Summary
G4J is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €516,631 and a net result of €409,152. Equity is growing by ~439.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 8094 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
48 d early
2023
27 d late
2022
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€516,631▲ 381%
2024 · €107,480
Net result
€409,152▲ 853%
2024 · €42,949
Total assets
€2.3m▲ 136%
2024 · €982,287
Solvency
22.3%▲ 11.3pp
2024 · 10.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€608-€83,249€68,217▼ 18.1%€84,764▲ 24.3%
Net result-€670below the sector's middle half-€62,201within the sector's middle half€42,949within the sector's middle half▼ 31.0%€409,152above the sector's middle half▲ 853%
Equity€2,330below the sector's middle half-€64,531within the sector's middle half▲ 2,670%€107,480below the sector's middle half▲ 66.6%€516,631above the sector's middle half▲ 381%
Total assets€270,701below the sector's middle half-€360,186within the sector's middle half▲ 33.1%€982,287below the sector's middle half▲ 173%€2.3mabove the sector's middle half▲ 136%
Debt€268,371-€295,655▲ 10.2%€874,807▲ 196%€1.8m▲ 106%
Working capital-€265,289within the sector's middle half--€202,671below the sector's middle half▲ 23.6%€57,629within the sector's middle half-€962,273below the sector's middle half
Solvency0.9%below the sector's middle half-17.9%below the sector's middle half▲ 17.1pp10.9%below the sector's middle half▼ 7.0pp22.3%within the sector's middle half▲ 11.3pp
Current ratio0.01below the sector's middle half-0.31below the sector's middle half▲ 0.301.27within the sector's middle half▲ 0.960.21below the sector's middle half▼ 1.07
Return on assets (ROA)-0.2%below the sector's middle half-17.3%within the sector's middle half▲ 17.5pp4.4%within the sector's middle half▼ 12.9pp17.6%within the sector's middle half▲ 13.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2025 Net result +853% on 2024. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€2.1m ▲ 189%
Current assets
€251,492 ▼ 6.1%
Equity and liabilities €2.3m
Equity
€516,631 ▲ 381%
Debt
€1.8m ▲ 106%
Debt's share of the balance-sheet total falls from 89.1% to 77.7%. Equity and debt are higher.
Key figures and ratios
ROE
79.2%▲
2024 · 40.0%
Debt ≤ 1 year
€1.2m▲
2024 · €210,245
Debt > 1 year
€582,446▼
2024 · €659,387
Income taxes
€14,987▲
2024 · €14,828
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €132 | €417 | €18,446 | €45,513 | ▲ 147% |
| Other operating charges640/8 | - | €100 | €72,387 | €146,936 | ▲ 103% |
| Gross operating margin9900 | -€476 | €83,766 | €159,050 | €277,213 | ▲ 74.3% |
| Operating profit (loss)9901 | -€608 | €83,249 | €68,217 | €84,764 | ▲ 24.3% |
| Financial income75/76B | - | - | €1,650 | €371,121 | ▲ 22,398% |
| Recurring financial income75 | - | - | €1,650 | €371,121 | ▲ 22,398% |
| Financial charges65/66B | €62 | €138 | €12,090 | €31,746 | ▲ 163% |
| Recurring financial charges65 | €62 | €138 | €12,090 | €31,746 | ▲ 163% |
| Profit (loss) for the period before taxes9903 | -€670 | €83,111 | €57,776 | €424,139 | ▲ 634% |
| Income taxes67/77 | - | €20,909 | €14,828 | €14,987 | ▲ 1.1% |
| Profit (loss) for the period9904 | -€670 | €62,201 | €42,949 | €409,152 | ▲ 853% |
| Profit (loss) for the period to be appropriated9905 | -€670 | €62,201 | €42,949 | €409,152 | ▲ 853% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €270,701 | €360,186 | €982,287 | €2.3m | ▲ 136% |
| Formation expenses20 | €1,119 | €702 | €285 | - | - |
| Fixed assets21/28 | €266,500 | €266,500 | €714,128 | €2.1m | ▲ 189% |
| Tangible fixed assets22/27 | - | - | €447,628 | €1.4m | ▲ 217% |
