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GABY

Active
Private limited company (pre-2019)founded 200620 yrs activeDokter Zamenhoflaan 2, 1070 Anderlecht, BelgiumKBO/BCE: BE 0878.350.539
Summary

The computed 12-month bankruptcy probability of GABY is 6.4% (elevated). The 2024 annual accounts show negative equity (-€4,359) and a net result of -€1,393. Equity is shrinking by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 6% of 1762 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
6.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€4,359
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
50 d early
2023
69 d early
2022
70 d early
2021
10 d early
2020
57 d early
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 January 2006, GABY was incorporated.1 Total assets went from EUR 60,360 in 2018 to EUR 2,032 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,393▲ 87.8%
2023 · -€11,372
Working capital
-€4,859▼ 40.2%
2023 · -€3,466
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€11,537▲ 52.7%€7,553-€20,499-€10,884▲ 46.9%-€1,348▲ 87.6%
Net result-€11,853within the sector's middle half▼ 60.8%€7,023within the sector's middle half-€21,021below the sector's middle half-€11,372within the sector's middle half▲ 45.9%-€1,393within the sector's middle half▲ 87.8%
Equity€22,404within the sector's middle half▼ 34.6%€29,427within the sector's middle half▲ 31.3%€8,406within the sector's middle half▼ 71.4%-€2,966within the sector's middle half-€4,359within the sector's middle half▼ 47.0%
Total assets€24,197below the sector's middle half▼ 43.9%€34,877below the sector's middle half▲ 44.1%€19,599below the sector's middle half▼ 43.8%€9,366below the sector's middle half▼ 52.2%€2,032below the sector's middle half▼ 78.3%
Debt€1,793▼ 79.7%€5,450▲ 204%€11,193▲ 105%€12,332▲ 10.2%€6,391▼ 48.2%
Working capital€14,404within the sector's middle half▼ 38.0%€22,843within the sector's middle half▲ 58.6%-€1,632within the sector's middle half-€3,466within the sector's middle half▼ 112%-€4,859within the sector's middle half▼ 40.2%
Solvency92.6%above the sector's middle half▲ 13.1pp84.4%above the sector's middle half▼ 8.2pp42.9%within the sector's middle half▼ 41.5pp-31.7%below the sector's middle half▼ 74.6pp
Current ratio9.03above the sector's middle half▲ 5.415.19above the sector's middle half▼ 3.840.85within the sector's middle half▼ 4.340.72within the sector's middle half▼ 0.14
Return on assets (ROA)-49.0%below the sector's middle half▼ 31.9pp20.1%within the sector's middle half▲ 69.1pp-107.3%below the sector's middle half▼ 127.4pp-121.4%below the sector's middle half▼ 14.2pp
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2020: -€11,537-€11,537Net result 2020: -€11,853-€11,853Operating result 2021: €7,553€7,553Net result 2021: €7,023€7,023Operating result 2022: -€20,499-€20,499Net result 2022: -€21,021-€21,021Operating result 2023: -€10,884-€10,884Net result 2023: -€11,372-€11,372Operating result 2024: -€1,348-€1,348Net result 2024: -€1,393-€1,39320202021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€20,499-€20,500Net result 2022: -€21,021-€21,000Operating result 2023: -€10,884-€10,900Net result 2023: -€11,372-€11,400Operating result 2024: -€1,348-€1,350Net result 2024: -€1,393-€1,390202220232024
The operating result stays negative: a loss of €1,348 in 2024 against €10,884 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2,032
Fixed assets €500 =
Current assets €1,532 ▼ 82.7%
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€6,391▼
2023 · €12,332
Ratios withheld: a balance sheet total of €2,032 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.6% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 6.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet Code20232024
Assets
Total assets20/58€9,366€2,032▼
Fixed assets21/28€500€500=
Financial fixed assets28€500€500=
Current assets29/58€8,866€1,532▼
Amounts receivable within one year40/41€8,201€1,502▼
Trade receivables40€7,950€1,163▼
Other amounts receivable41€251€339▲
Cash at bank and in hand54/58€665€30▼
Equity and liabilities
Total equity and liabilities10/49€9,366€2,032▼
Equity10/15-€2,966-€4,359▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€21,566-€22,959▼
Amounts payable17/49€12,332€6,391▼
Amounts payable within one year42/48€12,332€6,391▼
Current portion of amounts payable after more than one year42€3,576-
Trade debts44€4,258€1,435▼
Suppliers440/4€4,258€1,435▼
Other amounts payable47/48€4,498€4,956▲
Income statement Code20232024
Non-recurring operating income76A€7,192€518▼
Other operating charges640/8€1,688€896▼
Non-recurring operating charges66A€5,730-
Gross operating margin9900-€3,466-€452▲
