GABLOK

Active

Public limited companyfounded 20197 yrs activeRue de l'Avenir 2, 4890 Thimister-Clermont, BelgiumKBO/BCE: BE 0722.598.431

Summary

GABLOK has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of -€166,344. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysis Watch Report Compare

GABLOKActiveChecked score 50/100

Risk analysis Report Compare

Checked score

Score 2025

50 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability19▲+19

Solvency69▲+69

Growth78▲+46

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €60,000 at 30 days acceptable

Liquidity ample (current ratio 2.25 against 1.09 in 2024; short-term debt: 33.3% and cash: 0.2% of total assets), but 56.2% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Wholesale trade (NACE 46)

about 21% more bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

43.8%

Return on assets

-6%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

48 d late

2024

20 d early

2023

1 d early

2022

16 d late

2021

24 d early

2020

53 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

28-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

GABLOK was incorporated on 11 March 2019.¹ The board currently has 2 members; CANT Jan has served longest, since 2026.² Total assets rose from EUR 529,184 in 2020 to EUR 2.8 million in 2025 and headcount from 0.5 to 7.6 full-time equivalents.³

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, full schema

In the rankings #6 company by equity in Thimister-Clermont, Wholesale and retail trade sector #9 company by total assets in Thimister-Clermont, Wholesale and retail trade sector

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

-€166,344▲ 63.4%

2024 · -€455,040

Working capital

€1.2m▲ 680%

2024 · €147,717

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20212022202320242025

Operating result-€293,184▲ 27.1%-€1.3m▼ 345%€7,522-€128,623€152,526

Net result-€295,773▲ 30.6%-€1.4m▼ 387%-€216,219▲ 85.0%-€455,040▼ 110%-€166,344▲ 63.4%

Equity-€222,299-€1.7m▼ 647%-€1.9m▼ 13.0%-€2.3m▼ 24.2%€1.2m

Total assets€952,115▲ 79.9%€1.3m▲ 38.3%€1.9m▲ 47.9%€2.3m▲ 19.2%€2.8m▲ 19.1%

Debt€1.2m▲ 158%€3.0m▲ 154%€3.8m▲ 28.4%€4.7m▲ 21.7%€1.6m▼ 66.6%

Working capital€119,381-€257,317-€212,749▲ 17.3%€147,717€1.2m▲ 680%

Solvency-23.3%▼ 37.2pp-126.2%▼ 102.8pp-96.4%▲ 29.8pp-100.5%▼ 4.0pp43.8%▲ 144.2pp

Current ratio1.20▲ 0.640.71▼ 0.490.86▲ 0.151.09▲ 0.232.25▲ 1.16

Return on assets (ROA)-31.1%▲ 49.5pp-109.3%▼ 78.2pp-11.1%▲ 98.2pp-19.6%▼ 8.5pp-6.0%▲ 13.6pp

Staff (FTE)3.1▲ 520%6.5▲ 110%8.3▲ 27.7%8.6▲ 3.6%7.6▼ 11.6%

above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €152,526 after a loss of €128,623 in 2024, the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.8m

25.0%

75.0%

Fixed assets €692,407 ▲ 29.2%

Current assets €2.1m ▲ 16.1%

Equity and liabilities €2.8m

43.8%

56.2%

Equity €1.2m

Debt €1.6m

Debt finances 56.2% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€293,214▲

2024 · €10,898

Cash flow

-€25,656▲

2024 · -€315,519

Quick ratio

2.03▲

2024 · 0.95

Debt to equity

1.28▲

2024 · -2.00

ROE

-13.7%

Interest coverage

0.92▲

2024 · 0.03

Debt ≤ 1 year

€921,720▼

2024 · €1.6m

Debt > 1 year

€517,837▼

2024 · €2.8m

Income taxes

€421▼

2024 · €2,808

Staff costs

€279,389▼

2024 · €464,286

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,442 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

Micro
5 to 10 years old
solvency 30% or more
a small loss

2.1% went bankrupt

7.3% stopped otherwise

90% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.4%
3	0.5%	0.5%
4	0.6%	0.7%
5	0.8%	0.9%
6	1.2%	1.3%
7	1.5%	1.7%
8	1.7%	1.7%
9	2.7%	2.8%
10	5.3%	5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,442 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines

