GAILLY
ActiveGAILLY has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €516k and a net result of €7k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 73% of 2041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+3
Solvency86▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.13 in 2024; short-term debt: 38.7% and cash: 11.3% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
0.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-01-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
15 d early
2023
61 d early
2022
2 d late
2021
13 d late
2020
7 d early
2019
69 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▼ 52.4%
2024 · €14k
2018: €94k
2019: €76k
2020: €603
2021: €8k
2022: €5k
2023: €723
2024: €14k
2018 → 2025
Working capital
€17k▼ 41.9%
2024 · €29k
2018: €131k
2019: €164k
2020: €144k
2021: €117k
2022: €81k
2023: €46k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€489k-€495k▲ 1.1%€496k▲ 0.1%€509k▲ 2.7%€516k▲ 1.3%
Operating result€33k-€17k▼ 49.6%€21k▲ 27.3%€31k▲ 45.0%€24k▼ 22.3%
Net result€8k-€5k▼ 36.1%€723▼ 86.4%€14k▲ 1,812%€7k▼ 52.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €842k
Fixed assets
€499k▲ 1.9%
Current assets
€343k▲ 39.1%
Equity and liabilities €842k
Equity
€516k▲ 1.3%
Debt
€326k▲ 43.8%
The debt ratio rises from 30.8% to 38.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €45k
Cash flow
€26k▼
2024 · €28k
Solvency
61.3%▼
2024 · 69.2%
Current ratio
1.05▼
2024 · 1.13
Quick ratio
0.98▼
2024 · 1.07
Debt / equity
0.63▲
2024 · 0.44
ROE
1.3%▼
2024 · 2.7%
ROA
0.8%▼
2024 · 1.9%
Interest coverage
3.73▲
2024 · 3.25
Debt
€326k▲
2024 · €227k
Debt ≤ 1 year
€326k▲
2024 · €217k
Income taxes
€6k▲
2024 · €4k
Staff costs
€818k▲
2024 · €724k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€736k€842k▲
Fixed assets21/28€490k€499k▲
Tangible fixed assets22/27€489k€499k▲
Land and buildings22€480k€490k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€1k€927▼
Financial fixed assets28€318€318=
Current assets29/58€246k€343k▲
Stocks and contracts in progress3€15k€25k▲
Stocks30/36€15k€25k▲
Amounts receivable within one year40/41€174k€171k▼
Trade receivables40€164k€153k▼
Other amounts receivable41€10k€18k▲
Cash at bank and in hand54/58€58k€95k▲
Deferred charges and accrued income490/1-€51k
Equity and liabilities
Total equity and liabilities10/49€736k€842k▲
Equity10/15€509k€516k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€251k€251k=
Reserves13€63k€63k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€134k€140k▲
Amounts payable17/49€227k€326k▲
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€217k€326k▲
Current portion of amounts payable after more than one year42€39k€10k▼
Trade debts44€158k€299k▲
Suppliers440/4€158k€299k▲
Taxes, remuneration and social security45€20k€17k▼
Remuneration and social security454/9€20k€17k▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€724k€818k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€20k▲
Other operating charges640/8€9k€7k▼
Gross operating margin9900€778k€868k▲
Operating profit (loss)9901€31k€24k▼
Financial income75/76B€361€403▲
Recurring financial income75€361€403▲
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€18k€13k▼
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€14k€7k▼
Profit (loss) for the period to be appropriated9905€14k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€134k€140k▲
Profit (loss) brought forward from the previous period14P€120k€134k▲
Social balance
Average headcount (FTE)908712.914.9▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Equity above €500kEq €509k ▲2.7%
7 profitable years in a row build equity to €509k.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 13 days late
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Weakest financial yearnet €603 ▼99.2%
Net result drops to €603, the lowest in the series; recovery starts the following year.
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Artisanat 8C1420 Braine-l'AlleudGround area
1,400 m²
Building footprint
595 m²
Volume, LiDAR
4,551 m³
Parcel 25014N0030/00B000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GAILLY
since 19762.012.259.258
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0030/00B000 | Wallonia | 1,400 m² | 1 · 595 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VK-DESIGN
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BE 0419.958.332
Kruisem · Eq €525k
Stefan Van Bogaert
BE 0839.552.222
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,631. 981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-1976
Fiscal year end30-09
Activities, NACEBEL
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
45332
43222Installation of electric heating, air conditioning, cooling and ventilation
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.