Operating profit (loss)9901-€10,884-€1,348▲
Financial charges65/66B€488€45▼
Recurring financial charges65€488€45▼
Profit (loss) for the period before taxes9903-€11,372-€1,393▲
Profit (loss) for the period9904-€11,372-€1,393▲
Profit (loss) for the period to be appropriated9905-€11,372-€1,393▲
Appropriation of the result
Profit (loss) to be appropriated9906-€21,566-€22,959▼
Profit (loss) brought forward from the previous period14P-€10,194-€21,566▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€17,500-€7,192€518▼ 92.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,040€2,771€4,449---
Other operating charges640/8-€1,205€2,004€1,688€896▼ 46.9%
Non-recurring operating charges66A---€5,730--
Gross operating margin9900-€6,990€11,529-€14,046-€3,466-€452▲ 87.0%
Operating profit (loss)9901-€11,537€7,553-€20,499-€10,884-€1,348▲ 87.6%
Financial income75/76B-€1----
Recurring financial income75-€1----
Financial charges65/66B-€95€507€488€45▼ 90.8%
Recurring financial charges65€72€95€507€488€45▼ 90.8%
Profit (loss) for the period before taxes9903-€11,609€7,459-€21,006-€11,372-€1,393▲ 87.8%
Income taxes67/77€244€436€15---
Profit (loss) for the period9904-€11,853€7,023-€21,021-€11,372-€1,393▲ 87.8%
Profit (loss) for the period to be appropriated9905-€11,853€7,023-€21,021-€11,372-€1,393▲ 87.8%
Line20202021202220232024Change
Assets
Total assets20/58€24,197€34,877€19,599€9,366€2,032▼ 78.3%
Fixed assets21/28€8,000€6,584€10,038€500€500=
Tangible fixed assets22/27€7,500€6,084€9,538---
Land and buildings22-€5,000€2,500---
Plant, machinery and equipment23-€1,084€1,821---
Furniture and vehicles24--€5,217---
Financial fixed assets28€500€500€500€500€500=
Current assets29/58€16,197€28,293€9,561€8,866€1,532▼ 82.7%
Stocks and contracts in progress3€172€150€2,138---
Stocks30/36-€150€2,138---
Amounts receivable within one year40/41€390€1,138€2,955€8,201€1,502▼ 81.7%
Trade receivables40--€2,955€7,950€1,163▼ 85.4%
Other amounts receivable41-€1,138-€251€339▲ 35.1%
Cash at bank and in hand54/58€15,635€27,005€4,468€665€30▼ 95.5%
Equity and liabilities
Total equity and liabilities10/49€24,197€34,877€19,599€9,366€2,032▼ 78.3%
Equity10/15€22,404€29,427€8,406-€2,966-€4,359▼ 47.0%
Contributions10/11-€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14€3,804€10,827-€10,194-€21,566-€22,959▼ 6.5%
Amounts payable17/49€1,793€5,450€11,193€12,332€6,391▼ 48.2%
Amounts payable within one year42/48€1,793€5,450€11,193€12,332€6,391▼ 48.2%
Current portion of amounts payable after more than one year42--€3,576€3,576--
Trade debts44€493€3,437€6,124€4,258€1,435▼ 66.3%
Suppliers440/4-€3,437€6,124€4,258€1,435▼ 66.3%
Taxes, remuneration and social security45-€713€193---
Taxes450/3-€713€193---
Other amounts payable47/48-€1,300€1,300€4,498€4,956▲ 10.2%
Line20202021202220232024Change
Profit (loss) for the period9904-€11,853€7,023-€21,021-€11,372-€1,393▲ 87.8%
+ Depreciation and write-downs630€3,040€2,771€4,449---
Operating cash flow (approximation)-€8,813€9,794-€16,572-€11,372-€1,393▲ 87.8%
Investment in fixed assets (approximation)--€1,355-€7,903€9,538€0▼ 100%
Change in cash-€11,370-€22,537-€3,803-€635▲ 83.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
23-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
22-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet -€21,021
Net result drops to -€21,021, the lowest in the series; recovery starts the following year.
21-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Back to profitnet €7,023
Net result €7,023 after 2 loss-making years.
04-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial Liquidity doublescurrent ratio 9.03
Current ratio from 3.63 to 9.03; short-term debt falls from €8,842 to €1,793.
23-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
12-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
24-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
21-05
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 16 acts read
About the unread acts

We know of 16 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
1,778 m²
Building footprint
564 m²
Volume, LiDAR
34,688 m³
Parcel 21306C0105/00K000, Brussels · tallest building 67.2 m, ±22 floors. Linked by address, not a title deed.
33 companies at this address See who is registered here
1 establishment unit
LE CARLTON
Dokter Zamenhoflaan 2, 1070 AnderlechtNACE 55401
since 20062.152.161.467
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21306C0105/00K000 Brussels 1,778 m² 1 · 564 m² 67.2 m · 22 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 14,002 companies in sector 56301 we hold annual accounts for 4,896. 3,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded04-01-2006
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.