Gabriël Devos-Claus
ActiveGabriël Devos-Claus has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €-6k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 60% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-9
Solvency96▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 1.97 against 2.11 in 2024), and 46.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
6 d early
2022
4 d early
2021
4 d early
2020
1 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▼ 3.5%
2024 · €161k
2018: €144k
2019: €146k
2020: €146k
2021: €150k
2022: €154k
2023: €158k
2024: €161k
2018 → 2025
Total assets
€292k▼ 1.9%
2024 · €297k
2018: €290k
2019: €290k
2020: €337k
2021: €288k
2022: €300k
2023: €310k
2024: €297k
2018 → 2025
Net result
€-6k
2024 · €3k
2018: €2k
2019: €3k
2020: €3k
2021: €5k
2022: €4k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€129k▼ 12.0%
2024 · €147k
2018: €139k
2019: €139k
2020: €144k
2021: €150k
2022: €153k
2023: €158k
2024: €147k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€154k▲ 2.6%€158k▲ 2.6%€161k▲ 1.8%€155k▼ 3.5%
Operating result€8k-€7k▼ 8.2%€10k▲ 40.5%€9k▼ 15.9%€-687
Net result€5k-€4k▼ 20.6%€4k▲ 1.0%€3k▼ 30.7%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €687 after €9k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €292k
Fixed assets
€29k▲ 63.4%
Current assets
€262k▼ 6.1%
Equity and liabilities €292k
Equity
€155k▼ 3.5%
Debt
€136k▲ 0.1%
The debt ratio rises from 45.8% to 46.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2024 · €10k
Cash flow
€354▼
2024 · €4k
Solvency
53.3%▼
2024 · 54.2%
Current ratio
1.97▼
2024 · 2.11
Quick ratio
0.38▼
2024 · 0.47
Debt / equity
0.88▲
2024 · 0.84
ROE
-3.7%▼
2024 · 1.7%
ROA
-2.0%▼
2024 · 0.9%
Interest coverage
1.06▼
2024 · 2.18
Debt
€136k▲
2024 · €136k
Debt ≤ 1 year
€133k▲
2024 · €132k
Income taxes
€-35▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€292k▼
Fixed assets21/28€18k€29k▲
Tangible fixed assets22/27€18k€29k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€12k▲
Other tangible fixed assets26€13k€16k▲
Current assets29/58€279k€262k▼
Stocks and contracts in progress3€217k€212k▼
Stocks30/36€127k€124k▼
Contracts in progress37€91k€87k▼
Amounts receivable within one year40/41€44k€42k▼
Trade receivables40€33k€33k▼
Other amounts receivable41€11k€9k▼
Cash at bank and in hand54/58€10k€2k▼
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€297k€292k▼
Equity10/15€161k€155k▼
Contributions10/11€19k€19k=
Reserves13€143k€137k▼
Non-distributable reserves130/1€3k€0▼
Reserves not available under the articles1311€1k-
Own shares acquired1312-€0
Other1319€2k-
Tax-exempt reserves132€13k€13k=
Distributable reserves133€126k€124k▼
Amounts payable17/49€136k€136k▲
Amounts payable within one year42/48€132k€133k▲
Current portion of amounts payable after more than one year42€25k€12k▼
Financial debts43-€25k
Credit institutions430/8-€25k
Trade debts44€20k€16k▼
Suppliers440/4€20k€16k▼
Taxes, remuneration and social security45€846€2k▲
Taxes450/3€846€2k▲
Other amounts payable47/48€86k€78k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€150
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€90€0▼
Gross operating margin9900€12k€7k▼
Operating profit (loss)9901€9k€-687▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€4k€-6k▼
Income taxes67/77€1k€-35▼
Profit (loss) for the period9904€3k€-6k▼
Profit (loss) for the period to be appropriated9905€3k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-6k▼
Transfer from equity791/2-€6k
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-6k ▼306%
Net result drops to €-6k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €5k ▲87.9%
Net result €5k, the highest in the series.
31-12
Financial
Equity above €150kEq €150k ▲2.8%
4 profitable years in a row build equity to €150k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 1963
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollewerpstraat 1558770 IngelmunsterGround area
873 m²
Building footprint
721 m²
Volume, LiDAR
3,541 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bollewerpstraat 129, 8770 Ingelmunster
since 19632.005.554.974
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007B0707/00M000 | Flanders | 667 m² | 1 · 627 m² | 8.1 m · 1 fl. |
| 36007B0687/00T000 | Flanders | 207 m² | 1 · 94 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BREATHING
BE 0862.711.862
Sint-Truiden · Eq €155k
DEZWARTE INTERIEUR
BE 0466.680.262
Diksmuide · Eq €155k
KOVA SINT-TRUIDEN
BE 0433.595.047
Sint-Truiden · Eq €155k
MENUISERIE MICHEL
BE 0473.359.802
Visé · Eq €154k
FIBRECOM
BE 0468.158.226
Elsene · Eq €157k
Of 1,594 companies in sector 16230 we hold annual accounts for 777. 625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.