GA Conseil
ActiveGA Conseil has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €-2k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency64=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.98 against 4.04 in 2024), but 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
-0.5%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
71 d early
2023
41 d early
2022
6 d early
2021
75 d early
2020
24 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-2k▲ 63.6%
2024 · €-5k
2019: €5k
2020: €3k
2021: €68k
2022: €6k
2023: €4k
2024: €-5k
2019 → 2025
Working capital
€51k▼ 2.4%
2024 · €52k
2019: €19k
2020: €23k
2021: €49k
2022: €55k
2023: €60k
2024: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€91k▲ 7.5%€95k▲ 4.9%€90k▼ 5.1%€89k▼ 2.0%
Operating result€173-€8k▲ 4,393%€6k▼ 21.4%€-6k€-3k▲ 53.7%
Net result€68k-€6k▼ 90.7%€4k▼ 29.5%€-5k€-2k▲ 63.6%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€265k▼ 0.2%
Current assets
€61k▼ 11.9%
Equity and liabilities €327k
Equity
€89k▼ 2.0%
Debt
€238k▼ 2.9%
The debt ratio falls from 73.0% to 72.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-6k
Cash flow
€-1k▲
2024 · €-5k
Solvency
27.1%▲
2024 · 27.0%
Current ratio
5.98▲
2024 · 4.04
Quick ratio
5.98▲
2024 · 4.04
Debt / equity
2.68▼
2024 · 2.71
ROE
-2.0%▲
2024 · -5.4%
ROA
-0.5%▲
2024 · -1.5%
Interest coverage
-10.03▲
2024 · -23.35
Debt
€238k▼
2024 · €245k
Debt ≤ 1 year
€10k▼
2024 · €17k
Debt > 1 year
€228k=
2024 · €228k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€335k€327k▼
Fixed assets21/28€266k€265k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€263k€263k=
Current assets29/58€70k€61k▼
Amounts receivable within one year40/41€19k€20k▲
Other amounts receivable41€19k€20k▲
Cash at bank and in hand54/58€51k€41k▼
Deferred charges and accrued income490/1€551€595▲
Equity and liabilities
Total equity and liabilities10/49€335k€327k▼
Equity10/15€90k€89k▼
Contributions10/11€12k€12k=
Reserves13€82k€82k=
Distributable reserves133€82k€82k=
Profit (loss) carried forward14€-4k€-6k▼
Amounts payable17/49€245k€238k▼
Amounts payable after more than one year17€228k€228k=
Other amounts payable178/9€228k€228k=
Amounts payable within one year42/48€17k€10k▼
Trade debts44€814€672▼
Suppliers440/4€814€672▼
Other amounts payable47/48€16k€10k▼
Accrued charges and deferred income492/3€192€198▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€308€496▲
Other operating charges640/8€400€393▼
Gross operating margin9900€-5k€-2k▲
Operating profit (loss)9901€-6k€-3k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€243€227▼
Recurring financial charges65€243€227▼
Profit (loss) for the period before taxes9903€-5k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-5k€-2k▲
Profit (loss) for the period to be appropriated9905€-5k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-6k▼
Profit (loss) brought forward from the previous period14P-€-4k
Transfer from equity791/2€743€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Weakest financial yearnet €-5k ▼210%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €68k ▲1973%
Net result €68k, the highest in the series.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cazeau(TEM) 207520 TournaiGround area
1,010 m²
Building footprint
131 m²
Volume, LiDAR
820 m³
Parcel 57078E0565/00D000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GA Conseil SPRL
since 20112.201.291.076
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57078E0565/00D000 | Wallonia | 1,010 m² | 1 · 131 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2011
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
58290Other software publishing
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.