Balance sheet Code20242025

Assets

Total assets20/58€2.3m€2.8m▲

Formation expenses20€344-

Fixed assets21/28€535,758€692,407▲

Intangible fixed assets21€244,827€226,404▼

Tangible fixed assets22/27€289,781€312,103▲

Plant, machinery and equipment23€242,856€274,193▲

Furniture and vehicles24€9,593€5,684▼

Other tangible fixed assets26€37,332€32,226▼

Financial fixed assets28€1,150€153,900▲

Current assets29/58€1.8m€2.1m▲

Stocks and contracts in progress3€224,362€199,088▼

Stocks30/36€224,362€199,088▼

Amounts receivable within one year40/41€1.5m€1.8m▲

Trade receivables40€1.5m€1.8m▲

Other amounts receivable41€94€442▲

Cash at bank and in hand54/58€23,588€6,360▼

Deferred charges and accrued income490/1€2,296€18,533▲

Equity and liabilities

Total equity and liabilities10/49€2.3m€2.8m▲

Equity10/15-€2.3m€1.2m▲

Contributions10/11€499,921€4.2m▲

Capital10€499,921€4.2m▲

Issued capital100€499,921€4.2m▲

Profit (loss) carried forward14-€2.8m-€3.0m▼

Amounts payable17/49€4.7m€1.6m▼

Amounts payable after more than one year17€2.8m€517,837▼

Financial debts170/4€2.8m€517,837▼

Amounts payable within one year42/48€1.6m€921,720▼

Current portion of amounts payable after more than one year42€690,357€197,083▼

Trade debts44€565,395€472,024▼

Suppliers440/4€565,395€472,024▼

Taxes, remuneration and social security45€359,687€232,436▼

Taxes450/3€184,247€164,342▼

Remuneration and social security454/9€175,440€68,094▼

Other amounts payable47/48€22,453€20,177▼

Accrued charges and deferred income492/3€217,679€115,838▼

Income statement Code20242025

Non-recurring operating income76A€83,219€119,638▲

Remuneration, social security and pensions62€464,286€279,389▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€139,521€140,689▲

