GABS Advisory
ActiveGABS Advisory has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €74k. Equity is growing by ~72.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 5.58 against 3.21 in 2024; short-term debt: 15.8% and cash: 56.6% of total assets), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
37%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
1 d late
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 81.6%
2024 · €91k
2023: €33k
2024: €91k
2023 → 2025
Total assets
€200k▲ 45.2%
2024 · €138k
2023: €86k
2024: €138k
2023 → 2025
Net result
€74k▲ 28.5%
2024 · €58k
2023: €30k
2024: €58k
2023 → 2025
Working capital
€145k▲ 102%
2024 · €71k
2023: €21k
2024: €71k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€33k-€91k▲ 174%€165k▲ 81.6%
Operating result€40k-€74k▲ 88.2%€93k▲ 25.0%
Net result€30k-€58k▲ 91.3%€74k▲ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€24k▼ 30.1%
Current assets
€176k▲ 69.6%
Equity and liabilities €200k
Equity
€165k▲ 81.6%
Debt
€35k▼ 25.0%
The debt ratio falls from 34.2% to 17.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €83k
Cash flow
€84k▲
2024 · €66k
Solvency
82.3%▲
2024 · 65.8%
Current ratio
5.58▲
2024 · 3.21
Quick ratio
5.58▲
2024 · 3.21
Debt / equity
0.21▼
2024 · 0.52
ROE
44.9%▼
2024 · 63.5%
ROA
37.0%▼
2024 · 41.8%
Interest coverage
91.98▲
2024 · 48.79
Debt
€35k▼
2024 · €47k
Debt ≤ 1 year
€32k▼
2024 · €32k
Debt > 1 year
€4k▼
2024 · €15k
Income taxes
€20k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€200k▲
Fixed assets21/28€34k€24k▼
Tangible fixed assets22/27€34k€24k▼
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25€29k€20k▼
Current assets29/58€104k€176k▲
Amounts receivable within one year40/41€20k€63k▲
Trade receivables40€17k€16k▼
Other amounts receivable41€3k€47k▲
Cash at bank and in hand54/58€84k€113k▲
Deferred charges and accrued income490/1€515-
Equity and liabilities
Total equity and liabilities10/49€138k€200k▲
Equity10/15€91k€165k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€88k€162k▲
Amounts payable17/49€47k€35k▼
Amounts payable after more than one year17€15k€4k▼
Financial debts170/4€15k€4k▼
Amounts payable within one year42/48€32k€32k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€20k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€84k€105k▲
Operating profit (loss)9901€74k€93k▲
Financial income75/76B€5€2k▲
Recurring financial income75€5€2k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€73k€94k▲
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€58k€74k▲
Profit (loss) for the period to be appropriated9905€58k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€162k▲
Profit (loss) brought forward from the previous period14P€30k€88k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €74k ▲28.5%
Operating result €93k, net result €74k, both a record.
31-12
Financial
Equity above €150kEq €165k ▲81.6%
3 profitable years in a row build equity to €165k.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Baelen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route d'Eupen(BLN) 1394837 BaelenGround area
1,150 m²
Building footprint
71 m²
Volume, LiDAR
536 m³
Parcel 63004B0090/00Z002, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GABS Advisory
since 20222.341.026.803
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63004B0090/00Z002 | Wallonia | 1,150 m² | 1 · 71 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Financial Management & Consulting
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Aval Consult
BE 1015.247.233
Aartselaar · Eq €165k
LIBRETT
BE 0670.730.353
Waterloo · Eq €165k
NICK BRAUN
BE 0783.579.757
Eupen · Eq €165k
Bart Mortelé Consulting
BE 0783.651.716
Ichtegem · Eq €165k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.