GAELLE HUBERT
ActiveSummary
GAELLE HUBERT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €-7k. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency97=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 3.57 in 2023; short-term debt: 28.3% and cash: 1.7% of total assets), and 28.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.7%
Return on assets
-17.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-08-2025, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
18 d late
2023
14 d late
2022
23 d late
2021
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€27k▼ 19.6%
2023 · €33k
2021: €16k
2022: €9k
2023: €33k
2021 → 2024
Total assets
€37k▼ 19.4%
2023 · €46k
2021: €47k
2022: €23k
2023: €46k
2021 → 2024
Net result
€-7k
2023 · €24k
2021: €33k
2022: €-7k
2023: €24k
2021 → 2024
Working capital
€26k▼ 23.4%
2023 · €33k
2021: €16k
2022: €9k
2023: €33k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€9k▼ 41.8%€33k▲ 268%€27k▼ 19.6%
Operating result€42k-€-6k€32k€-7k
Net result€33k-€-7k€24k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €32k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €37k
Fixed assets
€1k
Current assets
€36k
Equity and liabilities €37k
Equity
€27k ▼ 19.6%
Debt
€11k ▼ 18.8%
Debt's share of the balance-sheet total rises from 28.0% to 28.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k
Cash flow
€-6k
Current ratio
3.42▼
2023 · 3.57
Debt to equity
0.39▲
2023 · 0.39
ROE
-24.4%▼
2023 · 72.8%
ROA
-17.5%▼
2023 · 52.4%
Interest coverage
-5.42
Debt ≤ 1 year
€11k▼
2023 · €13k
Income taxes
€257▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 36 lines
Balance sheet
Code20232024
Assets
Total assets20/58€46k€37k▼
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Furniture and vehicles24-€1k
Current assets29/58€46k€36k▼
Amounts receivable within one year40/41€21k€36k▲
Trade receivables40€1k-
Other amounts receivable41€20k€36k▲
Cash at bank and in hand54/58€25k€635▼
Deferred charges and accrued income490/1€112-
Equity and liabilities
Total equity and liabilities10/49€46k€37k▼
Equity10/15€33k€27k▼
Contributions10/11€3k€3k=
Outside capital11€3k-
Other1109/19€3k-
Profit (loss) carried forward14€31k€24k▼
Amounts payable17/49€13k€11k▼
Amounts payable within one year42/48€13k€11k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€392
Other operating charges640/8€492€644▲
Gross operating margin9900€32k€-6k▼
Operating profit (loss)9901€32k€-7k▼
Financial income75/76B€644€2k▲
Recurring financial income75€644€2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€31k€-6k▼
Income taxes67/77€7k€257▼
Profit (loss) for the period9904€24k€-7k▼
Profit (loss) for the period to be appropriated9905€24k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€24k▼
Profit (loss) brought forward from the previous period14P€7k€31k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €-7k ▼127%
Net result drops to €-7k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.57
Current ratio from 1.64 to 3.57; short-term debt falls from €14k to €13k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molièrelaan 2561180 UkkelGround area
481 m²
Building footprint
263 m²
Volume, LiDAR
3,521 m³
2 parcels, Brussels · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GAELLE HUBERT
since 20202.307.834.193
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0001/00G030 | Brussels | 245 m² | 1 · 160 m² | 19.2 m · 5 fl. |
| 21372D0182/00V008 | Brussels | 236 m² | 1 · 102 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADVOCATENKANTOOR ASTRID LESCOUHIER
BE 1009.969.839
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De Fré Advocaten
BE 0763.801.754
Schoten · Eq €26,858
MEREM
BE 0805.905.692
Wetteren · Eq €26,858
DVW Advocaat
BE 1025.777.473
Deinze · Eq €26,848
Advocatenkantoor Veronique De Hertogh
BE 1017.465.860
Lint · Eq €26,908
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.