Other operating charges640/8€8,992€58,908▲

Gross operating margin9900€484,176€631,511▲

Operating profit (loss)9901-€128,623€152,526▲

Financial income75/76B€1,101€1,552▲

Recurring financial income75€1,101€1,552▲

Financial charges65/66B€324,710€320,001▼

Recurring financial charges65€324,710€320,001▼

Profit (loss) for the period before taxes9903-€452,232-€165,923▲

Income taxes67/77€2,808€421▼

Profit (loss) for the period9904-€455,040-€166,344▲

Profit (loss) for the period to be appropriated9905-€455,040-€166,344▲

Appropriation of the result

Profit (loss) to be appropriated9906-€2.8m-€3.0m▼

Profit (loss) brought forward from the previous period14P-€2.4m-€2.8m▼

Social balance

Average headcount (FTE)90878.67.6▼

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2021	2022	2023	2024	2025	Change
Non-recurring operating income76A	-	-	-	€83,219	€119,638	▲ 43.8%
Remuneration, social security and pensions62	€144,559	€339,044	€332,904	€464,286	€279,389	▼ 39.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€27,515	€73,758	€139,266	€139,521	€140,689	▲ 0.8%
Other operating charges640/8	€1,340	€5,191	€501	€8,992	€58,908	▲ 555%
Gross operating margin9900	-€119,770	-€887,196	€480,192	€484,176	€631,511	▲ 30.4%
Operating profit (loss)9901	-€293,184	-€1.3m	€7,522	-€128,623	€152,526	▲ 219%
Financial income75/76B	€9,473	€405	€2,023	€1,101	€1,552	▲ 41.0%
Recurring financial income75	€98	€405	€2,023	€1,101	€1,552	▲ 41.0%
Non-recurring financial income76B	€9,375	-	-	-	-	-
Financial charges65/66B	€11,707	€133,196	€224,335	€324,710	€320,001	▼ 1.5%
Recurring financial charges65	€11,707	€133,196	€224,335	€324,710	€320,001	▼ 1.5%
Profit (loss) for the period before taxes9903	-€295,418	-€1.4m	-€214,790	-€452,232	-€165,923	▲ 63.3%
Income taxes67/77	€355	€1,048	€1,428	€2,808	€421	▼ 85.0%
Profit (loss) for the period9904	-€295,773	-€1.4m	-€216,219	-€455,040	-€166,344	▲ 63.4%
Profit (loss) for the period to be appropriated9905	-€295,773	-€1.4m	-€216,219	-€455,040	-€166,344	▲ 63.4%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€952,115	€1.3m	€1.9m	€2.3m	€2.8m	▲ 19.1%
Formation expenses20	€2,865	€1,854	€844	€344	-	-
Fixed assets21/28	€247,349	€671,447	€588,992	€535,758	€692,407	▲ 29.2%
Intangible fixed assets21	€193,366	€178,169	€200,479	€244,827	€226,404	▼ 7.5%
Tangible fixed assets22/27	€53,583	€492,877	€388,113	€289,781	€312,103	▲ 7.7%
Plant, machinery and equipment23	€45,859	€405,642	€314,520	€242,856	€274,193	▲ 12.9%
Furniture and vehicles24	€6,595	€36,478	€31,154	€9,593	€5,684	▼ 40.7%
Other tangible fixed assets26	€1,129	€50,757	€42,439	€37,332	€32,226	▼ 13.7%
Financial fixed assets28	€400	€400	€400	€1,150	€153,900	▲ 13,283%
Current assets29/58	€701,901	€643,198	€1.4m	€1.8m	€2.1m	▲ 16.1%
Stocks and contracts in progress3	€443,791	€418,559	€335,199	€224,362	€199,088	▼ 11.3%
Stocks30/36	€443,791	€418,559	€335,199	€224,362	€199,088	▼ 11.3%
Amounts receivable within one year40/41	€211,561	€153,177	€942,805	€1.5m	€1.8m	▲ 20.5%
Trade receivables40	€179,290	€100,909	€918,156	€1.5m	€1.8m	▲ 20.5%
Other amounts receivable41	€32,271	€52,267	€24,649	€94	€442	▲ 372%
Cash at bank and in hand54/58	€35,511	€63,317	€72,300	€23,588	€6,360	▼ 73.0%
Deferred charges and accrued income490/1	€11,038	€8,145	€6,926	€2,296	€18,533	▲ 707%
Equity and liabilities
Total equity and liabilities10/49	€952,115	€1.3m	€1.9m	€2.3m	€2.8m	▲ 19.1%
Equity10/15	-€222,299	-€1.7m	-€1.9m	-€2.3m	€1.2m	▲ 152%
Contributions10/11	€499,921	€499,921	€499,921	€499,921	€4.2m	▲ 742%
Capital10	€499,921	€499,921	€499,921	€499,921	€4.2m	▲ 742%
Issued capital100	€499,921	€499,921	€499,921	€499,921	€4.2m	▲ 742%
Profit (loss) carried forward14	-€722,220	-€2.2m	-€2.4m	-€2.8m	-€3.0m	▼ 5.9%
Amounts payable17/49	€1.2m	€3.0m	€3.8m	€4.7m	€1.6m	▼ 66.6%
Amounts payable after more than one year17	€591,894	€2.0m	€2.2m	€2.8m	€517,837	▼ 81.5%
Financial debts170/4	€591,894	€2.0m	€2.2m	€2.8m	€517,837	▼ 81.5%
Amounts payable within one year42/48	€582,520	€900,515	€1.6m	€1.6m	€921,720	▼ 43.7%
Current portion of amounts payable after more than one year42	€33,304	€39,672	€239,794	€690,357	€197,083	▼ 71.5%
Trade debts44	€388,524	€591,391	€924,101	€565,395	€472,024	▼ 16.5%
Suppliers440/4	€388,524	€591,391	€924,101	€565,395	€472,024	▼ 16.5%
Advances received on contracts in progress46	€120,347	€184,565	€212,042	-	-	-
Taxes, remuneration and social security45	€40,165	€84,769	€173,595	€359,687	€232,436	▼ 35.4%
Taxes450/3	€6,075	€18,384	€64,041	€184,247	€164,342	▼ 10.8%
Remuneration and social security454/9	€34,090	€66,385	€109,554	€175,440	€68,094	▼ 61.2%
Other amounts payable47/48	€180	€117	€20,447	€22,453	€20,177	▼ 10.1%
Accrued charges and deferred income492/3	-	€65,090	€74,006	€217,679	€115,838	▼ 46.8%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	-€295,773	-€1.4m	-€216,219	-€455,040	-€166,344	▲ 63.4%
+ Depreciation and write-downs630	€27,515	€73,758	€139,266	€139,521	€140,689	▲ 0.8%
Operating cash flow (approximation)	-€268,258	-€1.4m	-€76,953	-€315,519	-€25,656	▲ 91.9%
Investment in fixed assets (approximation)	-	-€497,855	-€56,812	-€86,287	-€297,337	▼ 245%
Change in cash	-	€27,806	€8,983	-€48,712	-€17,227	▲ 64.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 4Gazette 1Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-09