| Land and buildings22 | - | - | €404,932 | €370,729 | ▼ 8.4% |
| Furniture and vehicles24 | - | - | €42,696 | €99,013 | ▲ 132% |
| Assets under construction and advance payments27 | - | - | - | €950,000 | - |
| Financial fixed assets28 | €266,500 | €266,500 | €266,500 | €647,633 | ▲ 143% |
| Current assets29/58 | €3,082 | €92,984 | €267,874 | €251,492 | ▼ 6.1% |
| Amounts receivable within one year40/41 | €1,344 | €51,665 | €255,686 | €232,107 | ▼ 9.2% |
| Trade receivables40 | €1,200 | €11,665 | €112,393 | €47,723 | ▼ 57.5% |
| Other amounts receivable41 | €144 | €40,000 | €143,293 | €184,384 | ▲ 28.7% |
| Cash at bank and in hand54/58 | €1,738 | €41,319 | €12,187 | €12,730 | ▲ 4.5% |
| Deferred charges and accrued income490/1 | - | - | - | €6,654 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €270,701 | €360,186 | €982,287 | €2.3m | ▲ 136% |
| Equity10/15 | €2,330 | €64,531 | €107,480 | €516,631 | ▲ 381% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€670 | €61,531 | €104,480 | €513,631 | ▲ 392% |
| Amounts payable17/49 | €268,371 | €295,655 | €874,807 | €1.8m | ▲ 106% |
| Amounts payable after more than one year17 | - | - | €659,387 | €582,446 | ▼ 11.7% |
| Financial debts170/4 | - | - | €659,387 | €582,446 | ▼ 11.7% |
| Amounts payable within one year42/48 | €268,371 | €295,655 | €210,245 | €1.2m | ▲ 477% |
| Current portion of amounts payable after more than one year42 | - | - | €70,158 | €76,942 | ▲ 9.7% |
| Financial debts43 | - | - | €20,000 | - | - |
| Credit institutions430/8 | - | - | €20,000 | - | - |
| Trade debts44 | €1,871 | - | €87,753 | €15,438 | ▼ 82.4% |
| Suppliers440/4 | €1,871 | - | €87,753 | €15,438 | ▼ 82.4% |
| Taxes, remuneration and social security45 | - | €27,130 | €32,333 | €4,719 | ▼ 85.4% |
| Taxes450/3 | - | €26,970 | €32,173 | €4,531 | ▼ 85.9% |
| Remuneration and social security454/9 | - | €160 | €160 | €189 | ▲ 17.9% |
| Other amounts payable47/48 | €266,500 | €268,525 | €0 | €1.1m | - |
| Accrued charges and deferred income492/3 | - | - | €5,175 | €6,025 | ▲ 16.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€670 | €62,201 | €42,949 | €409,152 | ▲ 853% |
| + Depreciation and write-downs630 | €132 | €417 | €18,446 | €45,513 | ▲ 147% |
| Operating cash flow (approximation) | -€538 | €62,618 | €61,395 | €454,665 | ▲ 641% |
| Investment in fixed assets (approximation) | - | -€417 | -€466,074 | -€1.4m | ▼ 200% |
| Change in cash | - | €39,581 | -€29,132 | €543 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €409,152 ▲853%
Operating result €84,764, net result €409,152, both a record.
31-12
Financial
Equity above €500,000Eq €516,631 ▲381%
3 profitable years in a row build equity to €516,631.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 1.27
Current ratio from 0.31 to 1.27; short-term debt falls from €295,655 to €210,245.
31-12
Financial
Equity above €100,000Eq €107,480 ▲66.6%
2 profitable years in a row build equity to €107,480.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €62,201
Net result €62,201 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Ground area
208 m²
Building footprint
256 m²
Parcel 62818E0371/00D002, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
G4J
since 20222.338.470.654
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62818E0371/00D002 | Wallonia | 208 m² | 1 · 256 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
- Equity €2.2mResult €1.1m30%
According to the 2025 annual accounts of G4J and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0788512109
Registered
27-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.