GABLEX
ActiveSummary
GABLEX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €844,398. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+46
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150,000 at 30 days acceptable
Liquidity ample (current ratio 11.24 against 0.3 in 2024; short-term debt: 5.3% and cash: 29.4% of total assets), and 12.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
45.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
7 d early
2024
8 d early
2023
7 d early
2022
27 d early
2021
4 d early
2020
24 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 24 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#3 company by equity in Saint-Ghislain, Administrative and support services sector#6 company by total assets in Saint-Ghislain, Administrative and support services sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€844,398▲ 1,090%
2024 · €70,981
Working capital
€999,354
2024 · -€72,943
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€77,756▼ 13.1%€38,194▼ 50.9%€111,445▲ 192%€105,002▼ 5.8%€947,863▲ 803%
Net result€86,324within the sector's middle half▲ 49.0%€41,098within the sector's middle half▼ 52.4%€119,522within the sector's middle half▲ 191%€70,981within the sector's middle half▼ 40.6%€844,398above the sector's middle half▲ 1,090%
Equity€542,791within the sector's middle half€583,889within the sector's middle half▲ 7.6%€703,411within the sector's middle half▲ 20.5%€774,392within the sector's middle half▲ 10.1%€1.6mwithin the sector's middle half▲ 109%
Total assets€1.1mwithin the sector's middle half▲ 1.3%€1.1mwithin the sector's middle half▼ 1.5%€1.1mwithin the sector's middle half=€1.1mwithin the sector's middle half▲ 0.4%€1.9mwithin the sector's middle half▲ 70.5%
Debt€555,822▼ 11.5%€498,321▼ 10.3%€379,262▼ 23.9%€312,417▼ 17.6%€233,688▼ 25.2%
Working capital-€95,585below the sector's middle half▲ 16.9%-€122,341below the sector's middle half▼ 28.0%-€72,266below the sector's middle half▲ 40.9%-€72,943below the sector's middle half▼ 0.9%€999,354within the sector's middle half
Solvency49.4%within the sector's middle half54.0%within the sector's middle half▲ 4.5pp65.0%within the sector's middle half▲ 11.0pp71.3%above the sector's middle half▲ 6.3pp87.4%above the sector's middle half▲ 16.1pp
Current ratio0.29below the sector's middle half▲ 0.120.17below the sector's middle half▼ 0.120.27below the sector's middle half▲ 0.100.30below the sector's middle half▲ 0.0311.24above the sector's middle half▲ 10.94
Return on assets (ROA)7.9%within the sector's middle half▲ 2.5pp3.8%within the sector's middle half▼ 4.1pp11.0%above the sector's middle half▲ 7.2pp6.5%within the sector's middle half▼ 4.5pp45.6%above the sector's middle half▲ 39.1pp
Staff (FTE)0below the sector's middle half0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 803% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€755,527 ▼ 28.5%
Current assets
€1.1m ▲ 3,477%
Equity and liabilities €1.9m
Equity
€1.6m ▲ 109%
Debt
€233,688 ▼ 25.2%
Debt's share of the balance-sheet total falls from 28.7% to 12.6%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.14▼
2024 · 0.40
ROE
52.2%▲
2024 · 9.2%
Debt ≤ 1 year
€97,597▼
2024 · €103,614
Debt > 1 year
€136,092▼
2024 · €208,803
Income taxes
€105,647▲
2024 · €28,836
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,778 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,778 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €848,487 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,744 | €1,744 | €0 | - | - | - |
| Other operating charges640/8 | - | €4,401 | €1,055 | €960 | €2,912 | ▲ 203% |
| Gross operating margin9900 | €80,532 | €44,339 | €112,500 | €105,962 | €950,775 | ▲ 797% |
| Operating profit (loss)9901 | €77,756 | €38,194 | €111,445 | €105,002 | €947,863 | ▲ 803% |
| Financial income75/76B | - | €20,029 | €50,000 | €0 | €7,337 | - |
| Recurring financial income75 | €39,750 | €20,029 | €50,000 | €0 | €7,337 | - |
| Financial charges65/66B | - | €7,013 | €8,417 | €5,185 | €5,155 | ▼ 0.6% |
| Recurring financial charges65 | €7,897 | €7,013 | €6,089 | €5,185 | €5,155 | ▼ 0.6% |
| Non-recurring financial charges66B | - | - | €2,328 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €109,608 | €51,210 | €153,028 | €99,816 | €950,045 | ▲ 852% |
| Income taxes67/77 | €23,284 | €10,112 | €33,506 | €28,836 | €105,647 | ▲ 266% |
