3OPS Holding
ActiveSummary
3OPS Holding has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,707 and a net result of -€7,323. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 94 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
short-term debt: 0% and cash: 61.3% of total assets, and 0% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Telecommunications (NACE 61)
about 159% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,323
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
21 d early
2023
8 d early
2022
27 d early
2021
24 d early
2020
28 d early
2019
11 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#9 oldest company in East Flanders, Telecommunications sector
Equity
€83,707▼ 8.0%
2024 · €91,030
Total assets
€83,707▼ 9.0%
2024 · €92,011
Net result
-€7,323▼ 2.0%
2024 · -€7,178
Working capital
€52,180▲ 89.5%
2024 · €27,542
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 61, Telecommunications, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,002▼ 31.9%-€11,616-€5,736▲ 50.6%-€6,274▼ 9.4%-€4,221▲ 32.7%
Net result€2,476within the sector's middle half▼ 28.2%-€13,002below the sector's middle half-€6,044below the sector's middle half▲ 53.5%-€7,178below the sector's middle half▼ 18.8%-€7,323within the sector's middle half▼ 2.0%
Equity€117,254above the sector's middle half▲ 2.2%€104,252above the sector's middle half▼ 11.1%€98,208within the sector's middle half▼ 5.8%€91,030within the sector's middle half▼ 7.3%€83,707within the sector's middle half▼ 8.0%
Total assets€120,434within the sector's middle half▲ 3.6%€106,487within the sector's middle half▼ 11.6%€98,256within the sector's middle half▼ 7.7%€92,011within the sector's middle half▼ 6.4%€83,707below the sector's middle half▼ 9.0%
Debt€3,180▲ 110%€2,235▼ 29.7%€49▼ 97.8%€981▲ 1,919%€0▼ 100%
Working capital€110,929above the sector's middle half▲ 1.4%€94,532above the sector's middle half▼ 14.8%€34,255within the sector's middle half▼ 63.8%€27,542within the sector's middle half▼ 19.6%€52,180within the sector's middle half▲ 89.5%
Solvency97.4%above the sector's middle half▼ 1.3pp97.9%above the sector's middle half▲ 0.5pp100.0%above the sector's middle half▲ 2.0pp98.9%above the sector's middle half▼ 1.0pp100.0%above the sector's middle half▲ 1.1pp
Current ratio35.88above the sector's middle half▼ 37.4643.30above the sector's middle half▲ 7.4129.08above the sector's middle half
Return on assets (ROA)2.1%within the sector's middle half▼ 0.9pp-12.2%below the sector's middle half▼ 14.3pp-6.2%below the sector's middle half▲ 6.1pp-7.8%below the sector's middle half▼ 1.6pp-8.7%below the sector's middle half▼ 0.9pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 61, Telecommunications, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,221 in 2025 against €6,274 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,707
Fixed assets
€31,528 ▼ 50.3%
Current assets
€52,180 ▲ 82.9%
Key figures and ratios
EBITDA
-€3,823▲
2024 · -€5,809
Cash flow
-€6,925▼
2024 · -€6,713
Debt to equity
0.00▼
2024 · 0.01
ROE
-8.7%▼
2024 · -7.9%
Interest coverage
-1.23▲
2024 · -146.33
Debt ≤ 1 year
€0▼
2024 · €981
Income taxes
€0▼
2024 · €1,764
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €607 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €921 | €2,641 | €465 | €465 | €398 | ▼ 14.5% |
| Other operating charges640/8 | €1,416 | €864 | €666 | €828 | €294 | ▼ 64.5% |
| Gross operating margin9900 | €7,338 | -€8,111 | -€4,605 | -€4,981 | -€3,529 | ▲ 29.2% |
| Operating profit (loss)9901 | €5,002 | -€11,616 | -€5,736 | -€6,274 | -€4,221 | ▲ 32.7% |
| Financial income75/76B | - | - | €543 | €900 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | €543 | €900 | €0 | ▼ 100% |
| Financial charges65/66B | €45 | €45 | €802 | €40 | €3,102 | ▲ 7,713% |
| Recurring financial charges65 | €45 | €45 | €93 | €40 | €3,102 | ▲ 7,713% |
