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €60,682 and 119 comparable companies (NACE 70200). It probably lies between €93,000 and €160,000. In financial year 2019 turnover was €210,787.Financials
Is COSAWI profitable?
In financial year 2025, COSAWI made a profit of €18,413.
Where can I find the annual accounts of COSAWI?
COSAWI filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COSAWI due?
COSAWI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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