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 48 days late

17-08

State Gazette act Appointments: SCHWEITZER Patrick (daily management delegate) and Jan Cant (director)

Resignation: SRL Profima (director) · Declaration9 facts ▸

Board meeting, 25-06-2026
Director appointment, SCHWEITZER Patrick (daily management delegate)
Declaration, acceptation du mandat et attestation d'absence d'interdiction ou d'incompatibilité légale
General meeting, 05-06-2026
Director resignation, SRL Profima (director)
Director appointment, Jan Cant (director)
Board composition, Jan Cant (director)
Board composition, SPARAXIS SA (director)
Board composition, SSNV SRL (director)

2025

31-12

Financial Liquidity doublescurrent ratio 2.25

Current ratio from 1.09 to 2.25; short-term debt falls from €1.6m to €921,720.

31-12

Financial Equity above €1mEq €1.2m

Equity rises from -€2.3m to €1.2m.

11-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

30-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

16-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 16 days late

2022

31-12

Financial Weakest financial yearnet -€1.4m

Net result drops to -€1.4m, the lowest in the series; recovery starts the following year.

07-07

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

31-12

Financial Liquidity doublescurrent ratio 1.20

Current ratio from 0.57 to 1.20.

08-06

NBB filing Annual accounts filed

fiscal year 2020 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

1 of 9 acts read

About the unread acts

Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 director, 1 in day-to-day management, last change in 2026

Board 1

CANT Jan

Director · since 05-06-2026

Current

Day-to-day management 1

SCHWEITZER Patrick

Daily management delegate · since 25-06-2026

Current

Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →

Not every act has been read: a resignation may be missing here

8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Thimister-Clermont · 1 establishment unit since 2020

seat establishment The establishment unit on the map

Ground area

6,507 m²

Building footprint

3,269 m²

Volume, LiDAR

16,593 m³

Parcel 63077C0496/00L000, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.

3 companies at this address See who is registered here

1 establishment unit

GABLOK

Rue de l'Avenir 2, 4890 Thimister-ClermontWholesale trade

since 20202.304.901.330

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63077C0496/00L000	Wallonia	6,507 m²	1 · 3,269 m²	6.8 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2026, 2 in office

All 3 In office 2 Ended 1

Board
Day-to-day management
began earlier

Mandates per person, with start and end dates
Name	Functions and periods
CANT Jan	Director, from 05-06-2026 to date
SCHWEITZER Patrick	Daily management delegate, from 25-06-2026 to date
PROFIMA	Director, until 05-06-2026

See the board, name and seat on a given date →

Structure & network

Owners and holdings

2 owners

Owners 2

MS2 DISTRIBUTION

Sourceaccounts MS2 DISTRIBUTION 2021

17.08%
SSNV

Sourceaccounts SSNV 30-09-2025

3.41%

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

2 connected companies

Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Linked via shared directors

DE PATIO

via CANT Jan · Director

→

FEDERATION ABBE FROIDURE - FEDERATIE ABBE FROIDURE

via CANT Jan · Director

→

Public money · subsidies and aid

European research

1 project · 429,375 EUR EU contribution

Programmes

Horizon Europe

1 entry · 429,375 EUR

Projects

BRICKS: Building Robotic Intelligence and Modular Construction Kit System

Horizon Europe · participant · 01-11-2026 to 30-04-2030 · 429,375 EUR · BRICKS

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Houthandel De Spiegelaere

BE 0414.964.515

Oostkamp · Eq €1,195,336

MAPEX

BE 0760.792.081

Schoten · Eq €1,235,771

DERMINE HOUTIMPORT

BE 0537.156.405

Antwerpen · Eq €1,182,935

Of 855 companies in sector 46832 we hold annual accounts for 590. 435 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPublic limited company

Founded11-03-2019

Fiscal year end31-12

Activities, NACEBEL 2025

16230Manufacture of other builders' carpentry and joinery

46832Wholesale of timber

46831Wholesale of construction materials, general range

47522Retail trade

74999Other professional, scientific and technical activities

E-invoicing

Reachable via Peppol

Peppol ID 0208:0722598431

Registered 04-01-2026

Scores and ratios are computed by Checked and are not a credit decision.