G-VDB Tech
ActiveSummary
G-VDB Tech has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,267 and a net result of €21,867. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 2610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 6.44 against 13.18 in 2024; short-term debt: 11.6% and cash: 57.1% of total assets), and 11.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
15 d early
2023
6 d early
2022
17 d early
2021
30 d late
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€118,267▲ 19.6%
2024 · €98,900
Total assets
€133,764▲ 24.2%
2024 · €107,740
Net result
€21,867▲ 113%
2024 · €10,281
Working capital
€84,263▲ 10.9%
2024 · €75,985
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€66,056▲ 103%€24,550▼ 62.8%-€1,958€16,425€32,248▲ 96.3%
Net result€44,107above the sector's middle half▲ 116%€16,166within the sector's middle half▼ 63.3%-€6,103below the sector's middle half€10,281within the sector's middle half€21,867within the sector's middle half▲ 113%
Equity€91,826within the sector's middle half▼ 2.3%€107,992within the sector's middle half▲ 17.6%€88,618within the sector's middle half▼ 17.9%€98,900within the sector's middle half▲ 11.6%€118,267within the sector's middle half▲ 19.6%
Total assets€119,936within the sector's middle half▼ 29.7%€132,116within the sector's middle half▲ 10.2%€95,192within the sector's middle half▼ 27.9%€107,740within the sector's middle half▲ 13.2%€133,764within the sector's middle half▲ 24.2%
Debt€28,110▼ 63.3%€24,124▼ 14.2%€6,574▼ 72.8%€8,840▲ 34.5%€15,497▲ 75.3%
Working capital€66,591within the sector's middle half▼ 30.0%€86,648above the sector's middle half▲ 30.1%€71,521within the sector's middle half▼ 17.5%€75,985within the sector's middle half▲ 6.2%€84,263above the sector's middle half▲ 10.9%
Solvency76.6%above the sector's middle half▲ 21.4pp81.7%above the sector's middle half▲ 5.2pp93.1%above the sector's middle half▲ 11.4pp91.8%above the sector's middle half▼ 1.3pp88.4%above the sector's middle half▼ 3.4pp
Current ratio3.47above the sector's middle half▼ 0.814.78above the sector's middle half▲ 1.3114.31above the sector's middle half▲ 9.5313.18above the sector's middle half▼ 1.136.44above the sector's middle half▼ 6.75
Return on assets (ROA)36.8%above the sector's middle half▲ 24.8pp12.2%within the sector's middle half▼ 24.5pp-6.4%below the sector's middle half▼ 18.6pp9.5%within the sector's middle half▲ 16.0pp16.3%above the sector's middle half▲ 6.8pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 96% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133,764
Fixed assets
€34,004 ▲ 33.2%
Current assets
€99,760 ▲ 21.3%
Equity and liabilities €133,764
Equity
€118,267 ▲ 19.6%
Debt
€15,497 ▲ 75.3%
Debt's share of the balance-sheet total rises from 8.2% to 11.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47,572▲
2024 · €21,864
Cash flow
€37,191▲
2024 · €15,720
Debt to equity
0.13▲
2024 · 0.09
ROE
18.5%▲
2024 · 10.4%
Interest coverage
105.64▲
2024 · 61.31
Debt ≤ 1 year
€15,497▲
2024 · €6,236
Debt > 1 year
€0▼
2024 · €1,404
Income taxes
€9,931▲
2024 · €5,787
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €14,332 | €0 | €207 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,491 | €5,973 | €6,277 | €5,438 | €15,324 | ▲ 182% |
| Other operating charges640/8 | €592 | €782 | €1,217 | €1,120 | €706 | ▼ 37.0% |
| Non-recurring operating charges66A | - | €133 | €0 | - | €665 | - |
| Gross operating margin9900 | €72,140 | €31,438 | €5,537 | €22,984 | €48,944 | ▲ 113% |
| Operating profit (loss)9901 | €66,056 | €24,550 | -€1,958 | €16,425 | €32,248 | ▲ 96.3% |
| Financial income75/76B | €0 | €0 | €0 | €0 | - | - |
| Recurring financial income75 | €0 | €0 | €0 | €0 | - | - |
| Financial charges65/66B | €870 | €684 | €443 | €357 | €450 | ▲ 26.3% |
| Recurring financial charges65 | €870 | €684 | €443 | €357 | €450 | ▲ 26.3% |
| Profit (loss) for the period before taxes9903 | €65,186 | €23,866 | -€2,401 | €16,069 | €31,798 | ▲ 97.9% |
| Income taxes67/77 | €21,080 | €7,700 | €3,702 | €5,787 | €9,931 | ▲ 71.6% |
| Profit (loss) for the period9904 | €44,107 | €16,166 | -€6,103 | €10,281 | €21,867 | ▲ 113% |
| Profit (loss) for the period to be appropriated9905 | €44,107 | €16,166 | -€6,103 | €10,281 | €21,867 | ▲ 113% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €119,936 | €132,116 | €95,192 | €107,740 | €133,764 | ▲ 24.2% |
| Fixed assets21/28 | €26,435 | €22,544 | €18,298 | €25,519 | €34,004 | ▲ 33.2% |
| Tangible fixed assets22/27 | €26,435 | €22,544 | €18,298 | €25,519 | €34,004 | ▲ 33.2% |
| Land and buildings22 | €3,492 | €1,746 | €0 | - | - | - |
| Plant, machinery and equipment23 | €822 | €587 | €352 | €116 | €0 | ▼ 100% |
| Furniture and vehicles24 | €12,735 | €12,389 | €11,689 | €20,710 | €30,875 | ▲ 49.1% |
