G.V.D.C.
ActiveG.V.D.C. has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €9k. Equity is growing by ~63.2% per year across the filed fiscal years. Its solvency ranks better than 63% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+94
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
21 d early
2022
28 d early
2021
38 d early
2020
29 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▲ 7.1%
2024 · €9k
2018: €18k
2019: €5k
2020: €5k
2021: €9k
2022: €-25k
2023: €11k
2024: €9k
2018 → 2025
Working capital
€1k▼ 38.0%
2023 · €2k
2018: €19k
2019: €-893
2020: €1k
2021: €-68
2022: €1k
2023: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€-27k▼ 1,016%€-16k▲ 42.1%€-7k▲ 54.8%€2k
Operating result€9k-€-24k€12k€9k▼ 24.2%€9k▲ 6.9%
Net result€9k-€-25k€11k€9k▼ 24.7%€9k▲ 7.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€623=
Current assets
€2k▲ 76.8%
Equity and liabilities €3k
Equity
€2k
Debt
€965
Debt finances 31.4% of the balance-sheet total.
Key figures and ratios
Debt
€965▼
2024 · €9k
Debt ≤ 1 year
€965
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€3k▲
Fixed assets21/28€623€623=
Financial fixed assets28€623€623=
Current assets29/58€1k€2k▲
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€1k€464▼
Equity and liabilities
Total equity and liabilities10/49€2k€3k▲
Equity10/15€-7k€2k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-26k€-16k▲
Amounts payable17/49€9k€965▼
Amounts payable after more than one year17€9k-
Other amounts payable178/9€9k-
Amounts payable within one year42/48-€965
Trade debts44-€965
Suppliers440/4-€965
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€9k€9k▲
Financial charges65/66B€200€193▼
Recurring financial charges65€200€193▼
Profit (loss) for the period before taxes9903€9k€9k▲
Profit (loss) for the period9904€9k€9k▲
Profit (loss) for the period to be appropriated9905€9k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-16k▲
Profit (loss) brought forward from the previous period14P€-34k€-26k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 11.39
Current ratio from 1.94 to 11.39; short-term debt falls from €2k to €231.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-25k ▼381%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.94
Current ratio from 0.88 to 1.94.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 22current ratio 4.35
Current ratio from 0.20 to 4.35; short-term debt falls from €1k to €307.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemtuinenlaan 251030 SchaarbeekGround area
1,901 m²
Building footprint
986 m²
Volume, LiDAR
10,146 m³
2 parcels, Brussels · tallest building 19.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
G.V.D.C.
since 19932.064.912.244
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0093/00E002 | Brussels | 1,755 m² | 1 · 842 m² | 13.1 m · 3 fl. |
| 21911C0008/00L006 | Brussels | 146 m² | 1 · 143 m² | 19.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIDU-HUISS AKTAN
BE 0804.982.907
Liège · Eq €2k
ACCOFIMA CONSULTING
BE 0799.515.768
Kortrijk · Eq €2k
JDS ACCOUNTING
BE 0759.611.156
Wavre · Eq €2k
ASKIANOS CONSULTING
BE 1016.580.487
Sint-Pieters-Woluwe · Eq €2k
Fidro
BE 0425.547.710
Houthalen-Helchteren · Eq €2k
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-1993
Fiscal year end31-12
Activities, NACEBEL
69202Legal and accounting activities
69209Other tax advisory services
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.