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G.V. PRODUCTS

Active
Public limited companyfounded 1998active for 28 yearsBilzersteenweg 43, 3770 Riemst, BelgiumKBO/BCE: BE 0463.885.276
Summary

G.V. PRODUCTS has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €738,470 and a net result of -€38,032. Equity has been shrinking by about 3.6% per year since 2018. Its solvency ranks better than 89% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-07-1998 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 1 other
Joint committees
111 Paritair Comité voor de metaal-, machine- en elektrische bouw
209 Paritair Comité voor de bedienden der metaalfabrikatennijverheid · annual accounts 2025
Establishment unit
2.091.378.792 3770 Riemst, since 23-06-1999
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Board
  • Verjans GuidoDirector · since 02-05-2023
  • Verjans KimDirector · since 02-05-2023
  • Verjans PeterDirector · since 02-05-2023

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€285,499
▲ 2.5%
Turnover
≈ €1.5m
estimated
Loss
€38,032
Equity
€738,470
▼ 4.9%
Total assets
€854,057
▼ 5.6%
Employees on 31-12-2025
3
=
Filed on 26-06-2026, 35 days before the deadline
Score breakdownraises riskLoss of €38,032 (financial year 2025)1 of the last 3 accounts latelowers riskEquity €738,470 (86.5% of total assets)Founded in 1998Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.5% of total assets
Liquidity 94+10
short-term debt 11.1% · cash 35.6%
Profitability 59-12
return on assets -4.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.89 (5.88 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 35.6% of total assets. 13.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 92% on liquidity, 44% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €38,032 (financial year 2025)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €738,470 (86.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 days early
2024
59 days late
2023
7 days late
2022
151 days late
2021
29 days late
2020
122 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 61 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €13,531 in 2024 -€38,032 View
  • Caution: Lower net result than 87% of companies in wholesale tradesector median €26,864 · 9,808 companies -€38,032 View

Comparable companies

These companies have the same main activity as G.V. PRODUCTS: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €638,000 and €1.2m, founded between 1997 and 2003.

CompanyTotal assetsGross margin
G.V. PRODUCTS Riemst€0.9m€0.3m
AFSLUITINGEN & POORTEN VAN MEEUWEN Tessenderlo-Ham€1.0m€0.2m
Doneux Materiaux Hannut€1.0m€0.2m
SANIMEX Anderlecht€1.1m€0.4m
LA MAISON VERTE Orp-Jauche€0.9m€0.2m
Itabel Hasselt€1.2m€0.2m
PLASTOTHERM Hasselt€0.6m€0.4m
Full comparison

Key facts about G.V. PRODUCTS

What is the company number of G.V. PRODUCTS?
The company number of G.V. PRODUCTS is 0463.885.276. The VAT number is the same number with BE in front: BE 0463.885.276.
Where is G.V. PRODUCTS based?
The registered office is at Bilzersteenweg 43, 3770 Riemst.Company details
What does G.V. PRODUCTS do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of G.V. PRODUCTS?
The legal form of G.V. PRODUCTS is Public limited company (NV).
When was G.V. PRODUCTS founded?
G.V. PRODUCTS was founded on 22-07-1998.
Is G.V. PRODUCTS still active?
Yes, G.V. PRODUCTS is an active enterprise in the KBO register.
How many employees does G.V. PRODUCTS have?
G.V. PRODUCTS had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does G.V. PRODUCTS fall under?
In its 2025 annual accounts, G.V. PRODUCTS states joint committees 111 (Paritair Comité voor de metaal-, machine- en elektrische bouw) and 209 (Paritair Comité voor de bedienden der metaalfabrikatennijverheid).
What is the turnover of G.V. PRODUCTS?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €285,499 and 141 comparable companies (NACE 46). It probably lies between €930,000 and €2.4m.
Is G.V. PRODUCTS profitable?
In financial year 2025, G.V. PRODUCTS made a loss of €38,032.
Where can I find the annual accounts of G.V. PRODUCTS?
G.V. PRODUCTS filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of G.V. PRODUCTS due?
G.V. PRODUCTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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