| Other tangible fixed assets26 | €9,386 | €7,822 | €6,258 | €4,693 | €3,129 | ▼ 33.3% |
| Current assets29/58 | €93,501 | €109,572 | €76,894 | €82,221 | €99,760 | ▲ 21.3% |
| Stocks and contracts in progress3 | €500 | €250 | €0 | - | - | - |
| Stocks30/36 | €500 | €250 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €31,743 | €48,339 | €35,628 | €36,469 | €21,005 | ▼ 42.4% |
| Trade receivables40 | €29,953 | €27,064 | €29,304 | €33,704 | €10,494 | ▼ 68.9% |
| Other amounts receivable41 | €1,789 | €21,275 | €6,324 | €2,765 | €10,511 | ▲ 280% |
| Cash at bank and in hand54/58 | €53,476 | €46,676 | €39,450 | €43,816 | €76,414 | ▲ 74.4% |
| Deferred charges and accrued income490/1 | €7,783 | €14,307 | €1,816 | €1,936 | €2,341 | ▲ 20.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €119,936 | €132,116 | €95,192 | €107,740 | €133,764 | ▲ 24.2% |
| Equity10/15 | €91,826 | €107,992 | €88,618 | €98,900 | €118,267 | ▲ 19.6% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €79,426 | €95,592 | €80,461 | €86,500 | €105,867 | ▲ 22.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €77,566 | €93,732 | €80,461 | €86,500 | €105,867 | ▲ 22.4% |
| Profit (loss) carried forward14 | - | €0 | -€4,243 | €0 | €0 | - |
| Amounts payable17/49 | €28,110 | €24,124 | €6,574 | €8,840 | €15,497 | ▲ 75.3% |
| Amounts payable after more than one year17 | - | - | - | €1,404 | €0 | ▼ 100% |
| Other amounts payable178/9 | - | - | - | €1,404 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €26,910 | €22,924 | €5,374 | €6,236 | €15,497 | ▲ 149% |
| Current portion of amounts payable after more than one year42 | €7,460 | €0 | - | - | - | - |
| Financial debts43 | €2,646 | €1,442 | €2,515 | €227 | €1,528 | ▲ 574% |
| Credit institutions430/8 | €2,646 | €1,442 | €2,515 | €227 | €1,528 | ▲ 574% |
| Trade debts44 | €2,871 | €1,888 | €1,005 | €2,115 | €1,267 | ▼ 40.1% |
| Suppliers440/4 | €2,871 | €1,888 | €1,005 | €2,115 | €1,267 | ▼ 40.1% |
| Taxes, remuneration and social security45 | €13,934 | €19,594 | €1,854 | €3,895 | €3,827 | ▼ 1.7% |
| Taxes450/3 | €12,124 | €17,784 | €44 | €2,085 | €2,017 | ▼ 3.3% |
| Remuneration and social security454/9 | €1,810 | €1,810 | €1,810 | €1,810 | €1,810 | = |
| Other amounts payable47/48 | - | - | - | - | €8,875 | - |
| Accrued charges and deferred income492/3 | €1,200 | €1,200 | €1,200 | €1,200 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,107 | €16,166 | -€6,103 | €10,281 | €21,867 | ▲ 113% |
| + Depreciation and write-downs630 | €5,491 | €5,973 | €6,277 | €5,438 | €15,324 | ▲ 182% |
| Operating cash flow (approximation) | €49,598 | €22,139 | €174 | €15,720 | €37,191 | ▲ 137% |
| Investment in fixed assets (approximation) | - | -€2,082 | -€2,031 | -€12,660 | -€23,809 | ▼ 88.1% |
| Change in cash | - | -€6,799 | -€7,226 | €4,366 | €32,598 | ▲ 647% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
State Gazette act
Statutes amendmentName change · Purpose change · Power of attorney5 facts ▸
State Gazette act
Statutes amendment
Name change · Purpose change · Power of attorney5 facts ▸
- General meeting, 09-07-2026
- Name change, G-VDB Tech
- Purpose change
- Power of attorney, Marc TOPFF
- Power of attorney
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100,000Eq €118,267 ▲19.6%
2 profitable years in a row build equity to €118,267.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10,281
Net result €10,281 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€6,103
Net result drops to -€6,103, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 14.31
Current ratio from 4.78 to 14.31; short-term debt falls from €22,924 to €5,374.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €107,992 ▲17.6%
4 profitable years in a row build equity to €107,992.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €44,107 ▲116%
Operating result €66,056, net result €44,107, both a record.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €5,487
Net result €5,487 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2010
Ground area
935 m²
Building footprint
264 m²
Parcel 72362C0334/00R016, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
G-Vdb tech
since 20102.185.217.285
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72362C0334/00R016 | Flanders | 935 m² | 1 · 264 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
Onderneming voor de installatie van centrale verwarming,van centrale verwarming met warm water en stoom en van gasverwarming met individuele toestellen;klimaatregelinginstallaties…
Full purpose (25 activities)
- Onderneming voor de installatie van centrale verwarming,van centrale verwarming met warm water en stoom en van gasverwarming met individuele toestellen;klimaatregelinginstallaties.
