G-Value
ActiveG-Value has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €96k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-4
Solvency93▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.35 in 2024; short-term debt: 18.8% and cash: 3.6% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
4.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
1 d late
2023
22 d late
2022
12 d late
2021
59 d late
2020
24 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€96k▼ 49.9%
2024 · €192k
2018: €28k
2019: €106k
2020: €35k
2021: €135k
2022: €130k
2023: €221k
2024: €192k
2018 → 2025
Working capital
€211k▲ 58.5%
2024 · €133k
2018: €-276k
2019: €-189k
2020: €-132k
2021: €-221k
2022: €-110k
2023: €-28k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€997k-€1.13M▲ 13.0%€1.22M▲ 8.0%€1.38M▲ 13.7%€1.36M▼ 1.4%
Operating result€80k-€80k▼ 0.3%€126k▲ 57.8%€173k▲ 37.1%€159k▼ 8.1%
Net result€135k-€130k▼ 3.9%€221k▲ 70.2%€192k▼ 13.2%€96k▼ 49.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.00M
Fixed assets
€1.41M▲ 0.9%
Current assets
€587k▲ 13.6%
Equity and liabilities €2.00M
Equity
€1.36M▼ 1.4%
Debt
€632k▲ 19.1%
The debt ratio rises from 27.7% to 31.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€175k▼
2024 · €186k
Cash flow
€112k▼
2024 · €204k
Solvency
68.4%▼
2024 · 72.3%
Current ratio
1.56▲
2024 · 1.35
Quick ratio
1.01▲
2024 · 0.81
Debt / equity
0.46▲
2024 · 0.38
ROE
7.0%▼
2024 · 13.8%
ROA
4.8%▼
2024 · 10.0%
Interest coverage
8.39▲
2024 · 5.75
Debt
€632k▲
2024 · €530k
Debt ≤ 1 year
€376k▼
2024 · €384k
Debt > 1 year
€220k▲
2024 · €124k
Income taxes
€47k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.91M€2.00M▲
Fixed assets21/28€1.40M€1.41M▲
Tangible fixed assets22/27€183k€186k▲
Land and buildings22€176k€166k▼
Furniture and vehicles24€5k€17k▲
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€1.21M€1.22M▲
Current assets29/58€517k€587k▲
Amounts receivable after more than one year29-€55k
Other amounts receivable291-€55k
Stocks and contracts in progress3€208k€208k=
Stocks30/36€208k€208k=
Amounts receivable within one year40/41€58k€249k▲
Trade receivables40€24k€25k▲
Other amounts receivable41€34k€224k▲
Current investments50/53€185k-
Cash at bank and in hand54/58€64k€72k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.91M€2.00M▲
Equity10/15€1.38M€1.36M▼
Contributions10/11€404k€404k=
Reserves13€863k€844k▼
Tax-exempt reserves132€117k€117k=
Distributable reserves133€746k€727k▼
Profit (loss) carried forward14€107k€107k=
Investment grants15€10k€10k=
Amounts payable17/49€530k€632k▲
Amounts payable after more than one year17€124k€220k▲
Financial debts170/4€124k€220k▲
Amounts payable within one year42/48€384k€376k▼
Current portion of amounts payable after more than one year42€25k€45k▲
Financial debts43€4k€257k▲
Credit institutions430/8€4k€257k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€62k€49k▼
Taxes450/3€62k€49k▼
Other amounts payable47/48€288k€23k▼
Accrued charges and deferred income492/3€22k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€187k€177k▼
Operating profit (loss)9901€173k€159k▼
Financial income75/76B€105k€5k▼
Recurring financial income75€105k€5k▼
Financial charges65/66B€32k€21k▼
Recurring financial charges65€32k€21k▼
Profit (loss) for the period before taxes9903€246k€143k▼
Income taxes67/77€54k€47k▼
Profit (loss) for the period9904€192k€96k▼
Transfer from tax-exempt reserves789€57k-
Transfer to tax-exempt reserves689€82k-
Profit (loss) for the period to be appropriated9905€166k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€274k€203k▼
Profit (loss) brought forward from the previous period14P€107k€107k=
Transfer from equity791/2€25k€115k▲
Transfer to equity691/2€166k€96k▼
To the legal reserve6920€166k-
To other reserves6921-€96k
Profit to be distributed694/7€25k€115k▲
Return on contributions (dividend)694€25k€115k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 3 days late
23-02
State Gazette act
General meeting · Demerger
Real estate · Net-asset statement
13-02
State Gazette act
General meeting · Statutes amendment
Corporate purpose · Demerger
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 1 day late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €221k ▲70.2%
Net result €221k, the highest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 12 days late
2022
31-12
Financial
Equity above €1MEq €1.13M ▲13%
5 profitable years in a row build equity to €1.13M.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 59 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 66 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Suffrage Universel 534140 SprimontGround area
5,355 m²
Building footprint
720 m²
Volume, LiDAR
5,423 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
G-VALUE
since 20092.175.485.514
G-Value
since 20152.265.238.030
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100H0541/00B000 | Wallonia | 2,988 m² | 1 · 150 m² | 8.5 m · 2 fl. |
| 62053A0394/00N000 | Wallonia | 2,367 m² | 1 · 569 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500E58EA3A9A8D147
Similar companies · same sector, comparable size
PROJECTIMMO
BE 0478.097.954
Ottignies-Louvain-la-Neuve · Eq €1.36M
ENTERTAINMENT MANAGEMENT
BE 0872.466.696
Wemmel · Eq €1.36M
ENRJ
BE 0457.466.054
Braine-l'Alleud · Eq €1.36M
DEDEKA
BE 0838.965.569
Edegem · Eq €1.36M
VANSPEYBROUCK
BE 0476.246.838
Roeselare · Eq €1.37M
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 24,425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.