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3OPS Holding

Active
Private limited companyfounded 200620 yrs activeGrotenbergestraat 143, 9620 Zottegem, BelgiumKBO/BCE: BE 0882.746.718
Summary

3OPS Holding has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,707 and a net result of -€7,323. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 103 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
3OPS HoldingActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Wired, wireless and satellite telecommunications
NACE 61100Telecommunications resale and intermediation services NACE 61200Holdings NACE 64200
#9 oldest company in East Flanders, Telecommunications sector1 site
Size
€83,707total assets 2025
Equity
€83,707
Loss
-€7,323
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 18 d late1 of 4 deeds read
Why 92- Loss of €7,323, the second in a row (FY 2025)- Sector Telecommunications (NACE 61)+ Liquidity: cash €51,303+ Equity €83,707 (100.0% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 61, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 100+17
short-term debt 0.0% · cash 61.3%
Profitability 8-1
return on assets -8.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (520 companies)
Last 13 months 10-2025: 0.2% 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -0.8% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.3%▲ +4.9% vs 03-2026 05-2026: 0.3%▲ +2.3% vs 04-2026 06-2026: 0.3%▼ -2.7% vs 05-2026 07-2026: 0.3%▲ +7.4% vs 06-2026 08-2026: 0.4%▲ +52.0% vs 07-2026highest value 09-2026: 0.1%▼ -66.7% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: cash €51,303 lowers the probability
  • Equity €83,707 (100.0% of total assets) lowers the probability
  • Loss of €7,323, the second in a row (FY 2025) raises the probability
  • Sector Telecommunications (NACE 61) raises the probability
Credit up to €7,000 at 30 days acceptable
short-term debt: 0% and cash: 61.3% of total assets, and 0% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 61, micro). Better than this share of them on solvency 91%, liquidity 97%, profitability 19%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: cash €51,303
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €83,707 (100.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €7,323, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Telecommunications (NACE 61)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,323
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
21 d early
2023
8 d early
2022
27 d early
2021
24 d early
2020
28 d early
2019
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. BenamingName change · Statutes amendment…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€7,323 View
  • Positive: Among the best 5% on solvencysector median 37.6% · 103 companies 100.0% View
  • Total assets 20256 fiscal years filed €83,707 View

By topic

Financials

Fiscal year
2025
Total assets
€83,707
Loss
-€7,323
Solvency
100.0%
Total assets▼ 9.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 18-08-2026Annual accounts filed
  2. 19-06-2026Benaming
  3. 10-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wired, wireless and satellite telecommunicationsNACE 61100
Founded
27-07-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
33
Purpose
Het ontwerpen en programmeren van computerprogramma's en verder alle computer-consultancy…
Go to Articles of association

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