- Onderneming voor het onderhoud van centrale verwarming en voor het afstellen en het onderhoud van branders gevoed met vloeibare brandstoffen.
- Onderneming voor het nakijken van mazout-tanks.
- Onderneming voor het uitvoeren van metsel- en betonwerken.
- Onderneming voor voeg-,chappe- en gevelwerken,vloer- en tegelzetten,industriële pijpleidingen en kanalisaties.
- Onderneming voor laswerken.
- Onderneming voor de installatie van sanitair.
- Algemene elektrotechnische installatiewerken.
- Dit alles in de meest uitgebreide betekenis van de termen en werkzaamheden in de bouwnijverheid.
- Installatie van onderdelen en accessoires in motorvoertuigen,inclusief de ombouw- en uitbouwwerkzaamheden.
- Groot en kleinhandel in onderdelen en accessoires van motorvoertuigen,inclusief de groot en kleinhandel in tweedehands onderdelen.
- Carrosserie hersteller,reparatie van voertuigen,omvattende de carrosserie en het spuiten en verven,het gewone onderhoud van auto’s,de revisie van automotoren,de installatie van onderdelen en accessoires van auto’s,de reparatie van mechanische en elektrische onderdelen.
- De handel,import en export,dit zowel nieuw als tweedehands in voertuigen,onderdelen en accessoires van wagens,smeer en koelmiddelen voor auto’s en andere roerende goederen.
- Vervoer van personen en goederen
- Adviesbureaus op het gebied van public relations en communicatie.
- Verlenen van advies en praktische hulp aan de bedrijven i.v.m.public relations en communicatie.
- Lease van intellectuele eigendom en vergelijkbare producten,met uitzondering van werken onder auteursrecht.
- Onderneming voor het beheer van eigen beleggingen en eigen vermogens.
- Onderneming in onroerende goederen,welke onder meer omvat:De verwerving,de vervreemding,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,de huur en de verhuur,het doen bouwen en verbouwen,de procuratie,bouwpromotie,projectontwikkeling,onroerende leasing en roerende leasing.
- De participatie,onder welke vorm het ook zij,in de oprichting,ontwikkeling,omvorming en controle van alle ondernemingen,Belgische of buitenlandse,commerciële,financiële,industriële of andere;
- De verwerving van eender welke titels of rechten door middel van participatie,inbreng,onderschrijving,koop,aankoopoptie,verhandeling,of op iedere andere wijze.
- Uitoefenen van bestuursmandaten in binnen en buitenlandse vennootschappen,al dan niet dochtervennootschappen.
- De vennootschap mag zich borgstellen en onroerende goederen in pand geven of hypothekeren voor verbintenissen door derde personen aangegaan.
- Zij mag eveneens al haar andere goederen,met inbegrip van het handelsfonds,in pand geven en aval verlenen in het voordeel van derden.
- Het optreden als tussenpersoon bij onderhandelingen door gehele of gedeeltelijke overname van aandelen:in de meest ruime betekenis,het deelnemen aan emissieverrichtingen van aandelen en vastrentende waarden door intekening,waarborg,plaatsing,verhandeling of anderszins,alsmede het verwezenlijken van om het even welke verrichting inzake portefeuille- of kapitaalbeheer.
Name clause
G-VDB Tech
Similar companies · same sector, comparable size
CARTEC GROUP
BE 0847.279.954
Gent · Eq €118,792
MULLER PRESTIGE
BE 0778.834.873
Herve · Eq €120,646
NADOR
BE 0455.240.596
Sint-Gillis (bij-Brussel) · Eq €122,798
AUTO CENTER ALAIN
BE 0472.295.671
Waremme · Eq €112,664
SPRL NOEL-BALON
BE 0809.888.137
Orp-Jauche · Eq €111,103
Of 846 companies in sector 95319 we hold annual accounts for 251. 194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2010
Fiscal year end31-12
Legal name NL
VDB Car-Technics
Activities, NACEBEL 2025
95319Other maintenance and repair of motor vehicles
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
46730Wholesale trade
Contact
Phone
0478/515051Pelt
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822711834
Also
9925:BE0822711834
Registered
19-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.