| Profit (loss) for the period9904 | €86,324 | €41,098 | €119,522 | €70,981 | €844,398 | ▲ 1,090% |
| Profit (loss) for the period to be appropriated9905 | €86,324 | €41,098 | €119,522 | €70,981 | €844,398 | ▲ 1,090% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €1.1m | €1.9m | ▲ 70.5% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.1m | €1.1m | €755,527 | ▼ 28.5% |
| Tangible fixed assets22/27 | €2,906 | €1,163 | €0 | - | - | - |
| Furniture and vehicles24 | - | €1,163 | €0 | - | - | - |
| Financial fixed assets28 | €1.1m | €1.1m | €1.1m | €1.1m | €755,527 | ▼ 28.5% |
| Current assets29/58 | €39,569 | €24,909 | €26,534 | €30,670 | €1.1m | ▲ 3,477% |
| Amounts receivable within one year40/41 | €175 | €114 | €59 | €42 | €2,390 | ▲ 5,644% |
| Other amounts receivable41 | - | €114 | €59 | €42 | €2,390 | ▲ 5,644% |
| Current investments50/53 | - | - | - | - | €550,000 | - |
| Cash at bank and in hand54/58 | €37,525 | €22,921 | €24,700 | €30,629 | €544,560 | ▲ 1,678% |
| Deferred charges and accrued income490/1 | - | €1,874 | €1,776 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €1.1m | €1.9m | ▲ 70.5% |
| Equity10/15 | €542,791 | €583,889 | €703,411 | €774,392 | €1.6m | ▲ 109% |
| Contributions10/11 | - | €356,200 | €356,200 | €356,200 | €356,200 | = |
| Reserves13 | €186,577 | €227,577 | €347,077 | €418,057 | €1.3m | ▲ 202% |
| Non-distributable reserves130/1 | - | €17,810 | €17,810 | €0 | - | - |
| Reserves not available under the articles1311 | - | €17,810 | €17,810 | €0 | - | - |
| Distributable reserves133 | - | €209,767 | €329,267 | €418,057 | €1.3m | ▲ 202% |
| Profit (loss) carried forward14 | €15 | €112 | €134 | €135 | €133 | ▼ 1.5% |
| Amounts payable17/49 | €555,822 | €498,321 | €379,262 | €312,417 | €233,688 | ▼ 25.2% |
| Amounts payable after more than one year17 | €420,668 | €351,070 | €280,461 | €208,803 | €136,092 | ▼ 34.8% |
| Financial debts170/4 | - | €351,070 | €280,461 | €208,803 | €136,092 | ▼ 34.8% |
| Amounts payable within one year42/48 | €135,154 | €147,250 | €98,800 | €103,614 | €97,597 | ▼ 5.8% |
| Current portion of amounts payable after more than one year42 | - | €69,598 | €70,609 | €71,658 | €72,712 | ▲ 1.5% |
| Trade debts44 | €3,644 | €5,866 | €3,171 | €3,056 | €3,050 | ▼ 0.2% |
| Suppliers440/4 | - | €5,866 | €3,171 | €3,056 | €3,050 | ▼ 0.2% |
| Taxes, remuneration and social security45 | - | €10,786 | €25,021 | €28,899 | €1,835 | ▼ 93.6% |
| Taxes450/3 | - | €10,786 | €25,021 | €28,899 | €1,835 | ▼ 93.6% |
| Other amounts payable47/48 | - | €61,000 | €0 | - | €20,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €86,324 | €41,098 | €119,522 | €70,981 | €844,398 | ▲ 1,090% |
| + Depreciation and write-downs630 | €1,744 | €1,744 | €0 | - | - | - |
| Operating cash flow (approximation) | €88,068 | €42,841 | €119,522 | €70,981 | €844,398 | ▲ 1,090% |
| Investment in fixed assets (approximation) | - | €0 | €1,163 | €0 | €300,611 | - |
| Change in cash | - | -€14,604 | €1,779 | €5,928 | €513,932 | ▲ 8,569% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2019net €844,398 ▲1,090%
Operating result €947,863, net result €844,398, both a record.
31-03
Financial
Liquidity times 38current ratio 11.24
Current ratio from 0.30 to 11.24; short-term debt falls from €103,614 to €97,597.
31-03
Financial
Equity above €1mEq €1.6m ▲109%
7 profitable years in a row build equity to €1.6m.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Weakest financial yearnet €41,098 ▼52.4%
Net result drops to €41,098, the lowest in the series; recovery starts the following year.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2017
Ground area
3,837 m²
Building footprint
1,135 m²
Volume, LiDAR
5,961 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GABLEX
since 20172.272.198.571
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070A0172/00N000 | Wallonia | 3,517 m² | 1 · 1,083 m² | 6.8 m · 2 fl. |
| 53070C0048/00F012 | Wallonia | 320 m² | 1 · 52 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-03-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 31-03-2025 of GABLEX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 3,622 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end31-03
Activities, NACEBEL 2025
82990Other business support services
Contact
E-mail
lpaternoster@hotmail.com
Phone
0475/780030
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686868480
Also
9925:BE0686868480
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.