| Non-recurring financial charges66B | - | - | €709 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €4,956 | -€11,661 | -€5,996 | -€5,414 | -€7,323 | ▼ 35.2% |
| Income taxes67/77 | €2,480 | €1,340 | €49 | €1,764 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €2,476 | -€13,002 | -€6,044 | -€7,178 | -€7,323 | ▼ 2.0% |
| Profit (loss) for the period to be appropriated9905 | €2,476 | -€13,002 | -€6,044 | -€7,178 | -€7,323 | ▼ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €120,434 | €106,487 | €98,256 | €92,011 | €83,707 | ▼ 9.0% |
| Fixed assets21/28 | €6,325 | €9,720 | €63,953 | €63,488 | €31,528 | ▼ 50.3% |
| Tangible fixed assets22/27 | €6,325 | €9,720 | €3,953 | €3,488 | €3,090 | ▼ 11.4% |
| Plant, machinery and equipment23 | €6,325 | €5,227 | €3,953 | €3,488 | €3,090 | ▼ 11.4% |
| Furniture and vehicles24 | - | €4,493 | €0 | - | - | - |
| Financial fixed assets28 | - | - | €60,000 | €60,000 | €28,438 | ▼ 52.6% |
| Current assets29/58 | €114,109 | €96,767 | €34,303 | €28,523 | €52,180 | ▲ 82.9% |
| Amounts receivable within one year40/41 | €11,071 | €2,539 | €670 | €2,502 | €644 | ▼ 74.3% |
| Trade receivables40 | €3,000 | €0 | - | €1,793 | €348 | ▼ 80.6% |
| Other amounts receivable41 | €8,071 | €2,539 | €670 | €709 | €296 | ▼ 58.2% |
| Cash at bank and in hand54/58 | €103,038 | €93,927 | €33,090 | €24,345 | €51,303 | ▲ 111% |
| Deferred charges and accrued income490/1 | €0 | €301 | €543 | €1,676 | €233 | ▼ 86.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €120,434 | €106,487 | €98,256 | €92,011 | €83,707 | ▼ 9.0% |
| Equity10/15 | €117,254 | €104,252 | €98,208 | €91,030 | €83,707 | ▼ 8.0% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Non-distributable reserves130/1 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves not available under the articles1311 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Distributable reserves133 | €55,000 | €55,000 | €55,000 | €55,000 | €55,000 | = |
| Profit (loss) carried forward14 | €7,254 | -€5,748 | -€11,792 | -€18,970 | -€26,293 | ▼ 38.6% |
| Amounts payable17/49 | €3,180 | €2,235 | €49 | €981 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €3,180 | €2,235 | €49 | €981 | €0 | ▼ 100% |
| Trade debts44 | €3,180 | €1,850 | €0 | €932 | €0 | ▼ 100% |
| Suppliers440/4 | €3,180 | €1,850 | €0 | €932 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €0 | €385 | €49 | €49 | €0 | ▼ 100% |
| Taxes450/3 | €0 | €385 | €49 | €49 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,476 | -€13,002 | -€6,044 | -€7,178 | -€7,323 | ▼ 2.0% |
| + Depreciation and write-downs630 | €921 | €2,641 | €465 | €465 | €398 | ▼ 14.5% |
| Operating cash flow (approximation) | €3,397 | -€10,361 | -€5,579 | -€6,713 | -€6,925 | ▼ 3.2% |
| Investment in fixed assets (approximation) | - | -€6,037 | -€54,698 | €0 | €31,562 | - |
| Change in cash | - | -€9,110 | -€60,837 | -€8,745 | €26,958 | ▲ 408% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 16current ratio 706.12
Current ratio from 43.30 to 706.12; short-term debt falls from €2,235 to €49.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€13,002
Net result drops to -€13,002, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 73.34
Current ratio from 30.57 to 73.34; short-term debt falls from €3,661 to €1,513.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2006
Ground area
517 m²
Building footprint
222 m²
Volume, LiDAR
760 m³
Parcel 41023A0236/00G000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Grotenbergestraat 143, 9620 Zottegem
since 20062.155.755.615
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41023A0236/00G000 | Flanders | 517 m² | 1 · 222 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,372 companies in sector 61100 we hold annual accounts for 590. 407 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-07-2006
Fiscal year end31-12
Legal name NL
GABA
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882746718
Also
9925:BE0882746718
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.